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WCRI 2023 Conference Top 10 Things I Learned In Phoenix Part 1
Premium Audit Process Will Never Be The Same – Pandemic Effect
Workers Comp Medical Authorizations – Too Slow?
Catastrophic Workers Comp Claims – Huge Hidden Effect
Reopened Workers Compensation Claims – Watch Them Closely
Healthcare Industry Workers Comp Claims Amazing CA Numbers
Workers Comp Physical Medicine – Adjusters’ Bane – WCRI Report
Health and Workers Comp Insurance Combination Possible Now
Indemnity-only Claims Surprising Spike During Pandemic
Workers Comp Problem Revealed By US Health Index
Workers Comp Fraud Retraction by Adjuster – WTF?
Remote Claims Adjuster Work Improved During Pandemic
Workers Comp Decentralization – The Good, Bad, and Ugly
Workers Comp Requirement Trap – Maximum Conundrum
Small Business Workers Comp Policies – Limited Options
Workers Comp Emergency Room Visits – Bad Risk Management?
2023 Workers Comp Conferences – My List To Attend
Workers Comp Medical Inflation – NCCI Says Not Really
Workers Comp Test Answers – Did You Pass?
Favorite Workers Comp App – What Is Yours + My Secret
Workers Comp Knowledge – Can You Pass The Test?
2023 Workers Comp Self-insured Resolutions – It’s On You
2023 Workers Comp Resolutions – Top Five Reboots
Experience Mod Projections – Key Budgeting Device
Workers Comp Large Deductible 2023 Resolutions – Top 10
Workers Comp Article Publishing – My Secret First Three Steps
Free AIC Micro-course – Sample Before You Buy – Worth It
Workers Comp Maximum Weekly Benefit = Fair?
Answers to the Workers Comp Advanced Quiz + Bonus
Workers Comp Advanced Quiz – Our Readers Requested More
Insurance Treasury Bill Conundrum – Japan Hesitates
Midterm Elections’ Effect on Workers Comp – Surprising Answer
Workers Comp Claim Denials Occur More Than You Think
2022 NWCDC Benchmarking Survey Session + Assistance Needed
Quiet Conversations and Session Surfing NWCDC 2022
NWCDC 2022 Technology – My Annual Search For New Ideas
Workers Comp System Leaders – Please Fill Out This Critical Survey
Pop Quiz Answers – Did You Really Know Workers Comp?
Workers Comp Presentation – Four Easy Steps – My Secrets
Workers Comp Pop Quiz – So You Think You Know WC?
Are Lower Cost Standard Exceptions Disappearing For Insureds?
Pure Premium Rate Filing – WCIRB Webinar = Worth A Look
2022 NWCDC – Upgraded and Improved Vegas Conference
Workers Comp Telehealth – Still Worth The Time and Expense?
Workers Comp Legacy Systems – Or Is It The Whole System?
Workers Comp Basics From A Friend’s Great Book
J&L Website Categories – What We Write About Most + Why
Supreme Court Classification Code Decision Goes Against BWC
Level of Reinsurance Mystery Self-Insured Critical Number
Workers Comp LinkedIn Gripes + One Secret
2021 Workers Comp Benchmarking Study – Rising Medical Solutions
Workers Comp Fraud – Reasons I Skip The Subject
Workers Comp Pandemic Data – Why Only Through March 2021?
Psychosocial Factors Show Rehab Nurses = Great Risk Mgmt
NYCIRB – Big Changes New York Compensation Insurance Ratings
Most Reclassified Class Codes – NCCI Report Covers 2021 Top 10
Workers Comp Treasury Bill Rate Link – Huge Foreign Investments
Great Workers Comp Research Source – Watch One Minute Videos
Workers Comp Subrogation Crisis – Not Pursuing Third Parties
Workers Comp Policy Changes Can Occur Only One Way? Yes
UPS Unit – Office Lifesaver When Power Goes Out or Brownouts
Workers Comp Guaranty Funds – Safety Net For Injured Employees
California Insurance Commissioner Lara Says No To COVID X-Mods
Workers Comp Apps Extinct + Five Good Free Laptop Software Packages
Workers Comp Field Case Managers Still Great Risk Management
Workers Comp Claim File Reviews – Trends Not Individual Files
Medical Only Claims Analysis – Little Claims That Wreck Budgets
Why Do Loss Run Numbers Never Match Experience Mod Sheets?
Fee Schedule Study By WCRI – No Surprises Found on Savings
Workers Comp Embedded Insurance For Small Business Can Backfire
Most Popular UNITSTAT DATE of Year Coming Up – Why You Should Care
Workers Comp Dual Employment – Who Pays What To Injured Worker
Easy Way To Write Articles – Start Your Blog and Keep At It
Workers Comp Budgeting Mistake Made With Experience Mods
So You Want To Be A Workers Comp Consultant – 10 Ideas To Start
Top 10 Workers Comp Concepts Learned At NCCI AIS 2022
NCCI Annual Issues Symposium 2022 – Day 2 – Sessions
NCCI Annual Issues Symposium 2022 – Day 1 Sessions
Workers Comp Medical Provider Networks Absence = Losing $1 Million
ChFC Designation Questions I Have Received Over The Years Answered
Converting from Self-Insurance To The Voluntary Market Due To Pandemic
2022 NCCI AIS May 9th – May 11th – See You There! (Updated Today)
What Does The LCF Designation Mean In My Workers Comp Policy?
Per Diems – Vexing Part of Average Weekly Wage – One Easy Fix
Workers Comp Wages – How Much Is A Rhode Island Red Worth?
NCCI Return To Work Analysis – Carriers Perspective on Cost Reductions
Workers Comp Chiropractic Care – A Cost Savings Technique?
WCRI 2022 Conference Morning Day 2 – Great Speakers
WCRI 2022 Conference Afternoon Day 1 – No Masks – Great Speakers
WCRI 2022 Conference Morning Day 1 – No Masks – Great Speakers
WCRI 2022 Conference Session – Workers Comp Since Nixon Report
Nixon Administration Workers Comp Federalization – 1972 Landscape
Having Zero Claims For Current Policy Year Saves Instantly? – Not Exactly
Is Workers Comp Insurance Regressive or Progressive Like Taxes?
Behavioral Control – IRS Updates Independent Contractor Factor
Independent Contractor Definition – IRS Updates Website
WCRI 2022 Annual Conference – Workers Comp Info Extravaganza
Workers Comp Residual Market Forum – NCCI Covers Underserved Niche
J&L Risk Management Articles – How To Access The Whole Picture
Workers Comp Self Insurance Calendar – Important Dates To Remember
Workers Comp Insurance Calendar – Looking At Important Dates
Why Workers Comp Insurance Carriers Wait Six Months To Report Claims
NCCI Atlas Initiative Looks To Make Info More User Friendly
Workers Comp Claims Departments Rarely Sourced For Studies
Workers Compensation Self Insureds – Often Ignored Puzzle Piece
Paying Workers Comp Benefits Late – Five Ways It Can Cost You
2022 Workers Comp Self-Insured Resolutions – A Few Changes
New Jersey Legislation Gives Break to S Corporations With New Bill
Nixon Administration and Workers Comp Federalization 50 Years Ago
2022 Workers Comp Resolutions – Major Updates to 2021 + COVID
Workers Comp Tech Advancement Found At WCI Orlando Conference
Ignoring Workers Compensation Insurance Now = Paying More Later
PARIMA Zoom Conference – BYOD – How Dangerous Is This?
WCIRB Restaurant Class Code Webinar First of Its Kind
Did Workers Comp Pay COVID-19 Claims? – Popular Holiday Question
Google Find My Device Saves The Day While At NWCDC Las Vegas
No Wisconsin Medical Fee Schedule = Higher Medical Costs
Workers Comp Institute Conference Dec 12 2021 – 85 Page Program Wow
NCCI and WCIRB Differ on Two Main Issues – Both COVID Related
FAA Risk Management – Letter From Director Shows Alcohol Masks Risk
PARIMA 2021 Conference October 25 – 29th All Session Notes
Light Duty Return to Work Issues – NWCDC 2021 – Breakout Session
Workers Comp Experience Mods Decentralized – Bad Move?
2021 NWCDC – Leading a Resilient Claims Organization Thru Uncertainty
2021 NWCDC Conference – The Great And An Area For Improvement
Hawaii Heavy Rate Increase – It’s The Medical Severity Stupid
Workers Comp Video Presentations – 10 Ways To Blow Them Up
NCCI Catastrophe Code 12 – Use or Lose It Class Code (Of Sorts)
Long Tail Experience Mods From 20 Year Business Cycles A Good Idea
Academy of Insurance – 7 Ways To Blow Up Your Workers Comp Program
NCCI Arizona State Advisory Forum Shows 27.9% Rate Change Disparity
Workers Comp Physical Therapists As Initial Primary Providers Good Idea
Do You Know Your Workers Comp Benefits Info – Quiz 2 – Updated
Workers Comp Premium Audit Records – Keep The Old Ones Handy
Pandemic Workers Comp Claims Spike That Never Happened
WALSH Jurisdiction Test Applied By South Dakota Supreme Court
Workers Comp Benefits Quiz – Test Your Knowledge – Updated
Hybrid Premium Audit Prep – Update to Last Week’s Article
Zoom Hybrid Premium Audits Becoming Standard Procedure
Workers Comp Claim Files Missing One Important Easy Task
Insurance Blogging – Give It A Try – Five Easy Steps – One Secret
Insurance Interns Are Untapped Source For Future Employees
Pandemic Workers Comp Return To Work Conundrum Question
Workers Comp Adjuster Turnover Phenomenon Affects Claims
Workers Comp Training – One Thing You Cannot Teach Anyone
Workers Comp Accident Management Questions Rolled In
Workers Comp Injuries and Maslow’s Hierarchy of Needs
Workers Comp Accident – Happened Right In Front Of Me
IME Cover Letter Effective Paragraph I Have Used Since the 1980s
Most Reclassified Workers Comp Governing Class Code 2020 – NCCI
Groundbreaking Opioid Addiction Study – Vitamin D3 Deficiency?
Non-opioid Treatment For Chronic Pain – Groundbreaking Study
Workers Comp Wage Statements Should Be Reviewed For Accuracy
Workers Comp Reserve Redundancy – The Good, Bad, and Ugly
US Supreme Court 831(b) Micro-captives – Surprising Unanimous Decision
NCCI Pandemic Analysis Verifies Insurance Crisis That Never Occurred
Workers Comp Delayed Medical Treatment Increases Opioid Prescriptions
Field Case Managers – Workers Comp Claims Closed Faster and Happier
Jeff Bezos’s Workers Comp Shocker In Final Shareholder Letter
WCIRB Over-reserving Correction- California Update
IRS Opens Promoter Investigations Office for 831(b) Micro Captives
Workers Comp Claim Development – Long Six+ Month Wait
California AB 1465 CAMPN State Sponsored Medical Networks Debate
2021 NCCI Annual Issues Symposium – Free Good Info – May 11 and 12
How Workers Comp Claims Pandemic Data Is Only 25% Correct
AIC Designation Changes – One Major Modification To Study Guides
My Three Favorite Articles That Hooked My Attention – Must Read
Coronavirus Vaccine Journey – Second Act – Over in 30 Minutes
How Workers Comp Weekly Rate Is Calculated – Temporary Total Disability
How Microcaptive 831(b) Arrangements Were Disrupted This Month
My COVID-19 Vaccination – Among The Everyday Heroes
WCRI 2021 State of the States Presentation – The Past Rules
Back To Work During A Pandemic For The Employee – Another Look
WCRI COVID-19 Impact and Effect on Claims and Medical Treatment
WCRI Session That I Attended – Shocking Topicals Numbers
WCRI 2021 Virtual Conference Next Week – For Data, Reports And More
It’s All About Workers Compensation And How Does It Work
Workers Comp Algorithms – Who Is Pushing the Model Buttons?
Panel Discussion With Frank Pennachio – Academy of Insurance 50% Off
Workers Comp Subrogation Claim – Very Old Reserves Still Open
COVID-19 Vaccination Reaction Claims- Compensable In Texas?
Home Ergonomics Advice Reduces Workers Comp Costs
Workers Comp Predictive Analytics Changed Loss Run Reviews Forever
Workers Comp COVID-19 Vaccinations – Part of Return To Work
Workers Comp Test Audits – Pain or Preventative Measure
WCIRB 8871 Webinar – What California Insureds Need To Know
Workers Comp Website – 10 Things To Know When Switching Providers
Workers Comp Zoom Presentation – Top Four Hard Lessons Learned
Experience Mod Increases While Loss Runs Show No Changes – WTR?
Workers Comp Allocated Expenses – Who Pays For Which Bills?
Workers Compensation Presentations Kawasaki Technique
8871 Standard Exception Classification Code Question
J&L Founder James J Moore to Teach Insurance Academy Course Feb 4th
Workers Comp Claims Adjusting ASAP – It’s Over in 48 Hours
WCIRB USRP Manual Update Webinar – Yes, It Matters To You
Workers Comp COVID-19 Vaccination Claims – Adjusters Confused
Workers Comp Premium Auditor’s Job Now More Difficult
2021 Self Insured Workers Comp Resolutions – The COVID Effect
2021 Workers Comp Resolutions – Few COVID-19 Changes
NCCI State Advisory Meetings Worth Your Time? – Most Definitely
Workers Comp Medical Treatment – Faster is Better
Workers Comp Premium Calculation Video – Great Explanations
An Apology To Our Article and Newsletter Readers
AIC Associate in Claims Designation Article Most Popular of 2020
Reopened Workers Comp Claims – Watch The Reserves
Workers Comp Liability Subrogation – Vehicle Accident Steps
ARM Designation – Claims Staff Make Your CV Resume’ Shine
Workers Comp Medical Treatment Networks – What Studies Are Missing
Workers Comp Adjuster Goals Conflict With Management Expectations?
Workers Comp Premium Audit Dispute Delay Can Be Very Costly
California Prop 22 – Nationwide Effect on Workers Comp Debate
WCIRB Delayed Medical Treatment Study Backs Up Six Keys Study
Workers Comp Risk Management Is Like Bag of Apples
Workers Comp Rate Setting Calculation – Short Informative Video
LCMs – The Hidden Part of the Workers Comp Insurance Process
Workers Comp Markets Affected By Upcoming Election Cycle
Contingent Experience Mods – When The Number Is Not the Number
Self Insured Claims Data – Your TPA Has Many Helpful Options Online
Workers Comp Carriers Fined For Late Reporting To Rate Bureaus?
What is Earned But Not Reported (EBNR) – Employers Need to Know
Workers Comp Reserve Reduction Strategy – Critical Last Step
How J&L Reduced Workers Comp Reserves $300,000 In One Month
Physical Premium Audits – COVID 19 Removed The Physical Part
Hard Workers Comp Markets – The Silent Reasons Why
Loss Cost Decrease Does Not Directly Result in Premium Decrease
Premium Audit Payroll Figures More Critical Due To COVID-19
Physical Therapy Study – Great Workers Comp Loss Control
The Workers Comp Self Insurance Risk No One Talks About
Workers Comp Android Apps – Journey Down The Rabbit Hole Again
Workers Comp Recorded Statements – Now A Lost Art?
Workers Comp Mega Claims – My Different Definition
Workers Comp Ladder of Insurance Very Important Term in 2020
Automated Workers Comp Medical Only Claims Not A Solution Yet
Workers Comp COVID-19 Numbers Are In – Think Again
California Workers Comp Contractor Vote – Prop 22 on Ballot
Telecommuting Employee Accidents – The New Work Comp Paradigm
How Do I Find Exclusions In My Insurance Policy DICEE
Talented Workers Comp Adjuster – Do They Have IT?
Workers Comp Adjuster Communications – Use 3-3-3 Rule For Efficiency
Most Reclassified Class Code – Which One Topped NCCI List For 2019?
IRS Dirty Dozen List No Longer Includes Offshore Micro Captives – Really?
Workers Comp Premium Refunds Due To COVID Crisis
IRS Workers Comp Rules – Two Payment Red Flags To Avoid
Workers Comp Email – Five Best Practices To Avoid Trouble Later
Workers Comp Webinar Technical Difficulties Can Be Avoided
Large Deductible Workers Comp Policies – Paying 50% Of Expenses?
Workers Comp COVID-19 Presumption Was Already In Place
How To Ruin A Workers Comp Claim in Five Seconds, Claim Number?
Are The Recent Class Code Changes Saving My Company Premium?
California Workers Comp Telecommuting Class Code 8871 Added
How Do We Account for Coronavirus Furloughed Employees – NCCI
Workers Compensation Rating System – See You in 18 Months
Work Comp Class Code 8871 Clerical Telecommuter Very Popular Now
Free Workers Comp Study – Best Report on Medical Costs WCRI
Workers Comp Consultant Company – J&L – Top 10 Lessons Learned
Workers Comp Outpatient Medical Costs – Fee Schedules Win Again
Workers Comp Claim Denial Means No Medical Control?
Free Workers Comp Webinar Choices – Which Ones To Watch?
Workers Comp Telemedicine – Is Telehealth Really Worth It?
Workers Comp Humor During The Lockdowns – Working @ Home
Coronavirus Return To Work – Top 10 Issues For Workers Comp
Phoned In FROI Response To My Last Article – Excoriated
First Report of Injury Coding Goes From Important To Critical
WCIRB XMod Decision Gives Employers COVID Reprieve – Sort Of
COVID Compensability Conundrum – Who’s Covering What?
COVID-19 Pandemic Statistical Madness Rears Its Ugly Head
Workers Comp Medical Network Penetration Increases Utilization Costs
Workers Comp Webinar Mini-Guide Prep – Other Ideas
Your Mini-Guide For Workers Comp Webinars – Be Prepared
NCCI Virtual Annual Issues Symposium Free – May 12th – Sign Up Now
WCRI Prior Recession Report – The COVID-19 Economic Recovery
Missouri Workers Comp Medical Treatment Very Expensive – NCCI Study
NCCI COVID-19 Article And Claims Compensability Debate
WCRI Conference 2020 Day Two Morning – What I Learned Today
Prioritizing Mental Health for Workers Injured On The Job WCRI
WCRI Annual Conference 2020 – Aging Workforce Claims
Should Workers Comp Psychological Injuries Count As Claims?
Workers Comp Psychological Aftereffects – WCRI Conference Next Week
Workers Comp Content – Avoiding the Recycle Button
IRS Subcontractor Employee Determination Covers Three Main Points
WCRI 2020 Annual Conference Next Month – Show Me The Data + Secret
Workers’ Comp Penalties and Fines – Paying Someone Else’s Tab?
NCCI 2020 Data Reporting Conference – Nuggets of Excellent Information
WCIRB Conference Oakland CA HQ Last Week Lasted 90 Minutes
Bulk Workers’ Comp Claim Settlements Are Nothing New
California Assembly Bills Try To Right The Wrongs of AB 5
California Assembly BIll 5 Article Response Gig Employers Very Concerned
California AB 5 Causes Workers Comp Conundrum For Gig Workers
WCRI Aging Worker Injury Study versus My Assumptions – Who Wins?
Frontline Adjusters vs. C-Level Claims Mgmt – Great Rising Medical Survey
2020 Self Insured Workers’ Comp Resolutions – Staying the Course
2020 Workers Comp Resolutions – Make Your List Now And Check It Twice
Employers Cheat Themselves – Workers Comp Claims – 4 Ways
Workers Compensation Online Access Nets Insured $85,000 Subrogation
Workers Comp Statistical Significance Is Still Statistically Significant
24 Hour Workers Comp + Health Insurance Policy – Rearview Mirror?
Workers Comp Claim Action Plan- Online Access Answers 100+ Questions
Workers Compensation Medical Networks – Are You A Drive-by User?
Waiver of Subrogation Endorsement – Excellent Analysis Chart
Value Based Care and Centers of Excellence Matched Pair for Work Comp
Workers Comp Centers of Excellence – Exciting New Medical Trend
Workers’ Comp Program Fixes Come In Three Distinct Stages
Workers’ Comp Recession Advice Even As Current Data Says Otherwise
Workers Comp Combined Ratio Means Market Extremely Healthy
NCCI Virginia 2019 Advisory Forum – Something Not Seen Since 1931
Worker’s Comp Policy Questions – Readers Top 10 Questions
Workers Compensation Numbers Employers Must Have ASAP
Workers Comp Insurance Companies Excelled In This Area
Free NCCI State Advisory Forums – Are They Worth Your Time?
Workers Compensation Negativity Volcano Erupts On A Daily Basis
IRS Publication 15A Independent Contractor Employee Examples
Breaking – Pharmaceutical Study – WCRI Covers Trends In 27 States
Premium Audit Report vs Bill vs Statement- Important Reader Question
A Work Comp Claims Department and Chernobyl – One Major Similarity
Work Comp Claims Adjuster Survey – Finally – Your Opinion Matters
New York Opioid Dealer Law – Long Island Lawmaker’s Aggressive Stance
Blue Cross Blue Shield Program Great Risk Management
Safety Metrics @ OSHA Consultant Part 3 of 4 – Lunch Numbers
Medical Fee Schedule Dilemma – WCRI Study – High Cost States Have None
XMod Formula Update – WCIRB Discusses Results With New Webinar
Return To Work Risk Management Failure – No Job Bank
OSHA Consultant – Part 2- Keeping Your Cool in a Hot Zone
Workers’ Compensation Android iPhone Apps – The Search Returns
Safety Metrics – Keeping your Cool in a Hot Zone – Four Part Series
Employee Treatment Silent X Factor Great Risk Management
Reporting Work Injuries To Your Carrier – Golden Rule
Occupational Illness Rates by Industry – Great BLS Data Surprising Results
California Dynamex Decision – Another Workers Comp Crisis Recycled?
Workers Comp Data Carveouts Move Data To Dangerous Ground
Workers Comp Physician Networks Importance Reaches Critical Mass
IRS Subcontractor Section Update Adds Government Employees
Rate Bureau Calculations Using WCRI Numbers Show Mod Increases
California Rating Bureau WCIRB Equity Compensation
Pennsylvania Workers Comp Carriers May Owe Premium Refunds
US Treasury Sell Off By China and Japan – Effect on Work Comp Markets
Workers Comp Payroll Figures Affect More Than Just The Premium Audit
Stabilizing Value – Work Comp EMod Formula Magical Employer Lifesaver
WCRI Annual Conference 2019 – Live Blogging – If My Wrists Hold Out
Workers Comp Claim Analytics – Looking For Miracles Under Every Rock
High Health Insurance Deductibles Cause Case Shifting – WCRI Study
Pennsylvania Employers – Workers Comp Premium Refunds Possible
Workers Comp Premium Auditor Does Not Know My Final Bill Amount?
Workers Compensation Fraud In New Jersey – Video Says It All
Medical Only Claims Adjusting – One Super Critical Task To Consider
PEO Data Session – NCCI Data Conference Earlier This Month
Report Medical Only Claims To Carrier – Saves Later Headaches
Workers Comp Bad Faith – Adjusters Look Back Over Their Shoulders?
Workers Comp Premium Savings Generated With Website Updates
NY Daily News Workers Comp Watch – Ocasio Cortez Says Woops!
2019 Self Insured Resolutions – Looking Back To 2018 2017 2016
2019 Workers Comp Resolutions – Looking Back at 2018
Workers Comp Judicial Hellholes Report 2018 Version
What Are Workers Compensation Claim Reserves – Confusing Term
WCRI Chart ASCs vs. Hospitals Shows Interesting 18 State Comparison
Experience Modification Sheets Wt Important Variable For Savings
Combined Ratio South Carolina NCCI Advisory Forum Shocker
Workers Comp Technology Found At 2018 NWCDC Conference
NWCDC Conference 2018 – Looking For True Technology
Workers Comp Medical Cost Terms – Back To Basics
Workers Comp Rating Bureaus Make Mistakes – Who Is Really To Blame?
Workers Comp Investments World Buzzing Now – High Activity
Midterm Elections Have Effect On Workers Compensation?
National Adjuster License For Workers Comp Quite Challenging
Two Great Workers Compensation Guides WCRI – Covers RXs
Workers Compensation Reserves Reduction Alternative Mini Guide
Why Are Workers Comp Pharmacy Benefits So Expensive – In One Picture
IAASE Conference – Not Quite Live Posting October 7 – 9
North Carolina Insurance Commissioner Issues Warning On Steerage
When Are Final Claim Reserves Set – Is There Exact Date?
What Is A Guaranteed Cost Program In Workers Compensation?
Switching Workers Comp Carriers Early Can Be Expensive
Personal Sensitivity Claims Complicated Workers Compensation Matter
Civil Engineer Asks Great Worker Compensation Class Code Question
California Supreme Court Decision Independent Contractors Definition
Medical Treatment Networks Save Money – Win Win Win On Claim
Workers Comp Blogs May Have Good News Coming Soon
Workers Comp Documents Top Six Best Read on Paper – With Bonus
Injured Workers Trust Four Professionals The Most During Their Claim
Workers Compensation Accident MVA Spike and Smartphone Use
Workers Compensation Medical Treatment Lag Time – WCRI
NCCI Virginia Advisory Forum 2018 – Shocking Nationwide Statistics
Workers Comp Paper Files In Age of Small Screen
Subrogation Letter Is Just First Step in Recovering Workers Comp Funds
Workers Comp Emails – How To Handle Inbound Messages
Captive Tax Advantages Recently Take Huge Hit In US Tax Court
Workers Compensation Large Deductible Policies Worth It?
Workers Compensation Medical Software vs My Semi Annual App Search
Workers Compensation Reserves – Fee Schedule Hidden Benefit
Stay at Work Washington L&I ‘s Unique Program – Guest Post
Workers Compensation Fee Schedules Win Again – WCRI’s Free Study
$250,000 Claim Reserve Level – Why Is that Number So Important?
WCIRB Pure Premium Rates Are Not Insurance Carrier Rates
30 Minute Webinars – Trend Of Rushed Presenter
Cutcompcosts Awarded Top 25 Workers Comp Blogs Again for 2018
Workers Compensation Class Code 9015 – Most Reclassified in 2017
Workers Compensation Reserve Increases – 10 Reasons For Huge Ones
Micro-Captives (Offshore) Still on IRS Dirty Dozen List – At Bottom
Predictive Analytics Is Now Opioid Buzzword Replacement
Google Panda Penguin Penalties Can Pigeon Hole Blog
What Is A Workers Compensation Permanency Rating?
Workers Compensation Reserves – How Does Adjuster Set Them?
North Carolina Appeals Court Medication Decision – FDA Shocker(?)
Reserve Review Schedule – Are You Behind Or Ahead?
Insurance Academy – Presenting – Webinar Tomorrow 130 PM Eastern
XMod Formula Simplified(?) By California’s WCIRB
Asia Workers Compensation Error Correction On Old Post
2018 WCRI Conference – Top 10 Things I Learned Over Two Days Time
WCRI 2018 Conference Boston MA – Blogging It Live
Opioid Study Shocker – Or Was It Really Surprise Conclusion
General Liability Insurance Premium Audits Definition
Workers Comp Premium Auditors – External Employer Info Examined Often
New IRS Subcontractor Rules Straight From Their Website
Workers Compensation Medical Networks Save Bundle – Used Properly
Twilight Zone Phone Calls Avoidance – Timely First Reports Of Injury
J&L Risk Management Consultants Accomplishments This Year
Volunteer Workers Comp Benefits Can Be Elusive At Best
Workers Comp Small Deductible Correction – Woops (My Mistake)
Wisconsin Workers Comp Conundrum – Who Is or Is Not Employee?
2018 Soft Market or Just Reactions To Changes In Mod Structure?
2018 NCCI Data Conference Top 10 Discoveries By Yours Truly
Responsible Risk Management On Highway – Our Safety Consultant
Workers Comp Insurance Crisis – #1 Cause Called Bubble By Bankers
Best Workers Comp App 2018 – Slim Pickings Android or ITunes
Apple ITunes Store Apps – Another Workers Comp Rabbit Hole Trip
Serious Workers Comp Claims Result From Cold Weather
2018 Android Workers Comp Apps – My Search Had Surprising Results
Workers Comp Automation Can Replace Claims Adjusters
Workers Comp Loss Prevention Throughout Claim = Loss Reduction
Workers Comp Call or Email – #1 for 2017 Is No Surprise
Top 10 2018 Self Insured Resolutions For Workers Comp
Certified Return Receipt Mail – Old School Workers Comp Life Saver
2018 Workers Comp Resolutions – Look Back At 2017 Resolutions
New Virginia Medical Fee Schedule – Closer Look
US Congress Tax Bill Correction Mortgage+Student Loan Interest
Workers Comp Markets May Be Heavily Affected By This
Wisconsin Medical Fee Schedule Absence Very Expensive Option – WCRI
Safety Consultant Disagreed With Me On Article – His Take
Independent Contractor Employee Checklist Employers Contractors
NCCI Workers Comp Medical Cost Discovery – PHC Best Measurement
Experience Mod Calculation Shortcut With 10 Ways To Reduce
WCAN WCIRB California Workers Compensation – 2017
North Carolina Industrial Commission Invalidates Basic Adjusting
Workers Comp Article Publishing Top 10 Concerns
Statistical Proportions – Quick And Dirty Number Powerhouse
Accident Curve And Natural Disasters – Spike in Workers Comp Claims
Workers Comp Writers Block – Writing Into Funnel
Workers Comp Statistic Combined Ratio Best In 50 Years – NCCI
Insurance Industry Employment Alarming Numbers – Shocker
Independent Contractor Employee Checklist Employers Contractors
IRS Contractor Employee Rules – Updated Web Page With Videos
Work Comp Rate Bureaus Becoming Credit Bureaus?
Experience Mod Of 1.01 Can Cost Company Millions – Important
Work Comp Schedule Rating Factor Use It or Lose It @Policy Commences
Virginia Medical Fee Schedule Now Reality After Decade
Is This Holy Grail For Opioid Epidemic? (Breaking News)
North Carolina Supreme Court Decision 4 Work Comp Claims All States
Insurance Policy = Contract Between Your Company and Carrier
Employers Can Extend Longevity Among Older Workers, Experts Say
Workers Comp Attorney Involvement 400% Variation Between States
Workers Comp Medical Networks Keeping Costs in Check NCCI
Workers Comp Medical Networks Reduce Costs – Or Do They Actually?
Workers Comp Policy Info Retention Recommendation
Workers Comp Safety Innovator Now Thing Of Past – Correction
Workers Comp Claims Savings In 7 Words – Written 8 Years Ago
Six Keys To Saving On Workers Comp – Let’s Cover Easiest One
Top 25 Workers Comp Blog and AM Best Recommended Provider Awards
California WCIRB First Aid Claim Requirements – Good and Bad
Work Comp Audit – Six Similarities To Home Closing
J&L Risk Management Consultants – Our 22nd Year – Thanks!!!
Unique Workers Comp Coverage By Former Homebuilder
Risk Management Mistakes – Silent Top Five In Workers Comp
Medical Only Claims – Ignore Them At Your Own Risk
US Workers Comp System Compared to Other Countries
Work Comp Tax Question – Do I Have to Report or Pay Tax on Benefits?
Safety Program Evaluation Secret – Takes 5 Minutes Maximum
North Carolina Rate Bureau NCCI Part Ways Last Month
Workers Comp Statistics Madness Shocker Appears Last Week
California Workers Comp Status Conferences – Adjuster Guest Author
Are Workers Comp Insurance Agents Not Yoda Any Longer?
Major Workers Comp Changes On Horizon Fed .25 Point Increase?
Does Affordable Care Act Repeal and Replace Mention Workers Comp?
North Carolina Rate Bureau Adds New Rules Including PEOs
2017 WCRI Conference 2nd Morning Session Blogging Live
WCRI 2017 Conference Afternoon Sessions – Blogging Live
WCRI 2017 Conference – Blogging Live – Morning Sessions
North Carolina State Auditor Says 52,000 Uninsured For Workers Comp
Safety Incentive Plans – OSHA’s New Posture
WALSH Test For Jurisdiction Appears Again in North Carolina
Opioids and Marijuana – WCRI Conference – Big Time Discussions
North Carolina Workers Comp Uninsureds – I Made Terrible Mistake
Workers Comp Mentor – Take Ten Seconds with Mr Rogers
Workers Comp Hot Buttons Top 10 Recycled Again
Workers Comp Assigned Risk Pool – Wait Our Company Mod Is 80
Associate in Risk Management Designation (ARM) – Worth It?
AIC Designation – Top 10 Secret Ways – Attain It Faster
Associate In Claims (AIC) – Never Looked Better For Work Comp Adjusters
Opioid Statistics – Incredible Numbers From Recent Webinar
CMS WCMSA Against CIGA Turned Away By Federal Court
Top 10 Self Insured Resolutions For New Year 2017
Top Ten Work Comp New Years Resolutions 2017 Version with Bonus
Insurance Trends vs. Paper Clips – Lets Get Ready To Analyze
Google Play Store And My Annual Search for Work Comp Apps – Not Good
James J Moore E-Mod LDF Presentation – Mid State Safety Council
North Carolina Rate Bureau Reform – New Insurance Commissioner
ACA Repeal Could Lead To More Workers Comp Case Shifting
2016 NWCDC Innovations IWalkFree Medical Equipment
Workers Comp Innovation – NWCDC – National Work Comp Conference
NCCI Affordable Care Act Analysis – With Political Twist
President Elect vs Workers Comp – What Did Trump Say?
NCCI Affordable Care Act Analysis – Interesting Study
Five Amazing Ways That Workers Comp Insurance Is Unique
Top 10 Risk Management Techniques For Workers Comp
Functional Capacity Evaluation (FCE) – Great Risk Management Technique
Endorsements – Forgotten Part Of Workers Comp Policy
California AB 1643 Changes Apportionment For Worse
Workers Comp Hard Markets and China Financial Crisis
Workers Comp Tax To Some Employers? – Shocker!
Oklahoma Opt-Out Insurance – OK Supreme Court Says See Ya!!!
Workers Comp Expert Witness – Tough Row To Hoe
Classification By Analogy Can Affect Workers Comp Rates
Work Comp Outpatient Hospital Charges – WCRI Exposes Myth
Virginia Medical Fee Schedule – Hell May Freeze Over After All
Work Comp Premium Audits Do Not Have 75% Inaccuracy Rate
Work Comp Schedule Ratings Backed By Science
North Carolina Work Comp Subrogation Takes Weird Turn
10 Most Dangerous Jobs For 2016 With Work Comp Rates
Business Insurance Closes – Bummer – Update – Now Back Open
West Virginia Rates Reduced For 12th Time – NCCI
Workers Comp Math – Where 2 + 2 = 5.36789
Cutcompcosts.com Upgrades Articles – Better Readability
Experience Mod For Next Year – Ruined By Big Claim?
Dave DePaolo – Workers Comp Community Loses Guru
Work Comp Reserves And Twilight Zone Phone Call
Work Comp Reserves – Why is June 30th Most Crucial Day?
James Moore Presenter Insurance Academy Webinar On Adjusters
Work Comp Adjusters – Settlement And Reserve Authority From Insureds
Workers Compensation Cost Cutting – Silent Fifth Key
Workers Comp Premium Auditors Are Licensed In Which States?
California CWCI Independent Medical Reviews – Other Statistics
Do Work Comp Claim Analytics Really Work As Promised
Work Comp Laws For All 50 States And Canada – WCRI IAIABC
Premium Audit Statement + Other Document Shows Final Numbers
State Workers Comp Administrators – Where Is The Best List?
Comments Section Has Gone Rogue – Again – Now Fixed
Work Comp Wellness Plans – Should Industry Follow Feds?
James J Moore To Present Premium Audit Webinar May 26th
NCCI Says Workers Comp Combined Ratio 94% – Shocker
Work Comp Predictive Models vs Gut Feelings – The Winner Is(?)
Colorado Workers Comp Single Payer Conundrum
Workers Compensation Records Retention Question
Workers Comp Adjusters – Feel Good Friday
Workers Comp Accident Rates Affected By Spring Forward
WCRI Conference Blogging Live – Sharing Economy and WC
CompScope WCRI Blogging Live – State of States
Opt Out 2nd Panel – WCRI Blogging Live – Boston MA
WCRI – Blogging Live – Controversial Opt Out Panels
WCRI Blogging Live- Crossing State Lines For Medical Care
California Medical Review and Dispute – Blogging WCRI Conference
Blogging Live WCRI Comparing Workers Comp Outcomes Across States
WCRI – Blogging Live – Do Fee Schedules = WC Case Shifting?
Blogging Live WCRI 2016 Yearly Conference – Ground Rules
What are Policy Endorsements – Are they important?
California Xmods = Heavy Penalty For Repetitive Accidents
Workers Comp Policy Includes Five Important Parts To Remember
Mobile Site Is Fixed – Dates Corrected – Full Access To 1,625 Articles
Hawaii Monopolistic State Fund – Shocking Possibility
James J Moore To Conduct Insurance Academy Webinar Feb 25th
Answers To Workers Compensation Questions – Outside US
Workers Comp Articles – Outside of US
Work Comp Answers – See Article From Yesterday
Work Comp Questions Top 10 Most Misunderstood Potpourri
Oklahoma Federal Health Insurance Exchange Increase= Case Shifting
Oklahoma Captive Program Grows 572% In Two Years
Workers Comp Self Insured Resolutions for 2016
Workers Comp Resolutions – Updated For 2016 and Beyond
247,120 Slips, Trips, And Falls Devastate 2014 Workers Comp Budgets
Temporary Partial Disability – Misunderstood Benefit
FMLA With Workers Comp Return To Work – Expensive Mistake
WCIRB WCAN WCRI = Confusion on California WC Statistics
Retroactive and Waiting Periods May Affect Disability Length
Are Workers Comp Waiting Periods Really Worth It?
Best Workers Comp Markets Are In 14 States
Workers Comp Innovators At NWCDC – One Astounding Company
Workers Comps Future – Recruiting/Retaining Next Generation
How Nurse Case Managers Add Value to WC Claims
Rising Medical Solutions Comprehensive Think Tank Report
Trans-Pacific Partnership Obamatrade Agreement Full Access
Trans-Pacific Partnership Agreement Contains Workers Comp Provision
Is New Virginia Rule 14 Work Comp Fee Schedule?
Few Work Comp Premium Written Surprises for 2014
Is Social Security Disability Affected by WC?
Will China US Treasury Sell Off Affect Insurance and WC Markets?
New Mexico Marijuana – Five Joints Per Day Covered By Work Comp
Indiana Workers Comp Fee Schedule Partially Enacted = Rate Increase
Social Fresh Conference – Nothing On Workers Comp (Almost)
E-Mods LDFs Are Like Credit Scores From Hell NCPRIMA
Five Things You Must Do To Have Very Good Safety Program
California Claims Adjustment Costs Are Massive – WCAN
Mod Increases To Over 1.0 – Five Bad Things Can Happen
A.M. Best TV – New Releases Three Times Per Week
Work Comp Apps On iTunes – Only Two?
How Does NCCI Calculate Our Mod – Reader Question
Will NCCI ARD Elimination Change Premium Audits? – Correction
My Favorite Android App For Work Comp Is Stretch
Work Comp Doctor Will See You Now – In Your Home?
CorVel Android App Works Well
Mod Android App – EMC Smart Mod
Android Work Comp Apps – 3 More Reviews
Risk Safety Pro Search Is Like Finding Good Plumber
Work Comp Apps – My Rabbit Hole Journey For Technology
Subcontractors And Statutory Employees IRS Publication 15-A
Subcontractors FLSA – Department of Labor v IRS
WCIRB Long Tail Medical Expenses – Great Study
What If Workers Comp Was Eliminated Tomorrow?
Ohio BWC Premium Refunds Issued For $255 Million
California WCIRB Rating Formula Major Changes
Best Workers Comp Policy and Audit Review Tool
Workers Comp Classification Codes – How Do We Verify Them?
Meth vs Opioids in Workers Comp – Hidden Epidemic?
Classification Codes – Employee Misclassification Different
US Supreme Court ACA Decision To Affect Workers Comp?
Work Comp Virtual Doctor Visits – Are You On Board?
Human Resources and Safety
WALSH Jurisdiction Test – North Carolina Court Of Appeals
Large Deductible Mods Do Exist
NCCI – Post-Accident Safety Errors Cost Companies $$$
Work Comp Safety Week – DBM’s Continued
Work Comp Safety – Our Clients and Blog/Newsletter Readers Were Right
South Carolina Opt Out May Become Reality
Work Comp Combined Ratio Under 100 – First Time In Eight Years
North Carolina Medical Treatment and Complete Cheat Sheet – Cranfill Sumner Hartzog
Work Comp Audit Bill – We Cannot Pay It Immediately
Oklahoma Opt Out Option – Two For Two In Court
California Workers Comp System – What Happened To The Reform(s)?
Work Comp Medical Tourism – Thinking Way Outside The Box
Nevada Workers Comp Gets Trashed By Unknowing (Again)
2014 Workers Comp Prescription Cost Increase – Bargain
Medical Cost Containment Inventory From 51 Jurisdictions – WCRI
Loss Cost Multipliers – The Real Numbers That Carriers Charge
Workers Compensation Industry – Lagging In Technology
Classification Code 8810 – Final Answer?
Rate Reductions – One Of Most Misleading Statements In WC
California’s Workers Compensation Difficulties – Great Primer
E-Mod X-Mod Reduction – #1 Question We Receive
In Defense of Workers Compensation – System Still Works
Captive RRG Legal + Regulatory Environment – CICA
CICA Your Actuarial Report – Understanding/Getting Most Out of It
Using Reinsurance to Make Captive Structure – CICA Conference
Reforms – WCRI Conference Texas, Pennsylvania, Oregon and Florida
Selected State Reforms And Their Effect – WCRI – Blogging Live
State By State Analyses – ALAE Allocated Adjustment Expenses – WCRI Blogging Live
Price Impact – Workers Comp Fee Schedules WCRI Blogging Live
WCRI – Physician Dispensing Costs and Consequences
Affordable Care Act (ACA) Impact on WC Case Shifting – Live WCRI
J&L Risk Management Consultants – Cutcompcosts.com 20th Year!!!
Are Micro Captives For Workers Comp New Frontier?
Workers Comp Audit – Five Great General Questions From Readers
Exclusive Remedy Affirmed by North Carolina Appeals Court
Online Doctor Visits – Workers Comp Community Acceptance?
Six Ways To Excel In Comp Arena Without A College Degree
NCCI Provides Plethora of Free Info When You Visit Their Website
BidRx As Model For Injured Employee Driven Networks
Hybrid Premium Audits Still Allowed For Larger Employers
59 Modifier Medical Bill Controversy Causes CMS To React
Are Telephonic Payroll Audits Legitimate- Reader Question
Cutcompcosts Is Now Fully Mobile Compliant – Update
January 1st Renewals, Your Premium Audit Is Approaching
Could Google Enter WC Markets – Not Any Time Soon
Medical Treatment Authorization – New North Carolina Deadline
Buzz Around California’s AB 1897 Has Been Amazing
Workers Comp Cost Savings – Onsite Medical Clinics
New Congress, TRIA, and Workers’ Compensation
CutCompCosts Blog – 360,000+ Page Views In One Day – November
Claim Reviews = ‘Tis Season For Wasting Time Fa La La La
More WC Innovation from NWCDC – Thermazone
EMod (XMod) Can I Obtain One Before My Agent Provides It Every Year?
Proove Pharmaceuticals Great Innovator NWCDC – Las Vegas
North Carolina – Taxi Driver Was Independent Contractor
NWCDC Temp Nation – California AB 1897
Ethics in Workers Compensation – Blogging Live – NWCDC
Using This Blog For Your Own Purposes, Mobi Site, Weekly Newsletter
Workers Comp Conference Searching For Innovation In Las Vegas
Medical Marijuana Basis For Discrimination Lawsuit
No Fee Schedules Cost Employers WC $ – Virginia Update
Private and Public Employers– Pending Unit Stat Date
Blogger To WordPress Conversion A Complicated Mess
Save On Workers Comp Premiums – Keep Your Website Current
Premium Audit Workpapers Can Save Future Headaches
China – Filing Work Comp Claim
Florida Court Orders Advance On Workers Compensation Benefits
Will Cutting or Eliminating Health Insurance Cause Rise In WC Claims
BLS Publishes Pilot Test Modified and Restricted Duty
E-Mod Increases Sharply – Top 5 Reasons May Help Reduce
Will Texas Opt Out Of Its Opt Out Program By Joining NCCI
Texas Officially Joins NCCI System – Good Move Overall
NCPRIMA Presentation Work Comp Advice Public Risk Managers
Business Tax Consideration for Workers Compensation Premiums?
Workplace Transportation Incidents Account For 40% Of Fatalities – BLS
Disputed Premium Audit Bill – Does Our Company Have To Pay Any Of It?
NCPRIMA Presentation on Cost Cutting – PowerPoint Slides
Defense Base Act – Coverage For Overseas Subcontractors
Loss Development Factor – Do I Need One – How Do I Get One
What Would Happen If Workers’ Compensation Ended Tomorrow?
California SB 863 Failure Result In 6.7% WCIRB Rate Increase?
IRS Independent Contractor Determination Not Magic
Independent Contractor vs Employee Definition From IRS
Massachusetts And Independent Contractor Determination
Live CA WCIRB Webinar On State Of California’s Work Comp System
Recent Nebraska Supreme Court Cases Underwriter Adjuster Changes
Nebraska Supreme Court – Another Bad Decision
Ingress Egress Rules – North Carolina example – Confusing
Discounted Experience Mod – West Virginia Blog Readers Question
Ohio’s BWC Provides 83.5 Moon Roundtrips Overcharging
First Aid Kit For Workers Comp Premium Savings – Seven Items
Top Four Workers Compensation Definitions – Back To Basics
Converting to Self Insurance – Five Important Considerations & Alternatives
Small Deductible Policies Worth It? – NCCI – Varies by State
NCCI Updates Website User Friendly – Hidden Enhancements
Independent Medical Exam (IME) Dozen Mistakes To Avoid
Independent Medical Exam (IME)- 10 Ways To Harm File
Top 10 Industry Gender Pay Gaps – Double Shocker 2 Insurance Related
Insurance Industry Employment Numbers – Better Than Last Year
Shocking Insurance Industry Numbers – 25% Gone By 2018 – Brain Drain?
How Long Would Workers Compensation Survive Like This???
Cutting Workers Comp Costs Adds 6th Key – Adoption By Management
WCRI Proves One of My Five Keys To Workers Comp Savings
Top 10 Challenges for WC – Expanded Part 2
Top 10 Challenge Areas – Expanded Part I
Challenge For Workers Compensation Top 10 Areas 2014
Top 5 Popular Posts Written For This Blog Over Past Seven Years
Top 25 Dangerous Jobs – Highest Injury Rates 2011 and 2012
Student Teacher Violence Stunning Increase May Affect Workers Comp
New Mexico Supreme Court – Bad Decision on Temporary Total Disability
Canceling Your Policy Right After Renewal Or Premium Audit Costly
Certificates of Insurance With Wrong Info Can Ruin Your Business
Employee Misclassification – Back In News
Workers Compensation and Hospitality Industries Are Very Similar
New Mexico Shocker – Rocky Mountain High – Dangerous Barrier Broken
SB 863 Actually Increased California Medical Costs?
Ohio Appeals Court Decision Start Privatization Conversation?
Biltmore Corporation – Extensive RTW Program = Low E-Mod
WCRI Study – Louisiana New York Have Highest WC Opioid Use
Claim Costs Effect on WC Insurance Rates – Great Graph
Four Popular WC Medications That Are Becoming Generic
NAMSAP – Medicare Set Aside Professionals Conference May 8- 9
Will Wal-Mart Ever Sell Workers Compensation Insurance?
Workers Comp Fee Schedules – Follow Up To My Last Post
Fee Schedules Effect on Workers Comp Costs – New Study From NCCI
Workers Compensation Action Network (WCAN) – Great California Chart
Loss Runs Most Important Time To Have Them Updated
Independent Medical Exams (IME) – Great Article On Basics
Workers Comp Action Network – California SB 863 – Great Infographic
CMS Self Administered Toolkit for WCMSA’s – Confusing Section
CMS Issues WCMSA Self Administration Toolkit For Injured Employees
Best Workers Compensation Apps on Google Play Store Are
Android Apps for Workers Compensation Looking Further
Workers Compensation Apps Google Play Store Has 177 – Few Helpful
Determining Future Medical Exposure – Life Care Plans + Cost Projections
Chronic Pain 101 Evidence Based Medicine – Dr. William Nemeth
Tina Fey May Have Had Workers Comp Coverage After All
New York Workers Compensation Board Assesses Tina Fey $79,000 Fine
Certificates of Insurance – Delaware Increases Fraud Enforcement
Texas – Did Banning Informal WC Networks Cost Employers
Shocking Discovery – Workers Compensation Insurance Began 2050 BC
Paying Supplemental Wages While Injured Employee TTD
WCRI – Accountable Care Organizations (ACO’s) – Live
WCRI – How Economy Drives Financial Performance of WC – Live
Ambulatory Surgery Centers (ASC) Cost Factors – WCRI – Live
Affordable Care Act (Obamacare) Effects on WC – LIVE WCRI
WCRI- live – Illinois Fee Schedule Caused 30% Reduction in Medical Costs
Texas Reforms Results Analysis – WCRI – Blogging Live
WCRI (Workers Comp Research Conference) – Reporting Live
One Of Most Trusted Medical Professionals By Injured Workers
Oklahoma’s New Anti Drug Abuse Bill Will Affect Workers Compensation
Loss Run Analysis – Second Step To Cutting Your WC Costs
Rehabilitation Nurse Second Most Seen Provider By Injured Employees
Bureau of Labor Statistics Provides Huge Amount of Workers Comp Data
All Of Our Brickstreet Clients, New Email Address Changes
Physical Therapists – Seen Most Often By Injured Workers
CBO Predictions Mean Ouch For Workers Comp
Mississippi Court Indirectly Uses WALSH Jurisdictional Test for WC
Alabama and Mississippi – Bad Faith Case From Workers Comp Claim
Snow and Ice Injuries Can Cause WC Claim Headaches
Insurance Journal – Congrats on Perfect Predictions for 2013
Workers Comp Policy – Reading It Worth Time And Effort
Job Alcohol v. Marijuana Debate – A Great Article Readers Question
Workers Compensation Hard Market Employers – How To Prepare
China Banking Crisis May Have Effect On US Insurers
Premium Audit Disputes and Collection Agencies Warning
California’s Rating Bureau (WCIRB) Great E-Mod X-Mod Explanation
IRS Advice on Subcontractor vs. Employee Conundrum – National Outlook
Radium Girls Horrific Injuries Occupational Disease Laws Beginning
Workers Comp Self Insured Resolutions Five From 2013 updated for 2014
Workers Comp Resolutions Six 2013 Updated For 2014
Liability Adjusting Is Part of Workers Compensation Claims
WC Premium Increases Secret – Insurers Ignore Rating Bureaus
Judicial Hellholes List – For Workers Comp In WV and IL
Bad Santa Grinch – Did Workers Comp Make Me One?
Six Self Insurance Program Mistakes And How To Avoid Them
Workers Comp Study Ask For Adjuster or Risk Manager Opinion?
WC Loss Run Reserve – Public Employers Upcoming Deadline
Best Way To Waste Time On Workers Comp in December
Best Premium Audit Software For Employers – You Have It
California’s WC Reform(?) Produces Startling Numbers
Doc In A Box – Bad Name For Great Risk Management Technique
Statistical Madness – Another Shining Example From Internet
Predictive Model For Workers Comp Misunderstanding
Workers Compensation Predictive Modeling Will Never Work
Scariest Claims of All – IBNR Can Be Frightening – Happy Halloween
Australian Woman Loses Workers Comp Case Sex Injury While Traveling
Pay ACA Penalty File Workers Comp Claim For Medical Treatment
Estimated Premium Audits For Non Compliance Costly Proposition
Rating Bureaus – Claims Reporting Confusion Question
Accident Curve – Upcoming Workers Comp Risk Factor
Construction Dangers Top 4 From OSHA – 35% Due To Falls
10 Most Cited OSHA Violations in 2012 – Three From Construction
One Silent But Very Viable Area Of the WC System
Federal Government Shutdown’s Effect on Workers Compensation
Law Of Large Numbers – How It Ruins Small WC Funds
Workers Comp Insurance Could Work On Federal Exchanges
Florida Reverses Bad TTD Decision Saving Employers $65,000,000
Federalization of Workers Comp – Possible Game Changer
PMSI Progressive Medical Merger – Small WC Companies Fading?
AOE COE – Similar to Tampa Bay Bucs Tynes Decision
Two Books That Every Insurance Employee Should Read
Two Strongest Phrases In Workers Comp Based On Manners
Settlement Authority – Should Adjuster Ask Insured?
Six Ways To Leverage Your Workers Comp Premiums For Savings
National Academy Of Social Insurance – Employer Cost WC +7.1% 2011
PPO or MPN Network Where Paying More Is Goal
Could Obamacare Cause Workers Comp Medical Treatment Rationing?
Offshore Captives Are Examined Again By IRS – Audit Guide
WCIRB ‘s New Mod Formula Hefty Effects Small California Employers
Most Expensive Classification Code in Texas Is USL&H Code
Californias WCIRB New X-Mod Formula Penalizes Unsafe Employers
California’s WCIRB – Rather Active Lately With Formula Changes
Economic Recovery Happens And Learning Curve Kills (Literally)
Workers Compensation Experience Rating System Big Falsehood
Workers Comp Audit Dispute Question From Twitter Tweeter
What Makes Great Workers Compensation Marketer?
Claim Severity vs. Frequency Effect – One Claim Can Ruin Your Mod
Insurance Office Ethics Now State Requirement
PEOs Are Quickly Gaining Respect and Saving Certain Employers $$$
Basic Phone Etiquette Non Workers Comp Rant On Marketing Calls
Ethics In Workers Compensation Claims And Modified 80-20 Rule
Negotiated Bill Review – Saves Big $$ With Right Provider
Florida Physician Dispensaries Opt Out Of Opioids Due To Ban – WCRI
California’s Great Insurance Database Of Construction Contractors
Payroll Audit vs. Workers Comp Policy Renewal Timing Conundrum
Inverse Relationship Between Mods and Class Codes
E-Mods X-Mods Government Cracks Down on Higher Risk Companies
Delaware Requires Employers Start Great Risk Mgmt Technique
Health Insurance Less Expensive Than Workers Comp For Medical Treatment
What Workers Comp Publications Do I Read? – Some Secret, Some Not
Late Reported Claims Info = Increased Mod and Premium
NY Says Captives Are Shadow Insurance; NAIC Moodys Others Disagree
Federal Insurance Office (FIO) Report Looks Familiar
NCCI Says PEOs Questionable Reputation Not Deserved
When Workers Comp Carriers Go Bad ? There’s Fund For That
NIOSH Interested In Workers Compensation Data – Federalization?
Physician Fee Schedules NCCI Conducts 31 State Study
What Will Workers Comp Industry Look Like In 10 Years?
Affordable Care Act Mentions Workers Comp How Many Times?
Is a Post Audit Policy Switch Good Idea For Most Companies?
Audit Dispute No Explanation Great Way To Alienate Carrier + Agent
Bill Review Companies PPO or MPN Networks Worth Their Fees?
Liability Insurance Premium Audit and Policy Reviews – New Service
Occupational Therapy – Great Return to Work Technique – Worth It?
Rehab Nurses Risk Management Technique – 16 1/2 Suggestions
Are Apologies New Risk Management Technique?
Oklahoma – Is Opting Out Really Worth It To Be Like Texas?
IRS Amnesty Program Causes Work Comp Class Code Confusion
Opt Out Benefit Surprise For Oklahoma and Texas From ACA
Oklahoma’s Workers Comp Opt Out Program Trumped By ACA
Nebraska Supreme Court Changes Workers Comp System
How to Reduce Experience Mods – Presentation Tomorrow in Raleigh
California Physical Premium Audits Increasing For Certain Classifications
Extremely High E-Mod Question And Ten Ways to Fix
North Carolina Industrial Commission Employer Search Returns
Workers Comp Policy Bill Finalized With Premium Audit
Deposit Premium Has Very Little To Do With Final Bill
When Articles Hide Real Study Results – The Read Meat Example
Thank you!
Basic Mod Formula Calculation Easier To Follow Than Rating Bureau
Workers Comp Program At Bankrupt City of Stockton California
Monopolistic Ohio Overcharges Companies $845,000,000
Workers Comp Audit Materials Needed For Full Review
Stairstepping Reserves – Two Edged Avoidable Poisonous Sword
Outlier Claims In Your Workers Comp Loss Runs – Savings Goldmine
Workers Comp Data Mining From Inside Out – A Look Inward
South Carolina PRIMA Conference – Interesting Presentations
Workers Comp Reserve Reviews + Subrogation – Three Concerns
Recent Florida Decision Make All Reserves Inadequate In Sunshine State?
Workers Comp Premium Auditor Fraud Is Hard To Detect
Florida E-Mod System Changed By Court of Appeals- Shocker
NCCI NCRB New Mod Calculation Presentation This Week
California – WCIRB Upcoming Meeting Will Affect Certain Employers
Medical Fee Schedules Virginia Inaction Cost Employers 13%
Sequestration – Any Effect on Workers Comp?
Self Insureds – Do You Know If Your Excess Insurer Has Been Notified?
Payroll Audit Increased Policy Cost By 150% – Five Scenarios
Staci Meyer Named New Chairwoman of NC Industrial Commission
North Carolina State Auditor Expected Results @ NCIC
North Carolina Workers Comp Info – Shared Between Agencies By Creating Another Agency
Insurance Policy Quote Something Does Not Seem Right
West Virginia Premium Auditor Charged With Fraud
Reinsurance/Excess Insurance Market Hardens
Experience Modification Factor (E-Mod/X-Mod) Question
Workers Compensation Premiums – An Investment?
Are Workers Comp Payments Taxable?
Five Things You Must Do If You Have Workers Comp Career
Premium Auditor Asked Employer To Sign Audit Agreement
Are Workers Comp Premiums Just Another Type of Tax?
Assigned Risk Plans – Blocked By Premium Bill Dispute
California Employer Question On Experience Modification Factor (XMod)
NCCI – Massive New Study On Long Term Claims
IRS Assists in Subcontractor vs Employee Determination
Five Ways ObamaCare and Workers Comp Are Similar
Seven Premium Audit Resolutions For Smooth Premium Audit
Experience Mod Reduction Plans – Are They Really Worth It?
Premium Audit Bill and Policy Renewal Conondrum
Self Insureds – Stop This Costly Hidden Workers Comp Mistake
Opioids – Oxycodone and Hyrocodone Gain In Popularity
Workers Comp Self Insureds – Five New Years Resolutions
Six Workers Comp Premium Saving Resolutions
Opt-Out or Non-Subscriber Programs – New Report By Rousmaniere
Workers Comp Insurance Agents Are Overloaded In December
NCCI Report On Auto Accidents Has Interesting Subrogation Numbers
North Carolina Legislature Corrects Workers Comp Privacy Mistakes
Federal/State Health Exchanges Could Be Used For Workers Comp
Workers Comp Premium Audit Season Prep Work Required
State of Texas Workers Comp Report Shows Progress and Savings
Workers Comp Employment Numbers Show Stability
Will Workers Comp Fall Off That Nasty Fiscal Cliff?
Make Sure Your Policy Payroll Matches Your Budget Forecast
Pennsylvania Risk Manager Pockets $490,000
E-Mods and X-Mods Affected By Lack of Technology
Workers Comp Systems Are Antiquated At Best
Premium Audits – How Far Back Can They Go?
Giving Thanks For Workers Compensation System That Feed Us
Workers Comp Advisory Rate Semi-rant – Look at Numbers
Iowa Approves 7.9% Rate Increase In a Down Economy?
Texas Workers Comp Payments Decrease Due To Reforms
Could Opt Out Programs End Workers Comp As We Know It?
Premium Audit Workpapers – Employers Can Obtain Copy
Workers Compensation Innovation At NWCDC Conference
Obama or Romney – Vote For Workers Compensation?
Workers Comp Claims Spike – Easy Way To Handle?
Will There Be Spike In Workers Comp Claims Due to Sandy?
First Reports Of Injury – File Them Online Now Or Pay 400% Later
Workers Comp Coverage Info Did North Carolina Make Public (Again)?
Do The Great Premium Deals Really Save Money?
California Loss Cost Multipliers Say No To Reform Measures
Loss Cost Multipliers Affect Premium Audits Indirectly
Workers Comp Loss Runs – Ten Quick Ways To Analyze
Workers Comp Claims Explosion If Economy Rebounds Quickly
Auditing Workers Comp EMods or XMods – Worth Your Time?
Safety Programs – EMods or XMods Take Time To Decrease
Who Is The WCIRB And What Do They Regulate?
Safety and EMods – Highlights From My Presentation From Today
Split Points – Largest Workers Comp Concern Presently
Is Your Carrier or TPA Charging You For Their Mistakes?
California SB 863 Webinar – Thumbs Up To Presenters
Indiana Rate Increase = Sharp Increase In Medical Costs
5% Rate Increase Approved by Indiana – Still No Fee Schedule Yet
Will The Upcoming Elections Have Any Effect on Workers Comp?
Split Point Question Concerning E-Mods and NCCI Changes
Large Loss Caps – How Do They Affect E-Mods (X-Mods)?
Possible 75% Savings on Workers Comp Premium From My Studies
Predictive Modeling For Workers Compensation – Data On Horizon?
Ghost Policies – Five Minutes Of Work Will Let You Know
Workers Comp Audit Subcontractor vs Employee IRS Updated Guidelines
NC Mid State Safety Conference Announcement – Presenting
Premium Audit Dispute – DIY- Goes Horribly Wrong
Workers Comp Statistics – Are They Believable and Trustworthy?
North Carolina Industrial Commission Rule Changes
New Jersey May Not Be Correct On TPA Fees – NJ Comptroller
Split Point Reserve Changes by NCCI – Five Ways To Prepare
Workers Comp Coverage North Carolina Agencies Tracking ERs?
Misclassification Confusion With New NC Task Force
Work Comp Fee Schedules – Savings Do Not Stop There
Our Premium Audit Bill Just Arrived And I Have Questions About It
NCCI Split Point Debate – Which Employers Will Take the Hit?
How Is My E-Mod or X-Mod Calculated By NCCI or WCIRB?
What Is An Acceptable E-Mod (X-Mod) For My Company?
Workers Comp Premium Checks -Just Stop Writing – Five Ways
Six Easy Ways To Handle Insurance Mail And Claims
Insurance Mail Heartburn Starts With Workers Compensation
Why Did Classification Codes Change On My Workers Comp Policy?
Safety Statistics Shows Failure of Basic Risk Management
Outstanding Reserves Are Key to Comp Cost Reduction
Loss Cost Multipliers Definition – Real Deal On Insurance Premiums
Classification By Analogy – When No Class Code Describes Your Business
Temporary Disability Period Shows Signs of Impending Disaster
Workers Comp Audits Change As Your Company Grows
Employee Had Accident In State With No Coverage
Walsh Test Coverage For Employees Working In Multiple States
Self Insured Pools – Are They Really Worth It?
Modified Self Insurance – Caveat On Risk
LIBOR Scandal And Hard Markets
Workers Compensation Audits For Public Employers – Sharply Up
North Carolina Industrial Commission To Hold Public Hearing
Safety And Risk Management Departments – Are They Really Worth It?
FIO – Federal Insurance Office – Workers Comp Federalization
Are California’s WCIRB XMods Changing Like NCCI’s EMod System?
Workers Comp Savings With Two Hours Of Your Time
Workers Comp PPO Networks – Are They Worth It?
Workers Comp Reserving Is Art – Not Science
Large Deductible Program X-Mod (EMod) Surprise For Employers
North Carolina’s Governor Perdue Signs HB 237 Amendments
Class Code 8810 – The Magical Mystery Code
Obamacare And Its Effect On Workers Compensation
North Carolina HB 237 – Media Wants Veto Due To Access Ban
No XMod On Premium Audit Bill – Reader Question
North Carolina Legislature Creates Committee On Employer Compliance
Workers Comp Enforcement Increased By North Carolina Legislature
Assigned Risk Plans – Does My Company Need One?
1001 Posts on Workers Comp – J&L Risk Management James J Moore
Medicare Set Asides – Call In Today at 1PM Town Hall
Premium Recovery For Fully Paid Policy Resolved By Premium Audit
Statutory Employment Rears Its Ugly Head In Two States – Part I
Workers Comp Cancellation Notice – Why Did We Receive It?
Five Days Notice May Be Yellow Flag For Premium Audits
California’s WCIRB Has New Policy Ombudsman in Place
Workers Comp Narcotics – When Does 1% Equal 40% ?
Workers Comp Medical Fee Schedules – Are They Worth It?
California Rate Increase Not Due To Current Conditions
California – Medical Utilization In Workers Comp Rears Its Ugly Head
Your Premium Bill And Advisory Loss Costs May Not Look The Same
I Take It All Back on NC Industrial Commission
North Carolina Industrial Commission Prosecutes 70 Employers
Workers Comp Dates Upcoming Important Ones For Your Calendar
How Obamacare Could Ruin Your Workers Comp Program
What Ever Happened to Workmans or Workmens Comp?
Preparing For Workers Comp Audits – Seven Suggestions
Self Insurers Can Ruin Their Programs – 12 Hidden Ways
E-Mod Changes for 2015 – NCCI Changes The Formula
Hiring an Insurance Consultant Or Any Advisor – 23 Keys
Oklahoma Does Not Want To Be Texas After All
Payroll and Premium Audit Urgent Question – $85,000 Audit Bill
Emod Changes Article – Woops – I made a mistake earlier
Australian Compo Paid To Woman Injured During Sex
Bid On Contracts With High X-Mod But To Smaller Market
30,000 uninsured employers = NC Workers Compensation
E-Mod Calculation Showing Formulas – More Changes Ahead
Independent Contractor vs Employee – IRS Issues New Rulings
NCCI Changes Experience Mod (E-Mod) Calculation – Analysis
NCCI Sends Wake Up Call to Unsafe Companies
Premium Audits And Short Rate Penalty – continued
Short Rate Penalty = WC Extreme Premium @ Audit
Premium Audit Offer Warning To Employers – Not Before Carrier Audit
Liberty Mutual Creates Their Own Massive Workers Comp Model
Five Tests for Jurisdiction WALSH Revisited – Which State Applies
Workers Comp Classification Codes vs Employee Classifications
Payroll Audit and a Premium Audit – What Is The Difference?
Workers Compensation Coverage Verification Websites – Are They Worth It?
Workers Compensation And National Insurance Crime Bureau
Oklahoma Creates Opt Out System For Workers Comp
Illinois – Expensive State For Workers Compensation?
Are Nurse Practitioners Better For Workers Comp?
Plant Nurses – Are They Worth It – E-Mod LDF Results Take Time
North Carolina Workers Compensation Medical Fee Disputes
Fatigue Risk Factor Same As Alcohol Risk – Risk Management Shocker
Fatigue Risk Management – Cutting Edge (Or Is It?)
Premium Audit Bill Mistake Made By Employers
Virginia Has High Medical Costs Per Claim According to WCRI
Opioid Abuse In Workers Compensation
Premium Audits and Bathroom Breaks – Revisited Once Again
Premium Audit And Bathroom Breaks For Computer Programmer
Texas Supreme Court Says Temps Are Employees For Workers Comp
California Workers Comp Costs Growing Quickly
Top Five Most Popular Workers Comp Articles For 2011
Workers Compensation Audits Five Types To Cut Comp Costs
Workers Comp Indemnity Costs and Recession
Are Workers Compensation Costs Just Overhead?
Four Workers Comp Claim Review Strategies
Davis-Bacon Act Wages Has Effect on Work Comp Payroll Audits
Payroll Audits Cover More Than Just Wages For Workers Compensation
NCCI Proves What We Knew All Along
Top 10 Workers Comp Premium Reduction Resolutions – Cut Comp Costs
Workers Comp End Of Year Renewal Mistake
Premium Audit Nightmare For January Policies
Paying Premium Audit Bill – I May Have Been Misunderstood
Workers Compensation Claim Reserves – The Skinny
EMods XMods Are Available Earlier Than You Think
Premium Audits – Paying Undisputed Premiums
Workers Comp Medical Cost Confusion – Wisconsin Is Now Highest
Is Virginia Most Expensive State For WC Medical Costs?
Virginia Has Most Expensive Workers Comp Medical Costs
Premiums After Auto and Workers Comp Accident
Reviewing Your Workers Comp Policy At Renewal – Is It Really Worth It?
Premium Audits During Policy Period
Debit Cards For Workers Comp Temporary Total Payments
Fines Penalties in Workers Comp Claims – Who Pays?
Certificates of Insurance – Earn Work Comp Savings $500+ @ Hour
Telephonic Triage for Workers Comp – Is It Really Worth It?
NAIC Investigates Captives Due To Newspaper Article
10 Workers Comp Premium Reduction Desktop Items – More On List
Tax Audits Due To Findings In Premium Audits – Connection?
Workers Comp Premium Reduction Top 10 Desktop Items
Experience Mods Will Decrease For Some Employers – Really?
California Changes Landscape On Premium Audits And Other Disputes
Premium Audit Disputes and Collection Agencies Confusion
Workers Comp Supplements – Math Says No In Most Cases
Premium Audits, Subcontractors Can Cost $ With Bad Planning
Quick Workers Comp Reserving Analysis – Total Incurred Is Key
Traditional Workers Comp Insurance Policies – There Are Other Choices
Temporary Employee Can Wind Up Being Your Employee
Workers Compensation Claims Adjuster Job Duties
8742 Class Code And Your Company – Often Misunderstood
Medicare Set Aside Enforcement Caused Claim Counts To Spiral
Premium Audit For Large Deductible Programs
Medicare Set Asides Cause Claim Counts To Spiral?
Hybrid Workers Comp Premium Audits – New Trend?
Five Ways That Workers Comp Is Affected In Bad Economy
Self Insured Edition – 5 Ways Workers Comp Programs Fail
Top Five Ways To Tell If Your Workers Comp Program Is Successful
Failure Spiral – 10 Ways To Tell In A Workers Comp Program
NC Workers Comp Reform – One Huge Area Of Concern
North Carolina Workers Compensation Reform – Was It Worth The Effort?
Liability CLaims MSA Reporting Now Due To CMS
Sad But Inspiring Story
Premium Audit and Reserve Question – How Often Per Policy Year?
Premium Audit Bill Payment Question From Employer
Premium Audit Errors and Overcharges Not Just Private Employers
Medicare Set Aside Compliance Rules Directly From CMS
LinkedIn Workers Comp Group Has 10,000 Members
Premium Audits For Public Employers Now Due
XMods EMods EMR and Credit Scores – Differences
E-Mods X-Mods EMR And Credit Scores – Similarities
Upcoming MSA Crisis Or Should I Say Past?
Medicare Set Aside (MSA) Rules – In Nutshell
Medical Bills – UC vs Fee Schedule – Are You Overpaying?
Workers Comp Medicare Set Aside Concerns
WCMSA – So This Is Not Federalization of Workers Comp ?
Will Feds Control Workers Comp In Future or Just States?
Is CMS Overpricing Workers Comp Future Pharmacy Benefits?
Workers Compensation Is Zero Sum Game
Monopolistic State Funds vs Competitive State Funds
Workers Compensation Premium Audit Bill – Your Four Choices
Workers Compensation Safety Programs – Are They Really Worth It?
Top Four Self Insured Workers Compensation Success Measurements
Four Workers Compensation Success Measurements
Workers Comp Success (or Failure) Bottom Line Measurements
Assigned Risk Pool With a .85 E-Mod – How Can This Happen?
Very Important Upcoming Date For January 1 Policies
Two Questions on EMR From One Of Our Readers
Workers Comp Costs – Six Quick Methods To Start Reduction
Three Ways Experience Mods Can Penalize Your Company
Three Top Ways Experience Mod System Can Help Your Company
Premium Audits And Lesser Known Standard Exception Codes
Captive Reserve Question From Our Readers – How To Calculate Mod
State Funds – Are They Really Worth It As Insurers Of Last Resort?
State Mandated Maximum Benefit Rates – Are They Fair?
Classification Codes 8810 and 8742 Again – Standard Exception Codes
What is A Workers Comp Wage Statement – critical part of claim
Great Premium Audit Follow Up Question From Yesterday
What Is The Minimum Compensation Rate – Why Is It Important
Premium Audit Question From One Of Our Readers
Who Is A Public Adjuster for Workers Compensation?
What Is A Manuscript Policy?
Ethics Courses – Are They Really Worth Your Time?
Independent Medical Exams (IME) For Work Comp Claims – Worth It?
What Does Stair Step Reserving Mean?
Fentanyl Shocker – Popular Pain Med?
Is the Average Value Method Good Claims Estimation?
Your Reserve Review Action Plan – Have You Contacted Adjuster
Administrative Law Judge (ALJ) Hears Workers Comp Cases
What is Misclassification in Workers’ Compensation?
Maximum Medical Improvement (MMI) – Doctor Says
Stair Stepping Reserves Bad Effect On Workers Compensation Budget
How Does Impairment Rating (IR) Affect Workers Comp Claim?
How Are Future Medicals (Future Meds) Calculated?
Lower Workers Comp Insurer Reserves Can Be Harmful
Should We Hold Benefit Review Conference (BRC)?
What Is A Short Rate Penalty For Workers Comp Policies?
Carve Out Programs Look To Reduce Disputes and Costs
Workers Comp Medical Only Claims – Your Money Down Toilet
Mid-policy Assessments Endorsements – Becoming Larger Trend?
Assigned Risk Adjustment Program (ARAP) – Does It Hurt Our Company?
Declaration Of Readiness To Proceed
Application For Adjudication Of Claim
How Do I Obtain Associate in Reinsurance (ARe)?
What Is The Residual Market For Workers Comp?
When Is A Claim Compensable – Each State Has Its Own Inputs
What Is Assumption Of Risk Doctrine?
Plain Language Laws In Workers Comp and Other Policies
Will the Illinois House Scrap Workers Comp?
What Does Designation APA (Associate In Premium Auditing) Mean?
Is Vocational Rehabilitation Good For Claim?
West Virginia Risk Pool Is Expanding To Include Workers Comp
Medical Only Claims – Worst Type May Go Unnoticed Festering
Federalization – Is Workers Comp Next Line of Insurance?
How Long Is Extended Reporting Period?
How Much Is Ultimate Loss For Claim?
Aggregate Excess Insurance
Is Cumulative Trauma An Injury in Workers Compensation?
What Is Utilization Management Process?
Medical Only Claims Festering – Fuse May Be Lit For Huge Loss
Workers’ Comp To Hit Big Time-On Small Screen
E-Mod (Ex-Mod) Review – Leave This Part Alone For Best Results
What Is A Planned Retention?
Experience Account (EA) Rare For Workers Comp Insuring Agreements
Is A Payout Profile Important?
Workers Comp File Reserves – You ARE Running Late
Federalization Of Workers Compensation – Another Opinion
E-Mod X-Mod Ex-Mod Question From One Of Our Readers
What Does Strategic Risk Management Cost?
How Do Excess Losses Affect My Premiums – Reader Question
Is Workers Comp Claims Made And Reported Policy?
Workers Comp Reserve Reduction Review Plan
Workers Comp Reserve Reduction Plan – Is Yours In Place?
Workers Compensation Captives – Are They Worth Exploring?
Expected Losses – Where Are They Located On My EMod Sheets?
What Is A Functional Capacity Evaluation (FCE)?
Advisory Loss Costs Do Not Appear On Your Workers Comp Policy
Pure Risk Keeps Insurance From Being Seen As Gambling
Premium Audit Bill – D-Day Is Date You Receive It
CICA Captive Conference 2011 Interesting Alternative Insurance
Workers Comp File Reserves – You May Be Running Late
Actuarial Report Contains Very Important Workers Comp Info
Pure Captive
Is Carpal Tunnel Syndrome Permanent Disability?
Partial Retention And Workers Comp Deductible Comparison
Who Is CICA?
Other States Coverage In All Workers Comp Policies – Probably Not
Insurance Buyers Swindled In Multinational Scam
Bill Review and Disability Claim Management Very Expensive
What Is A Cell Captive?
Aggregate Stop Loss Reinsurance
Insurer Sponsored Agency Captive
Residual Market (RML) Insures A Large Proportion Of Employers
Onshore Captive
Workers Comp Claims Adjusting Services – Getting The Best Deal
Certificate of Compliance
Vermont Workers Comp – Coming To An End?
Temporary Total Disability Period Increases Nationwide
Broad Form Hold Harmless Clause
Is Unfunded Self Insurance Good Risk Management Technique?
Premium Audit Question On Offsite Data By Premium Auditor
Oklahoma Workers Comp Overhaul Will Not Replace Current System
Catastrophe Cover
Ambulatory Care
Operational Risk Management (ORM)
Vis Major
Workers Comp SEB Supplemental Earnings Benefit
Workers Comp Self Insureds LDF Is Experience Mod
North Carolina High Claims Cost – Quite Controversy
Retention
Personal Risk Management (PRM) Definition
BCAR
Reinsurance Pool
Missouri – TPA’s Fined Over $100,000 For Errors
North Carolina Workers Comp – Shocker!
Personnel Risk Can Be Internal or External
Retrospective Rating Requires Heavy Loss Control Efforts
Terrorism Risk Insurance Act (TRIA)
How Long To Get Associate In Claims (AIC) Designation?
Case Management – What Does The Term Mean In Workers Comp?
Comments and Emails on Term Of Day
PEOs for Workers Comp – Are They Worth It? Answer – Most of The Time
Is IBNR (Incurred But Not Reported) Legal How Is It Calculated?
What is a Reinsurance Aggregate ?
Annual Aggregate Deductible (AAD)
Bulk Reserves Cover Large Number Of File Concerns
Regression Analysis Strong Alternative Forecasting Tool
Records Retention
Captives for Workers Comp – One Overlooked Area
Earned Surplus
Workers Comp Policy Dictates Right To Review Claim Files
When Is My Anniversary Rating Date?
Acquisition Costs
Stop Loss Reinsurance
What Are Allocated Loss Adjustment Expenses( ALAE)?
Multi-Jurisdictions Best Test Is WALSH For Workers Comp Claims
Test Mods Great For Budgeting Workers Comp Premiums
Not Reporting Claims To The Carrier – You Can Pay It Now Or Pay 400% More Later
Where Do I Find Workers Compensation State Medical Fee Schedule?
Associate in Risk Management (ARM) – How Many Courses?
What Is An Experience Period?
Certified Risk Manager (CRM)
Workers Comp Policy Just Renewed – Cut Your Work Comp Costs Now
Death of Workers Comp – CMS Now Runs FIO
Return To Work Program (RTWP) Great Risk Management Tool
How Do I Find Outside Adjuster Job
Disclaimer
Payroll Limitation
New York Policyholders – Should They Receive Excess Surcharges
Small Workers Compensation Claim Does Not Exist – Risk Is Risk
Payroll Audit Referred To As Premium Audit More Often
General Inclusions
Workers Comp Mediations – Are They Worth Time and Cost?
General Exclusions
Certificate Holder
California’s WCIRB Offers Employers Free Experience Rating Sheets
Transfer Of Right Of Recovery Usually Means Waiver of Subrogation
Funded Self-Insurance
Carpal Tunnel Claims Reduced By Almost 50% – Amazing
Independent Contractors In South Carolina
Quantitative Claim Auditing
Partial Retention Is Great Risk Management Technique
Deposit Premium
Is Physical Therapy Really Worth It?
What Are “A” Rates ?
Actuary Manages Financial Risk Using Structured Formulas
Waiver Of Subrogation – Very Popular Term in Workers Compensation
Reinsurance Trade Group Or Cartel – Global Reinsurance Forum
Are The WCIRB And NCCI Becoming More Alike?
Standard Exceptions
Is the WCIRB Becoming California’s NCCI?
Scooping Ice Cream Results in Compensable Injury
Accident Year Experience Used Very Often By Captives
Endorsements Are Under Radar Part of Work Comp Policy
Due Diligence Overused Term But Necessary in Work Comp Insurance
Who Is First Named Insured On The Policy?
ALAE Allocated Loss Adjustment Expense Definition
Is A Deductible Plan Similar to Auto Insurance?
Are Competitive State Funds The Same As Regular Carriers?
Is A Binder Used In Workers Compensation?
Time Bomb for Workers Compensation Markets – Tick, Tick, Tick
Subrogation – Where Did The Money Go – Can You Still Get It Back?
What Is Agents Errors And Omissions Insurance – Is it Necessary?
California And 0% Rate Increase May Not Be Answer
Who Is An Additional Insured ?
Does An Interstate Rating Cover All States?
When To Start Your Workers Comp Reserve Reduction Program
Loss Reserve Stability Definition
File Reviews – Eliminate Possible Big December Time Waster
Do Monopolistic State Funds Still Exist Today In US
CompScreen Safety Program – Introducing Much Requested Item
Qualitative Claim Auditing
Seasonal Risk
Third Party Administrator Adjusts Workers Comp Claims For Self Insureds
Workers Comp Safety Programs – Secret Element In One Chart
Agent of Record
Safety Program – No Doubt Quickest Way To Lower E-Mods
Underwriter Is Very Important Position In Workers Comp
What Is A D-Ratio in Workers Compensation – How Is it Calculated?
Broker Definition – Not Same As Agent
Certificate of Insurance
Protected Cell Captives for Workers Comp
Risk Avoidance
Rent-A-Captives For Workers Compensation
Adjudication Is Day In Court
Captive Insurance Arrangements For Workers Compensation -Still Viable?
Indemnity Benefits Have Many Options To Replace Wages
Is Cleaners Asthma a Legitimate Disease?
Is Accident Year Data A Good Basic Statistic?
Does Workers Compensation Subrogation Exist- Is it Worth Pursuing?
Workers Compensation – Is It Becoming The Forgotten Insurance?
Are Policy Provisions Important?
Your Workers Comp Policy – Read It From Back To Front
Voluntary Market Best For Employers Workers Compensation Policies
Montana Has Highest Workers Comp Rates In The US
Prohibited Risk Employers And Assigned Risk Programs
Preferred Risk Will Usually Have Lower Premiums
What is A Net Loss In Workers Compensation?
NCCI Says Workers Comp Costs Up, Number of Claims Down
Did A Loss Constant Cause Me To Pay Higher Premiums?
Does A Hazard Increase Work Comp Premiums?
10 Workers Comp Year End Strategies to Cut Comp Costs
Is First Dollar Coverage Provided in WC Policies?
Can There Be Coinsurer on WC policy?
Are Workers Compensation Premiums Similar To Business Tax?
Do I have Unearned Premium On My Policy?
What Is A Wrap Up Policy?
Risk I.D. # – Who Assigns it?
True Core AIG Was Never Going To Fail – Insurance Part Solid
AIG – Government Missed Point
Ballast Value Rights Workers Compensation Rating Ship
ERM – Enterprise Risk Management
Workers Comp Claim Reserving – Follow It Closely
Are There Explanation of Benefits (EOB) in Workers Compensation?
When Does A Hard Market Occur – Are We In One Now?
Soft Market – Are We In One Now?
California’s Governor Signs Bill Under Radar
What Is Retaliatory Employment Discrimination Act (REDA)
Are Death Benefits Payable In WC?
Federalization Of Workers Comp Takes Another Step
Temporary Total Disability Benefits Important Facet Of WC Claim
Two Workers Comp Bills Vetoed By California Governor Schwarzenegger
Is A Commutation of Benefits Beneficial?
Is There Apportionment in Workers Compensation?
Discontinuation Notice Not Same As Denial
Continuance
Product Liability Suit
Workers Compensation Premium Auditors – Not Licensed Like Claim Adjusters?
Relapse Benefits
Concurrent Employment
Disability Rating
Self Insurance – Forgotten Area For Medical Networks
Utilization Review
Occupational Disease
Qualified Medical Evaluator
Self Insurance For Workers Compensation – Has Big Advantages
Form 18 North Carolina Industrial Commission
Outpatient Treatment Definition
Workers Comp Self Insurance – Five More Things To Consider
Correction to Previous Article On Our Website Traffic
Mediator in Workers Comp Resolves Disputes
Workers Comp Self Insurance Conversion – Five Questions To Ask
Statutory Duty Means Full Disclosure To All Involved Parties
Actuary – Insurance Definition
Subcontractors vs Employees From IRS
Subcontractor vs Employee – Insider IRS Guide Great Explanations
This Workers Comp Blog Makes Top 7% For Website Traffic
Tort Is Rare In Workers Comp Due To Exclusive Remedy
West Virginia Workers Comp Is Doing Well – For The Most Part
Why Does State Have Second Injury Fund?
Ombudsman – Do All States Have One For WC?
Suggestions on Workers Comp Posts Welcomed For This Blog
Is Informal Retention Legal?
Is A No Release Settlement A Good Idea?
Workers Comp and Expansion Into Other States 10 Things to Remember
What Is A Group Insurance Plan ?
Workers Compensation Information For All 50 States – Quick Tip
Scopes Manual – Where I Can Find It For Research?
What Is An Injury Exacerbation ?
Your Workers Comp Dec Page – Know It Or Pay More Premiums
What Is A Prospective Plan for Workers Compensation?
Workers Comp Declarations Dec Page – Not That Important?
What is An Independent Medical Exam (IME)?
Is Popcorn Lung An Illness?
Health Insurance Feds Give $46 Million To Police Rates
Loss Reserves – Where Do I Find Them For My Workers Comp Claims?
Can I Buy Reinsurance ?
Popcorn Lung Lawsuit – Disabled Worker Awarded $30 Million
Premium Audit Bills For Workers Comp – Calls and Emails Daily
Where Can I Find the Basic Manual ?
What Is An Advisory Organization?
Alaska Workers Comp Slams High Priced Brand Name Drugs
Is My Company In An Assigned Risk Plan ?
Permanent Partial Disability – Is It A Workers Comp Benefit?
Governator Says NO To WCIRB 30% Increase On Workers Comp Rates
California’s WCIRB Recommends 30% Rate Increase
When Is The Date Of Injury (DOI) On A Workers Comp Claim?
South Carolina Work Comp Consultant Sentence Upcoming
What Is The Governing Class Code On My Policy?
Is Manganism An Occupational Disease?
Where Is The Declarations Page (Dec Page) In A Work Comp Policy?
Is An Administrative Services Organization (ASO) A PEO?
Workers Comp Consultant – 10 Hiring Reminders
Where Do I Find Professional Employer Organization (PEO)?
SC Workers Comp Consultant – 10 Takeaways or Questions to Ask
Experience Period Operates From Past Few Policy Years
South Carolina Workers Comp Consultant Fraud Conviction – New
How Is Adjusted Manual Premium Calculated?
Manual Premium – What is It and How Is It Calculated?
Workers Comp Manual Rate – What Is It And How Is It Calculated?
Footnote References For #3 Return To Work – Readers Requested
Do Not Ask Us To Do This In Any Workers Comp Situation
Merit Rating Plan – Good For Small Safer Companies
Statutory Nonemployees – Two Very Specific Types With One Exclusion
Statutory Employees Examples For Our Readers From IRS
Interstate Rating Does Not Apply To All States – Some Are Independent
Fronting Agreement Can Be Used For Captives and Non-Captives
Workers Comp Claims Guide in 7 Words To Remember
West Virginia Workers Comp – Was It Ever Subsidized?
Monopolistic Washington May Be Free Market Soon Like West Virginia
Exclusive Remedy Doctrine – Two Views From Two States
Exclusive Remedy Doctrine in Workers Compensation
Cherry Picking – Is The Practice Legal In Workers Compensation?
West Virginia Workers Comp – Travelers Dominant Carrier
Unit Stat Date Article Caused Confusion – Better Explanation
Guaranteed Cost Is Safest Yet Most Expensive Workers Comp Coverage
Indemnity Claim – Workers Comp
Final Workers Comp Answer For Two Prior Related Articles
Hybrid Premium Audits Good Bad Points With Technology Assistance
Workers Comp and June 30th – What Is The Big Deal?
What Is The Jones Act In Workers Compensation?
Hartford Pays $72 Million Fine For Exactly What – Admin Fee
Sliding Scale Dividend Plans Are Loss Sensitive Policies
Short Rate Penalty Expensive Choice To Change Policies Mid-Term
Federalization Of Workers Compensation – Starts Now – Warning
Is Employer’s Liability Really Needed in Workers Comp?
Disfigurement Benefits – How Are They Calculated?
D Ratio On My Experience Rating Sheets – What Is It?
Is Pharmacy Benefit Management Useful in WC?
Workers Comp Claims Adjuster – Defending Tough Job
Proximate Cause – Does A Bear Smoke Pot In The Woods?
Negligence In Workers Comp And Exclusive Remedy
Is Proximate Cause Part of Workers Compensation Claim Investigation?
Governor Crist Vetoes Bill for Controlling Costs in Workers Comp
Federal Terrorism Risk Insurance Act (TRIA) = Extra Premiums?
Is The ARAP Considered A Penalty For Unsafe Employers?
Florida Has Workers Comp Improvements Vetoed
Expense Constant Charge On All Workers Comp Policies?
Most Popular Prescription Drug Shows Alarming Trend
Carpal Tunnel Syndrome Is Repetitive Injury Involving Wrists
Kyphoplasty – New Treatment For Vertebral Fractures
Maine Makes Solid Subcontractor Rules For Workers Comp
DeQuervain’s Tenosynovitis vs Carpal Tunnel Syndrome
Is Debridement Of All Wounds Necessary To Prevent Infection?
Allocated Expenses – Very Important and Confusing Definition
Excess Loss Is Very Important on Experience Mod Sheets
Who Is Your Medical Only Claim Adjuster – Name Please
Primary Loss – How Much Is It Recent NCCI WCIRB Rule Changes
Loss Run Request – What and When Will I Receive It ?
Feedburner Feed – Updated – For Our RSS Readers
CMS Confuses Me Once Again With Medicare Part D
Do We Have To Pay Premium Audit Bill Now – Not Exactly
Pay Without Prejudice – Legal In Workers Compensation Claims?
Indemnity Only Settlement – Good Idea In Some Cases
Audit Workpapers – Are They Important To Employers?
Tulsa’s Workers Comp Doubles Payouts in Six Years Starting 2003
Maryland Was The First State To –?
Lag Time In First Reports Very Costly To Employee and Employer
Workers Compensation Bulletin – A Great Free Guide
Make Work Is Still A Hot Topic – Definition And Examples
UNIT STAT Date Is One To Mark On Your Calendar
California Workers Comp Self Insured Mess
Is IBNR Incurred But Not Reported Accurate Figure?
Is Loss Development Factor LDF Calculation Really Worth It?
What Is An Experience Modification Factor in Workers Comp?
Oklahoma and Feds Crackdown On Subcontractors
Total Incurred – Two Very Different Definitions – NCCI vs Loss Runs
Workers Comp Acronyms That Are Used Everyday – Long List
Is Remuneration Definition Same As Payroll?
Workers Comp Premium Audit Necessary For All Policies?
Premium Auditor Description – Who Is He/She Job Description
Do Schedule Credits Reward Safety – Yes They Do
California Workers Comp Rates Stay Low
Federalization of Workers Comp – Senator Thinks So
Premium Auditor Conference in Nashville TN
Workers Comp Subrogation – Risk Management Diary
Workers Comp Large Deductibles And Rating Bureaus
Subrogation – Workers Comp Money Left On Table
Montana Is Second Most Expensive State For Workers Comp
Death of Workers Comp – 10 Ways To Prepare Just In Case
WALSH Test – Five Tests For Workers Comp Jurisdiction
Workers Comp Subcontractors Jurisdiction Question
Workers Comp Major Changes – Six Signals Show Upcoming Changes
Pinnacol – Different View – Colorado Agent Disagreed
Death of Workers Comp – Have We Seen Beginning?
Pinnacol Wants To Become Mutual Company In Near Future
Colorado – Pinnacol Is Willing To Pay How Much For What?
Statutory Employees vs. Subcontractors – IRS Has Best Basic Definitions
Five Fixes For Oklahoma Workers Comp- CompSource Aftermath
Oklahoma’s CompSource Will Not Be Privatized (Yet)
15th Year In Business – Start Up Seems Like Yesterday
8810 and 8742 Classification Code Correction From Earlier Post
I Am Going To Agree With Insurance Companies On This Matter
Lookback Period California Workers Comp System Is Shorting Employers
Workers Comp Claims Processing Manual Needs ASAP Theme
CMS Press Release on Medicare Set-aside Arrangements Delay
Dreaded CMS Memo Round 2 – Users Guide – Confusion Reigns
Colorado’s Pinnacol Is Willing To Pay $200,000,000 For What?
CompScreen System Has Been Updated For 2010
Workers Comp Premium Audit Bill Payments – Correction
Workers Comp Carriers Cancel Policies For Late Payment of Premiums
Experience Modification Factor (EMod/X-Mod) Credit Score Hell
Premium Audit Bill – Call To Action – Five Things To Do
Ohio Workers Comp Crisis Was Rumbling For Few Years
Federal Insurance Office (FIO) May Have Effect on Workers Compensation
Best’s Directory Recommended Us Again for 2010
Medicare Set asides – Federalization of Workers Compensation
Class Codes 8742 and 8810 Revisited
Washingtons Workers Comp Monopolistic System – Next To Fail?
Premium Audits – 10 Things To NOT Do During Them
Workers Comp Audits – Five Effective Ways To Prepare
Medicare Set asides – Possible No Statute of Limitations
CMS Medicare Set-aside Arrangements No Statute of Limitations
Workers Comp Premiums Buying Business Avoid Sticker Shock
Changes of company ownership – Workers Comp Specific Rules
CMS Dreaded Medicare Set-aside Arrangement Memo – Meaning?
Dreaded Medicare Set-aside Agreement Memo From CMS
Definition Workers Compensation Medicare Set-aside Arrangements
Workers Comp Medical bill fee schedule Nonexistent In Few States
Waived Premium Audit May Not Be Great Sign For Employer
Structured Settlements Still Used In Workers’ Comp Today
Workers Comp Renewal – Five Ways To Harm Your Insurance Program
Workers Comp + Tennessee Legislature = Small Biz Doom
Workers Compensation Insurance Policy Mistakes – Top 30
Risk Management Process Basics
Federal Insurance Office Is Voted Into Existence By Congress
NCCI State Advisory Symposiums Are Time Well Spent
Monopolistic North Dakota Third Look At Its Workers Comp Program
Sole Proprietor Covers Workers Compensation For 20 Employees
Federal Control of Workers Comp Takes Another Step With New FIO
Opting Out Can Be Subcontractor Conundrum With Ghost Policy
Ladder of Workers Compensation Insurance = Bankrupt Contractors
Insurance Carrier Or Agent Could Be Wasting Your Time
Certificates of Insurance – Three Things To Remember
Independent Contractors – Workers Compensation vs. IRS
Independent Subcontractors – Confusion on Classification Codes In NH
Pinnacol Opposes New Colorado Bills
Workers Comp Judges Ruin Tennessee Workers Comp System
Workers Comp Class Codes 8810 and 8742 Standard Exception Codes
Workers Comp Audits – ‘Tis The Season
Ohio BWC Overspends $20,000,000 on Pharmacy Program
Kansas Supreme Court Issues Opinion On Alternate Employment
Florida and California – Hard Market May Be Starting
Workers Comp E-Mod X-Mod Forecast Errors By Expert
Workers Compensation Award Won Again By This Blog – Lexis Nexis
Premium Audits – Paying Manufacturing Rates For Office Employee
Compsource In Oklahoma – Same Old Story Just Different State
Workers Compensation MSA Claims Monitoring – Threshold Key
WCMSA – Workers Compensation Claims Premiums Federalized 1980
Workers Compensation Medical Fee Schedules – Not In These States
Tennessee Workers Comp Health Costs Controlled By Fee Schedule
Workers Compensation Crimes – Eight Important Definitions
Being Named As Rebaters – Sign of Success?
Federal Government Heavily Involved in Workers Comp For Years
Senate Bill – Workers Compensation Could Be In Trouble
California Worker’s Classification Code Changed Walking Thru Plant
ObamaComp Prediction Now Lives In US Senate Combining Coverages
Claims Data and Payroll – Two Headed Workers Comp Monster
Work Comp Classification Codes Are Critical To Your Policy
EMod XMod Changes Coming Soon – Very Important
ObamaComp 24 Hour Coverage – Are We That Far Away From It?
Current State of Workers Comp – Time To Sound Alarm?
Social Networking Websites Ruin Workers Compensation Claimants
Most Expensive Workers Compensation Classification Codes California
Standard Exception Codes 8810 and 8742 – Important Classification Codes
Workers Comp Adjuster How To Contact on Reserves or Payments
Workers Comp Adjuster – Suggestions For Working Relationship
How Are Your Workers Compensation Premiums Calculated
Workers Comp Reserves – Large Reader Response
NCCI Class Code Premium Audit Questions – Match Code to Job
Over-reserving Workers Comp Claims – How To Tell
Workers Compensation Loss Run Most Important Information
Automated Workers Compensation Reserves Concerns
Workers Compensation Bill Review Charges Can Be Expensive
Travel and Expense Charges to Reserves (T&E) – Check Figure
Workers Compensation Expense Reserves Are Often Ignored
Medical Reserves and CPT Codes In Workers Comp Claims
Workers Comp Indemnity Reserves Basic Definition
Workers Comp Claim Reserve Contains Three Parts
How and When Are Reserves Set For Each Claim?
Hallmark and American Greetings Can Be Great For Loss Control
How Would Doctor Know Duties Of Each Job – Job Duty Videos
Insurance Commissioner @ California Says 27 Ways To Cut Comp Costs
California Insurance Commissioner Surprises On Increase
Understanding Premium Or Payroll Audit Process Myths vs Truths
Obama Administration Final Countdown For State Run Workers Comp?
Workers Comp Program Caution – Easy Under Radar Way To Harm It
Copyright Concerns and Website Scraping From Our Website
Five Secrets To Cutting Your Workers Compensation Costs
Communication With Your Company’s Workers Comp Medical Providers
Workers Compensation Program Medical Network Critical To Not Harm
Long Term Outlook for Workers Compensation Mix of Statistics
Employer Can Do One Thing To Quickly Wreck Workers Compensation
AMA – Startling Workers Comp Return To Work Statistic
WC Loss Run Claim Reserve Analysis – Steps to Cut Comp Costs
US Appeals Court Rules On Premium Dispute
How Would Company Dispute Workers Comp Premium Statement
Why Is The Total Incurred Value So Important For Premiums?
Zenith Insurance’s Marketing Move In California Is Pure Genius
What are Workers Comp Standard Exception Codes?
What Is The NCCI Class Code 8810?
Ladder Of Insurance – What Does It Mean To Subcontractors?
Workers Comp Loss Run – How Often Should We Receive It?
Who Is Considered Statutory Employee Under Workers Compensation?
Subcontractor vs Employee vs Owner Operator vs Statutory Employee
California’s Complex Workers Comp Situation Deepens With Rate Increase
West Virginia Workers Compensation After Monopoly
What is a PEO – Will They Save My Company Workers Comp Premiums?
Premium Auditors Comments From Field On Last Article
Two Employers Are Having 23 Years of Workers Comp Premium Audits
Why Are Loss Runs Needed As Part Of Your Workers Comp Audits?
Workers Compensation Program – Main Mistake Causes It Harm
What I Noticed At RIMS Conference In Orlando Florida
Great Workers Comp Move For Employers By Colorado Governor
Workers Compensation Audits – How Many Is Carrier Allowed Per Year?
Workers Compensation Loss Runs Are Best Online
If AIG Crashed, Would Rest Of Insurance Market Fail?
What Can We Do To Lower Our E-Mod?
TPAs Under Pressure Due To Recession’s Effect on Claim Numbers
Experience Mod Equation Looks Complicated – Is it?
This Is Not The Way Workers Compensation Is Supposed To Operate
How Can I Question My Premium Audit Without Filing A Dispute?
Large Deductible Programs Can Be Reviewed for Premiuim Overcharges
Quick Apology To Our Readers For Bad Blogger Day
In Defense of AIG – Insurance Part Was Functioning Well
Workers Comp Audit Workpapers – What Are They?
Estimated Premium Audit On Workers Comp Policy – Question
California Employers – 27% Premium Increase Recommended
California Workers Comp System Possible Changes Coming Soon
Best’s Recommended Expert Service Providers – J&L Named To List
California Workers Compensation System Amazing Turnaround
Workers Compensation Claims Adjuster – Friend or Foe?
Premium Auditor – What Information Can They Examine At Audit?
Insurance Carriers Becoming Very Assertive Workers Comp Audits
Great Call From Tennessee on Workers Comp Audits
SIC Codes For Employers More Frequently Overcharged Premiums
Employee Misclassification – Another Reader Question
Misclassification Confusion Subcontractors vs. Classification Codes
Types of Misclassification – One Bad and One Just Needs Repairing
Workers Compensation Payroll Audits Accuracy – Huge Concern
Can Experience Modification Cap Really Work?
Insurance Company Bailouts – Question From Article Reader
West Virginia Employer Calls In Question on E-Mod and Premiums
Stimulus Package and Workers Compensation – Any Effect?
Will Current Federal Stimulus Package Affect Workers Compensation?
Subrogation – Mystery Workers Comp Premium Refund
Few Housekeeping Items For Blog Now That It Is Two Years Old
Workers Comp Premiums Can Be Lowered – But It Takes Time
Your E-Mod Is Not Only Important Number in Workers Compensation
Workers Comp Budget Killed By Incorrect Payroll Forecasts
NOC – What Does That Mean?
Workers Comp Captive Insurance Arrangements Question
Small Deductible Workers Comp Programs – Do They Work?
Offshore Captives Could Be Last Haven In Hard Market
Two Large Self Insured Groups Fail – Are There More to Come?
New Years Resolutions For 2009 Workers Comp And Beyond
Workers Compensation Premium Audits – Its That Time Of Year
Self Insureds And Workers Comp System – Misconceptions
Red Flags You May be Overpaying Your Workers Comp Payroll Audit
Payroll Audit Date Most Important Date For Employers Premiums
More on Recession proofing Your Workers Comp Policies
Expected Has Come To Pass With Hardening of Insurance Markets
Ohio Workers Comp Lawsuit Revisited After Court Decision
Reserve Review Timing – Watch Your Unit Stat Date Closely
Is It Really Crunch Time For Your Workers Comp Policy?
Will New Administration Change Workers Compensation System?
Workers Comp Claim Medical Costs – Fast Way To Reduce?
Ohio BWC (Bureau of Workers Compensation) Loses Major Court Case
Two Monopolistic State Funds Strike Again Recently
Records Storage Question From California Reader
Assigned Risk Pools Generated Large Number of Questions
West Virginia Assigned Risk Pool
Workers Comp Policy Renewal Is Almost Here, What To Do Now?
Monopolistic States Correction Removes Nevada From List
How Do Reserves, Total Incurred, and Paid Affect Your Premiums
Workers Compensation Insurance – Paying 400% Extra
Defense Firms Are Going to Pool their Workers Comp
5% Increase Enough for California’s Workers Comp System?
Save Workers Comp Premium Dollars – Most Powerful Question to Ask
Standard Exceptions – Which Classification Codes?
Interchange Of Labor Rule – Employee’s Payroll Divided
Inadvertent Way To Increase Your Workers Comp Premiums
Recession Proof Your Workers Comp Policy Using Accurate Payroll
How Will Current Economy Affect My Workers Compensation Premium?
North Dakota WSI Workers Comp Was Given a Thumbs Up?
Small Claim Value Does Not Exist in Workers Comp Part 4
Split Points – There Is No Such Thing As Small Claim – Part III
Small Workers Comp Claim Does Not Exist – Risk Is Risk
Payroll Audit Notice Received In The Mail – What Do We Do Now?
Insurance Company Auditor Workers Comp Financial Record Access
What Is Difference Between IRS Audit and Workers Comp Audit
AIG Failure Would Have An Effect On My Workers Comp Policy?
Workers Comp Market Affected By Economy
Premium Audit Bills – Insured Cannot Afford Unexpected Increase
Retro Policies and Lookback Period Blog Reader Question
Self Insured File Reserve Reviews Important Part of Budget Process
LexisNexis Awards Cutcompcosts Top 25 Workers Comp Blogs 2008
Doing Bill File Review Can Be Costly Without Planning
One Thing Not To Do With File Reserves on Loss Runs
Big Workers Comp Gamble From a Claims Loss Run
There Is No Such Thing As Small Claim – Part II – Math
Very Important Rule Change By NCCI
One of NCCI Rules That Is Unfair To Employers Covers EMods
Blog Reader Question-Do PPO’s Save Money in Workers Comp
180 Day Window For Workers Comp Reserve Review
Accidents Affect MOD 4 Years to 24 Months From Policies
E-Mod Spike – Article Reader Question on What Is A Bad Increase?
Experience Modification Factor Mysterious Number
Ohio Monopolistic Workers Comp System Having Problems
Ohio BWC Sued For Creating Privileged Employer Groups
Attorney Conflict of Interest – Article From Oklahoman
X-Mod Dispute Guide – California WCIRB – Step by Step If Needed
My X-MOD Calculation Sheets – How Can I Obtain Them?
California Workers Comp Policies Have Disadvantage
Short Rate Workers Comp Policy – Problems Many Employers Face
Assigned Risk Pool Can Be Avoided With Few Techniques
Assigned Risk Plan Definition – Also Called The Risk Pool
Workers Comp Classification Codes – Great Blog Reader Question
Audit Bill Handling and Response – Question From Blog Reader
Payroll Audits Preparation In Workers Compensation – Readers Question
Readers Question on What To Do With Premium Audit Bill
Judicial System WC California Go Paperless W/O Crashing?
Free Market System Increases Claims Experience Level
Overcharged – Another Way To Know If It Has Happened To Your Company
Monopolistic Funds and Their Problems Back In News
My Insurance Designations Listed and What They Mean
Oklahoma State Fund Loses Ground To Private Insurers
North Dakota – Workers Compensation Mutual Insurance Company?
Top 10 Workers Comp Questions Received From Employers Agents
Your E-Mod Is 10 Times More Difficult to Correct Than Your Credit Score
You Have Another Business Credit Score That Needs Your Attention II
Misclassifying Employees Not Same As Work Comp Classification Codes
Safety Council Conference Presentation For Mid State
Subcontractors Section From Manual I Authored Eight Years Ago
Independent Contractor and Employee – IRS Definitions
Misclassified Employees – Crackdown on Independent Contractors
Article By George Hohmann on Brickstreet Future Outlook
Workers Comp Policy Rules For Changing Classification Codes
Loss Control By Workers Comp Insurance Carriers
Disturbing Trend From Workers Comp Insurance Carriers
North Dakota Fund Balance Causes Additional Auditor Review
North Dakota WSI Ex-employee Sues His Former Employer
California Workers Comp Reform Blog Reader Question
California Workers Compensation Crisis Question
Blog Reader Question On Last Three Posts
Small Workers Comp Claim – Often Ignored But Expensive Risk
Many Small Workers Comp Claims-No Major Ones
One Claim Wreck Our E-Mod and Premiums – What Can We Do?
Workers Comp Rates When Will They Go Down – Readers Question
Law Of Large Numbers vs Tennessee Restaurant Association
Tennesseean Article – Self Insurance and Law of Large Numbers
NC Mid State Safety Council Conference Presentation
Our Workers Comp Presentations – Blog Reader Question
Workers Comp Ladder of Insurance Word of Warning
Article On Ohio Workers Compensation
UNIT STAT Date Most Important For Experience Rating
One Thing We Are Unable To Ever Do For Our Clients
Corrected Loss Run – Will You Receive A Premium Refund?
Experience Mod or E-Mod Compared to Credit Report
Workers Comp Policy Mistakes – Which Employers Have More?
Is A Payroll Audit Dispute Worth Your Company’s Time And Effort?
J&L Premium Review Services – California Reader Question
Oklahoma Manufacturers Association’s Big Mistake
How JL Risk Management Consultants Is Different Than Our Competitors
Oklahoma Insurance Bill Allow CompSource to Cover Out of State Risks
Law of Large Numbers – Article on Self Insured Group Failure
Most Workers Comp Bill Review Overcharges Need To Be Examined
Workers Comp Cost Savings For Your Company From Control
Cutting Workers Comp Costs – Self Insured Misnomer
Fully Self-Insured Is Not Same As Large Deductible Program
Workers Comp Insurance Pools Like Fully Self-Insured Programs
Small Companies Can Operate Like Self-Insured
Workers Comp Costs Easiest Way To Control Act Like Self Insured
More on West Virginia Conference From Last Article
Mandolodis Decision and West Virginia Workers Comp Conference
Consent to Consented – Definition – Premium Requires Insured Signature
Blog Producer Error
Workers Compensation Reserves- Silent Budget Killer
Total Incurred Definition – Basic But Important Workers Comp Term
Subrogation – Under The Radar in Workers Comp Claim Reviews
File Premium Reserve Reviews – Differences
Wyoming Workers Comp State Fund Huge Surplus – An Analysis
North Dakota WSI RFP Conundrum Blog Readers Questions
North Dakota Workers Compensation Conundrum Getting Worse
Another Premiums Question From One of Our Blog Readers
Assigned Risk Pool- Is it Too Costly For My Company?
Most Expensive Component of All Workers Comp Claims
Monopolistic Workers Comp States Examined Further
State Run Workers Comp Programs All Have One Main Problem
Many State Run Workers Compensation Programs Have Faced Problems
North Dakota Workers Compensation Program Woes
Captive Taxes Decision – IRS Recently Shocks With Recent Ruling
Workers Comp Policy Error Chances High – Look At Old Article
National Council on Compensation Insurance (NCCI)
Self-Insureds – Really Out of Workers Comp System?
Follow up Question to Last Post By Devout Blog Reader
Loss Run Review Question From J&L Article Reader
J&L Risk Management Consultants Inc – Question From Our Blog Readers
Claims Affect Premiums For How Long – Reader Question
Safety Person Should Be Most Concerned With This Number
Captives Tax Deductions Getting Closer Look From IRS This Month
Claim Auditing and Adjusting Tips – Claims Q&A With Claims Coach
Work Comp Claims Productivity Q&A Kevin Quinley
Insurance Designations – Complete List with Updates
Workers Comp Claims Review Expert – How Do You Find Proper One?
Now You Have Loss Run Online Access-What Do You Do Now
Work Comp Loss Run Reviews – Getting Online Access Saves Time
Worst Case Scenario Workers Compensation Definition
List of Red Flags That You May be Overpaying Workers Comp Premiums
January 1 Renewal Date Can Cost you $ On Your Workers Comp Premium
Workers Comp News – West Virginia Wants Oversight Committee
Workers Comp Agent Asks Two Questions About J&L Review Services
#1 Question on Workers Comp From Our Readers
Monitor Your Claims Easily and Lower Your Workers Comp Premiums
Work Comp Adjuster Top 10 Contact Recommendations
Workers Comp Reserve Reviews Loss Run Best Reduction Strategy
Reduce Premiums – Fastest Way With Workers Comp Reserve Review
Workers Comp Audit Bills – Your Company’s Call To Action
Workers Comp Insurance Premium Auditor – Who Exactly Are They?
Payroll (Premium Audits) – Mother Of All Workers Comp Budget Busters
Four Factors That Are Critical When Accident Happens
Workers Comp Claims Over in 48 Hours – Direction Established
Workers Comp E-Mods and Loss Runs – Few Misconceptions
Workers Comp Question From One of Our Blog Readers
Professional Employer Organizations PEOs Money Saving Option
Workers Comp Premiums – Most Common Error Found
West Virginia Workers Comp Environment Is Changing
South Carolina Workers Comp PPD Rating News Item
Workers Comp Blog Readers Ask Another Great Question On Our Services
Workers Comp Questions and Comments From Our Readers
Workers Comp Terms in Google Searches – Most Common Errors
Workers Comp Captives – Viable Alternative Unless IRS Changes
Google Bing Searches For Workers Comp Terms Many Variations
Work Comp Secret Question You Can Ask Anyone
Reserve Reviews – Hidden Way to Save Workers Comp Funds
Premium and Reserve Reviews Are Very Different Tasks
Policy Renewal – When We Usually Hear From Companies
HVAC Classification Code Retired – NCCI Closes Out Popular Code
Brickstreet and Apology For Not Posting Articles Over Last Two Weeks
Work Comp Subrogation – Third Concern When Ignored By Adjusting Staff
Temporary Agencies and Your Workers Compensation
Three Areas of Workers’ Compensation Concern In My Presentation
Workers Compensation Loss Prevention Does Not Stop With Accident
Workers Comp Class Codes – Quick Primer On Important Policy Term
Auditing Workers Compensation Policies – Main Errors Discovered
Self-Insurance – Workers’ Comp Phenomenon That Can Ruin Budgets
Automated Reserving Programs Work Better Than Claims Adjusters?
Your Workers Compensation Budget – Who Really Is In Charge?
Experience Modification Factor – Calculating Your WC Premium
Workers’ Comp Costs – Six Keys To Saving Premiums
Blog Postings – We Have Started Our New Blog – Check It Out
Will Workers Comp Funds Recovered Lower Our Mod?
CompScreen – Our Marketing System Has New Name

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Copyright © 2023 J&L Risk Management Consultants, Inc.

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