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Please note that due to confidentiality agreements, J&L cannot and will not release any of our client’s names. We wish to keep our clients’ identifying information private.

Our Testimonials originate in taking a large amount of pride in the services we provide to our clients, potential clients.  We even want web surfers that are just stopping by to use our knowledge blog as a great reference source. 

Our client have lauded us for years for our undying help to cut workers comp costs.


J&L assisted in reducing our Experience Modification Factor by ½ half in two years.  This saved our company tens of thousands of dollars now and in the future.

"A Meat Processor from Arkansas"

J&L found two major errors in our Experience Modification Factor. They negotiated our prior Workers’ Compensation premiums paid with the insurance carrier, resulting in savings that exceeded $45,000.

"A North Carolina Trucking Company"

J&L helped establish proper injury reporting procedures and initial injury treatment guidelines that cut our Workers’ Compensation payout by over 30% the first quarter they were put into place.

"A National Home Builder"

J&L recommended and assisted us in becoming self-insured.  This move saved us over $500,000 the first year we became self-insured.

"A School System"

J&L assisted us in reducing our Workers’ Compensation premiums by 60%. This reduction allowed us to become much more competitive in bidding on contracts.

"A California Fire Fighting Company"

J&L’s claims and reserve tracking reduced our E-Mod by 30% the first year that we used their services.  We can’t wait to see what happens next year.

"A South Carolina Trucking Company"


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