NCCI AIS 2026 Podcast – Demographic Shifts vs. WC

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NCCI AIS 2026 Podcast: How Demographic Shifts Are Impacting WC

The NCCI AIS 2026 Podcast was released on June 23, 2026. Link is here for the podcast.

pic NCCI AIS 2026 Podcast
(c) NCCI – used with permission

When I attended the NCCI AIS last month, I suffered from info overload – in a good way.  One of the sessions that I did not cover as well as desired was this very session.  For anyone involved with Workers Comp (especially Return to Work) this session will be critical to the future of WC. Thanks to NCCI for making this one into a podcast.

The podcast is only 12 minutes long, so you do not have to sit through an hour-long recording to discover great info. Use the link above the pic to access it.

From NCCI – my comments in ” “

As the labor force evolves, workplace risk evolves with it. NCCI experts Patrick Coate and Paul Hendrick explore how the aging workforce, new hires, and other demographic shifts may shape trends in workers compensation claims and the broader industry during AIS 2026.

  • Workforce aging and other demographic shifts can have implications for workers
    compensation.
  • Injury rates are higher-and falling more slowly-for older and younger workers than for
    those ages 25-44.
  • The aging workforce presents a growing area of exposure, as older workers increasingly experience elevated claim frequency and severity. “This is a huge Experience Mod driver when you have combined frequency and severity increases”
  • Newly hired workers are a key driver of claim frequency. The prevalence of new-hire claims is closely tied to the strength of the labor market. “An old statistic – 90% of accidents – whether on the job or not – the first time someone uses a tool, machine, etc.)”
  • Demographic trends vary substantially by industry

“The aging workforce will be a demographic shift for years in the future. One area that I have noticed is longer healing periods for older workers.”

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

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  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications

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