Two Prescription Networks That I Use and One Helpful One From the Past Prescription networks, (also known as pharmacy networks) have evolved over the years
2012 – 2022 Workers Comp Prescription Analytics Shows Reversing Trend The Workers Comp Prescription Analytics Report released by NCCI today shows that prescription costs per
2023 WCRI Conference – Top 10 Things I Learned – Part 2 of 2 The 2023 WCRI Conference Top 10 (Part 1) can be found
WCRI 2023 Conference – So Much Learned In The Grand Canyon State The WCRI 2023 Conference’s theme this year was Disruption, Resilience, and Evolution. As
Workers Comp Premium Audit Process Changed Forever Oh no – another pandemic effect article. Yes, we have seen too many over the last 36 months.
Workers Comp Medical Authorizations – Adjusters’ Bane Part 2 One of the tasks that claim departments have struggled with over the years starts with a
Catastrophic Workers Comp Claims – Ghosted Parts Mark Walls of Safety National Insurance and the Workers Comp Analysis Group on LinkedIn posted quite interesting articles
Reopened Workers Compensation Claims Conundrum I have not covered reopened workers compensation claims articles for many years. This type of claim exists on almost all
Healthcare Industry Workers Comp Results – WCIRB Report and Webinar The Healthcare Industry Workers Comp results for the pandemic were amazing, yet not that surprising.
Workers Comp Physical Medicine Extended Treatment – National Study – WCRI WCRI’s (Workers Comp Research Institute) recent study and report on workers comp physical medicine
Health and Workers Comp Insurance Ripe for Combination After finishing up the recent article on indemnity-only claims, one of the questions that I have had
Indemnity-only Claims Spiked During the Pandemic – Why? I have reviewed thousands of loss runs in my consulting career, I have not to date seen
Workers Comp Problem – US Health Index Shines Glaring Light A probable workers comp problem uncovered this week. Sometimes you come across articles and numbers
Workers Comp Fraud Retraction – Where’s The Fraud? Last week, I wrote an article on how most workers comp adjuster work had improved quite a
Remote Claims Adjuster Improvement in One Area During Pandemic Being a remote claims adjuster leaves quite a bit of self-motivation to accomplish the daily adjuster
Workers Comp Decentralization – Will Everyone Work In An Office Together Again? I had written on the Workers Comp decentralization and centralization a few times
Workers Comp Requirement – Do Not Go There Earlier this week, in a previous article, I had promised that I would cover the question –
Paying More Per Unit of Risk- Small Business Workers Comp Policies Where can I find small business Workers Comp coverage? Are there any less expensive
Workers Comp Emergency Room Visits – Very Touchy Subject This is my angle on workers comp emergency rooms as initial medical treatment providers. I am
In-person 2023 Workers Comp Conferences – Recommendations The 2023 Workers Comp Conferences are the true return to normal. One of the most common questions that
Workers Comp Medical Inflation Much Lower Than CPI Workers Comp medical inflation does not equal overall inflation. The following numbers surprised me. I was watching
Workers Comp Test Answers – Last Week’s Test These Workers Comp test answers came from last week’s test. In case, you missed the test, you
Your Favorite Workers Comp App? – My Favorite Revealed Over a decade ago, I started writing on my favorite workers comp apps – specifically Android
Workers Comp Knowledge Test – These Questions Are Not Easy Two of our most popular articles last year covered quizzes that tested workers comp knowledge.
Looking Back to 2022 for 2023 Workers Comp Self-Insured Resolutions Instead of writing up a list of new resolutions, let us see if there have
2023 Workers Comp Resolutions – Year of the Reboot The time is nigh for the 2023 Workers Comp resolutions. Last month we covered the 2023
Experience Mod Projections – Budget Helper I have been asked to provide numerous types of Experience Mod projections over the years. Why do them? Let
Workers Comp Large Deductible Programs – 2023 Resolutions Every year J&L provides resolutions for regular voluntary market policies and self insureds. During a recent phone
Workers Comp Article Publishing – How Do You Start An Article? One of the most frequent questions I receive is how do I find material
The Institutes Offers Free AIC Micro-course Deal I usually check out The Institutes’ website at least every six months. Why? I like to see what
Workers Comp Maximum Weekly Benefit – Fair To Injured Workers? – The Numbers One of the most common disputes that I received in my claims/risk
Answers to the Workers Comp Advanced Quiz – Did You Answer All 12 Correctly? I was supposed to post an article for the answers to
Workers Comp Advanced Quiz – Sharpen Your Pencils Many of our article and newsletter readers requested more quizzes. This website was shaped by readers’ questions
Insurance Treasury Bill Analysis – Largest Foreign Holder Now Dumping The Insurance Treasury Bill Conundrum applies to all of the insurance markets. I had written
Midterm Elections’ Effect – Surprising Conclusion You may have heard of the Interstate Commerce Clause. If not, you are in luck (sort of). With the
Workers Comp Claim Denials Happen All The Time – No, Really They Do Workers Comp claim denials occur rarely nowadays. Hold on, the title of
2022 NWCDC Benchmarking Survey Session Covered Interesting Info The 2022 NWCDC Benchmarking Survey provided some great insight into an internal analysis of their workers’ comp
Quiet Conversations and Session Surfing – NWCDC 2022 Hanging Out and Quiet Conversations with the Workers Comp brain trust plus session surfing with Denise Algire
NWCDC 2022 Technology Search – What I Found This Year Every year for the past 20 years, I have searched through the vendor booths and
Workers Comp System Leaders – Your Voices Can Be Heard – Anonymously Workers Comp System Leaders – a 10-year report card on the workers comp
The associated article to the below pop quiz answers can be found here at this link. The article became very popular over the last two
Workers Comp Presentation in Four Easy Steps Do not let preparing a Workers Comp presentation, or any presentation cause you to stress over what will
Workers Comp Pop Quiz – 10 Questions – Are You Ready? All the answers to this Workers Comp pop quiz can be found in the
Lower Cost Standard Exceptions – Are These Class Codes Disappearing? One of the most common questions I receive now from Risk Managers concerns the lower
Pure Premium Rate Filing Webinar Kept It Simple + Nice Graphics The WCIRB (Workers Comp Insurance Rating Bureau) recently hosted a webinar on the upcoming
Looking Over The 2022 NWCDC Info – My Search for Innovation Continues A few things that I noticed in the 2022 NWCDC info on the
Workers Comp Telehealth – Still A Viable Post-Pandemic Option A few Workers Comp telehealth articles on telehealth have appeared recently in the blogosphere. I titled
Workers Comp Legacy Systems = Systemic? I received a recent email from Rachel @ Rising Medical. Rachel is a great person that understands claims department
Workers Comp Basics – New Book Looks At The Forest Instead of the Trees A long-time friend of mine Nancy Germond decided to grab the
J&L Website Categories – Top 10 – Looking in The Mirror Today Our Top 10 J&L website categories show an interesting mix of what we
Ohio State Supreme Court Classification Code Dispute Decided Against BWC When a State Supreme Court Classification Code decision hits the blogosphere, the readers of J&L
Hidden Level of Reinsurance More Important During and After Pandemic One of the least asked questions by self-insureds on their Workers Comp program – what
Workers Comp LinkedIn Advice From Former IT Systems Engineer The Workers Comp LinkedIn secret appears at the end of this article. I used to be
2021 Workers Comp Benchmarking Study – Hot Off The Presses One of my favorite Workers Comp people in the workers comp industry forwarded me a
Workers Comp Fraud – Why I Skip The Subject (Usually) I am sometimes asked during presentations, at conferences, or just in general conversations why I
#1 Question We Receive Now – Where Is Workers Comp Pandemic Data? Every few months, I try to stop and compile similarities in questions that
WCRI’s Newest Study on Psychosocial Factors – My Take On Claims Management WCRI (Workers Compensation Research Institute) recently released the results of their newest study
NYCIRB – Memo From The President/CEO Outlines Big Changes For New York Earlier this week, I received in my Outlook inbox an email that supposedly
2021 Most Reclassified Class Codes – NCCI Releases New Report One of the reports that I watch for each year from NCCI is the most
Workers Comp Treasury Bill Relationship Continues The Workers Comp Treasury Bill link remains strong even with higher inflation. Let us look at why Workers Comp
NCCI – Minute Video – Workers Comp Research in One Minute – No Reading One of those “nooks and crannies” areas of the Workers Comp
Continuing Workers Comp Subrogation Crisis – Money Still Being Left Behind In our claim file reviews, one area that claims adjusters seem to constantly miss
How Can Workers Comp Policy Changes Occur? Only One Way – See How Workers Comp policy changes are a part of having coverage in place.
UPS Unit – Saves The Day Hundreds of Times Per Year – Totally Worth It I sometimes write articles that have little or nothing to
Workers Comp Guaranty Funds – Silent Running Workers Comp Guaranty funds become one of the most critical areas for employers, employees, and medical providers whenever
Implications of California Insurance Commissioner Lara Not Allowing COVID Data One headline that jumped off the page recently over a slow workers comp start to
Reader – Why Are Workers Comp Apps Extinct and Good Free Laptop Software Why are Workers Comp apps extinct? I used to cover any workers
Why I Recommend Workers Comp Field Case Managers On Lost Time Files Workers Comp field case managers, also known as rehab nurses, can still be
Workers Comp Claim File Reviews – Avoid Looking At The Trees Trends (Forest) Are Key Most Workers Comp claim file reviews tend to lean towards
Workers Comp Medical Only Claims Analysis – Little Claims Can Explode I have written about performing a medical only claims analysis quite often in the
Recent Reader Question – Loss Run Numbers and Experience Mod Sheets Confusion One of the most frequent questions that we have received over the years
Recent Fee Schedule Study – Shows The Same Result As Always – Important A recent fee schedule study was published recently by WCRI (Workers Comp
Workers Comp Embedded Insurance Program To Other Policies Can Workers Comp embedded insurance cause problems later? When I was looking over the usual morning publications
The Most Popular UNITSTAT Date is in June – Why You Should Care The most popular UNITSTAT Date is coming up for all insureds with
Workers Comp Dual Employment – Paying Benefits For Another Employer – Hot Topic Likely due to the pandemic, I have come across quite a few
Easy Way To Write Articles – Call on Your Muse An easy way to write articles is one that I have used since 2007. The
Workers Comp Budgeting Mistake – Sometimes The Numbers Aren’t The Numbers A frequent workers comp budgeting mistake I see at least quarterly is when a
Workers Comp Consultant – Are You Ready To Start Your Engine? Over the years (since 1996), one of the most popular questions that I have
Top 10 Workers Comp Concepts – NCCI AIS 2022 Last week, I covered the NCCI Annual Issues Symposium – more of a comprehensive view. Cristine
The NCCI Annual Issues Symposium 2022 – Day 2 – a huge amount of data and ideas. The second day of the NCCI Annual Issues
NCCI Annual Issues Symposium 2022 – The First Day of Great Info The NCCI Annual Issues Symposium 2022 kicked off with me missing some of
Absence of Workers Comp Medical Provider Networks – 1993 Example Still Resonates Today Workers comp medical provider networks can usually provide injured employees with the
Why Did I Choose To Attain The Chartered Financial Consultant ChFC Designation? The ChFC designation is not one that you will find as part of
Converting From Self-Insurance To The Voluntary Market – 10 Item Checklist The subject of converting from self-insurance to voluntary market policies has been brought up
2022 NCCI AIS (Annual Issues Symposium) – Going? Update On the 2022 NCCI AIS I published this article last weekend. I then found out today
LCF Designation Question – Workers Comp Policy We have received this question in the last month from two risk management consultants. What does the LCF
The Vexing Part of Workers Comp -Average Weekly Wages – Per Diems – Easy Fix I was reading an article written by John Kamin, Attorney
My Strangest Workers Comp Wages Incident – Pricing Chickens Being able to write a story that covers workers comp premium audit and claims adjusting has
New NCCI Return To Work Analysis – Asking The Insurers Their Thoughts NCCI (National Council on Compensation Insurance) recently published a whitepaper as part of
WCRI Preliminary Study Shows Workers Comp Chiropractic Care Savings One of the subjects covered at the WCRI 2022 Conference was a savings element with workers
WCRI 2022 Conference Morning Day 2 – No Masks – Great Speakers WCRI 2022 Conference Morning Day 2 Thu. Mar 17, 2022 9:00 AM –
WCRI 2022 Conference Afternoon Day 1 To see the Day 1-morning sessions – click here The Future of the Workplace after COVID-19 Wed. Mar 16,
WCRI Conference Morning Day 1 – Dr. Bob Hartwig – Inflation Impact of Disruptions Caused by COVID-19 on Workers’ Compensation The 1980s were much worse
WCRI 2022 Conference Session – How Has Workers Comp Performed Since 1972 Nixon Report? One of the more interesting WCRI 2022 Conference sessions should be
Nixon Administration Workers Comp Federalization – The Landscape Changes in 1972 The Nixon Administration Workers Comp Study of 1972 recommended that the states should continue
Having Zero Claims For Current Policy Year = Instant Savings? Probably Not I came across this situation recently while reviewing a loss run with an
Workers Comp Insurance Regressive or Progressive When Compared To Taxes? We received an emailed question this week from a Junior at a local college. Is
Behavioral Control – IRS Recent Update Includes Four Factors One of the most confusing areas for most companies is how to treat individuals and companies
IRS Narrows Independent Contractor Definition This topic has been covered many times in the articles on this website. In October 2021, the IRS seems to
WCRI 2022 Annual Conference In-Person Workers Comp Numbers The WCRI 2022 Annual Conference will be back to in-person on March 16 – 17 at the
Web Design in Raleigh By Redwood
