TABLE OF CONTENTS
| FOREWORD JUMP-STARTING YOUR INSURANCE PROGRAM OVERCHARGES CLASSIFICATIONS SUBCONTRACTORS TEMPORARY EMPLOYEES ALTERNATIVES TO TRADITIONAL INSURANCE PROGRAMS PROPOSALS THE WC INSURANCE SYSTEM THE CLAIMS ADJUSTER SUBROGATION SECOND INJURY FUND DENIED CLAIMS INELIGIBLE CLAIM RULE FIVE SECRET SIGNS OF AN OVERLOADED WC ADJUSTER CLAIM RESERVES RED FLAG RESERVE REVIEW TIMING METHODS OF REVIEWING CLAIMS WC SUPPLEMENTS THE FOUR SECRETS OF SAVING WC $ FRAUD??? REHABILITATION AND BILL REVIEW CHARGES IN-HOUSE INVESTIGATIONS AND/OR TIME & EXPENSE BILLINGS FINES AND PENALTIES WHY? WC INSURANCE DEFINITIONS | 3 3 4 4 5 6 7 8 9 9 10 11 11 11 12 13 14 16 17 18 19 20 21 22 22 22 23 |
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