Testing Vitamin D Deficiency – Groundbreaking Opioid Addiction Study A groundbreaking opioid addiction study points to a strong relationship between vitamin D deficiency and the markers of addiction. The other more obvious conclusion was that the vitamin D deficiency showed a strong sunbathing addiction. A recent article in a leading
A Non-opioid Treatment For Chronic Pain – Cutting Edge Development Researchers at the Medical College of Wisconsin have discovered a non-opioid treatment for chronic pain that may revolutionize severe pain treatment. A recent article in the Medical Xpress newsletter covered what may be the new way to treat chronic pain including
Workers Comp Wage Statements – Adjuster Reviews Saves Later Headaches One of the most reviled forms in the claims process is the workers comp wage statement. Many states require very complex forms to be filed by the claims departments. Employers usually like them even less. The term “necessary evil” comes
Workers Comp Reserve Redundancy – Industry Health Measure + Bane of Claims Staff What is a Workers Comp Reserve Redundancy? Why does it keep Claims VPs up at night? Workers Comp Reserve Redundancy Definition Reserve Redundancy can be thought of as two-sided. On a micro-level, an aggressive reserve by an
US Supreme Court 831(b) – Captive Advisor Win Expands Beyond Workers Comp A recent US Supreme Court 831(b) micro-captive decision (unanimous) set a precedent that may go well beyond just Workers Compensation or insurance. The case was CIC v. IRS. The link will provide a 23-page PDF file of the
2021 State of The Line – NCCI Pandemic Analysis – Incredibly Fast Recovery The NCCI pandemic analysis was quite a change of pace from the dire 2020 predictions for the Worker’s Comp markets. I decided to attend the 2021 NCCI Virtual State of The Line – both days. The
If you are looking for the Supreme Court Case Article – Click here. Increased Opioids From Workers Comp Delayed Medical Treatment – WCRI A recent WCRI (Workers Comp Research Institute) webinar showed that workers comp delayed medical treatment results in a higher level and longer treatment with opioids. The chart
Field Case Managers – Injured Employees Happier and Claims Closed Faster This is National Nurses Day. In celebration of the day, I wanted to bring up a subject that I have seen overlooked in quite a few Workers Comp files – Field Case Managers. If you want to see nurses
Jeff Bezos’s Workers Comp Worries Covered In Final Shareholder Letter Yes, Jeff Bezos’s Workers Comp concerns covered a specific type of injury. The concerns were so important to him that he actually included a large passage in his final letter to shareholders. Wow! One of the more astounding articles I
WCIRB Over-reserving Correction – Rating Bureau Helps Out Employers – Wow! The Webinar Info Is at the bottom of this article California’s Workers’ Comp Insurance Rating Bureau provides a great assist to employers. The WCIRB over-reserving correction algorithm helps employers greatly. Kudos to them – read on to see how
IRS Opens Promoter Investigations Office For 831(b) Micro Captives The 831(b) micro captives industry received more news this week from the US Treasury Department. The IRS opens promoter investigations office to: coordinate efforts across multiple business divisions to address abusive syndicated conservation easements and ‘abusive micro captive insurance arrangements as
Workers Comp Claim Development – Why The Six Month Delay? The Workers Comp claim development process has frustrated more than a few insureds or agents. Every time that I publish an article on how claims are reported and tabulated by the rating bureaus (NCCI, WCIRB, and others), the same question
CAMPN – California AB 1465 Alters Workers’ Comp Medical Treatment Networks The term CAMPN – California AB 1465 is an Assembly Bill that proposes to increase the injured workers’ access to medical treatment. The California Workers’ Compensation Institute (CWCI) published a study this month that possibly surprised quite a few
2021 NCCI Annual Issues Symposium – One to Calendar The 2021 NCCI Annual Issues Symposium is definitely one to check out on May 11-12, 2021. The in-person symposiums used to be very expensive – now free – all you have to do is sign up at the link below. I
Workers Comp Claims Pandemic Data – Running With 1/4 In The Tank I recently brought this up in a Zoom(r) meeting. A potential client wanted me to assist in building a Workers Comp claims pandemic model. They were aghast when I said that only approximately 1/4 of the data is
AIC Designation Changes – ARM Also Affected – Important One of the most detrimental AIC designation changes was pointed out to me over the last two weeks. I received numerous calls and emails that the Jack Keir for Success program had dropped any insurance designations. The AIC (Associate in Claims)
Act II of my Coronavirus Vaccine Journey – Quick and No Problems My coronavirus vaccine journey started on St. Patrick’s Day. Check out that article here. The booster shot occurred yesterday. Obtaining the second vaccine was much easier. The first vaccine took two hours to complete. This one took 25
One of the long-awaited captive decisions by the US Tax Court was issued this month. The microcaptive 831(b) arrangements industry may need to look in the mirror very soon. This makes four major US Tax Cases that could not have been worse for captives, specifically microcaptives. Ever since I attended
My COVID-19 Vaccination And The Heroes That I Met Check out my COVID-19 Vaccination Photos Below – Click on the pics to see a larger version Why I Decided to Write On My COVID-19 Vaccination I had promised numerous friends, colleagues, and blog readers that I would post on my
WCRI 2021 State of the States: Selective Findings The WCRI 2021 State of the States was extremely informative as it has been every year that I have attended the conference. Speakers: Bogdan Savych, Ph.D., Rebecca Yang, Ph.D. Dr. Savych compared much of what happened in the current pandemic with the
WCRI COVID-19 Session – Assessing the Impact Impact of COVID-19 and the Shutdown on Claims and the Delivery of Medical Care WCRI COVID-19 Session – Speakers: John Ruser, Ph.D., Olesya Fomenko, Ph.D. Dr. Fomenko covered much ground very quickly in her presentation. She is probably one of the best presenters
WCRI Session – Off-Label Prescribing and the Effects of Opioid-Related Policies WCRI Session Speakers: Vennela Thumula, PhD, Bogdan Savych, PhD The data from this WCRI (Workers Comp Research Institute) session yesterday provided indications of shocking increases in topicals. The session also pointed out that the effects of state opioid-related policies
WCRI 2021 Virtual Conference -Definitely Worth It The WCRI 2021 Virtual Conference will be broadcasting on March 23rd and 24th. This is a great way to spend two afternoons if you have the time. I always learn something from their PhDs. Three of my favorite researchers will be presenting their
Workers Comp Algorithms – How Far Have They Progressed? The panel discussion yesterday with Frank Pennachio covered one hot topic – Workers Comp Algorithms. I do agree that almost everything in existence today has an algorithm attached to it. All one has to do is pick up their smartphone. You
A Conversation with Frank Pennachio – See below. I usually try to stay away from advertising any company’s services – that what this blog has been known for is no advertising. During the aftershow after my Kawasakian presentation last month, George and Patrick asked me a few additional questions when
Very Old Workers Comp Subrogation Claim – Loss Run Says Open – Why? A new blog and newsletter reader asked this question last week after reviewing their Loss Runs – we have a very old workers comp subrogation claim open after seven years – will that affect our Experience Mod
Texas Says Report COVID-19 Vaccination Reaction Claims (Work-Related) In reading various Workers Comp publications – yes, I do that in the evenings, I came across an article in Business Insurance Work Comp News that caught my eye. The Texas Department of Insurance released a memo on March 2, 2021, that
Home Ergonomics Advice Learned From Recent Webinar Recently, I viewed (or should it be attended?) a webinar on home ergonomics advice from TeamErgo that is owned by Mindy Smith. I have seen her present at least five or six times over the last 15 years. If you contact her, she
Workers Comp Predictive Analytics – Do Not Ignore Old Open Claims One of the big changes with loss run reviews started with the carriers and now the whole insurance industry not ignoring the old open claims. Workers Comp predictive analytics has changed how old open claims are evaluated in underwriting.
Employers Require Return to Work Workers Comp COVID-19 Vaccinations? I started pondering how the Workers Comp COVID-19 vaccination process would work if an employee were returning to work with or without vaccination. This morning, I was reading a blog post from a Law Professor from Wyoming University. I found it
Workers Comp Test Audits – What Are They – Necessary Evil? Not too long ago, I had thought that Workers Comp test audits were not necessary and could be viewed as an intrusion on employer insureds’ busy schedules. Over time, I have come to realize that workers comp test audits
California’s Rating Bureau WCIRB 8871 Webinar Today – Some New Insights I just finished watching the WCIRB 8871 webinar. The webinar was only 30 minutes. Then again, how long can a group talk about the new classification code? Very few changes were introduced from the previous WCIRB 8871 webinar that
Workers Comp Website – 10 Lessons Learned Since Last Week’s Switch J&L moved its workers comp website provider last week. Many problems came up that need to be shared so that our article and newsletter readers will not have or be prepared for the same type of problems. Our last
Workers Comp Zoom Presentation From Last Week – Lessons Learned My Workers Comp Zoom presentation for the Academy of Insurance last week taught me a few lessons that came from doing a remote presentation. I had used Microsoft Meetings and Zoom for meetings which had always gone well, or at
Upset Reader Says Experience Mod Increases – Loss Run Had No Changes One noticeable complaint tread from our article and newsletter readers recently comes from Experience Mod increases while their company’s loss runs show no changes. Many of them have become clients to have J&L examine their loss runs compared
Workers Comp Allocated Expenses – The Hidden Premium Charges You May Not Owe A long-running debate still exists today on how workers comp allocated expenses are charged to employers’ accounts. Let us cover the: Definition of the expenses Process of charging the allocated expenses to the employer’s Experience Mod Sources
Workers Compensation Presentations And The Kawasaki Technique The basis for my current Workers Compensation presentations currently comes from a great book that I read when starting J&L Risk Management Consultants. The Kawaski presentation technique comes from the great book by Guy Kawasaki – The Art of The Start 2.0. If
Reader Question on 8871 Standard Exception Classification Code Article Last week, I wrote an article on the 2021 USRP Manual Update by the California Rating Bureau (WCIRB). The webinar was great. One area that was covered well was the 8871 Standard Exception Code. A devour reader reminded me that 8871
J&L Founder James J Moore Instructor For Academy of Insurance Course 02/04/21 J&L founder James J Moore will teach a one-hour course on February 4th. The one-hour course will cover occupational disease rules in the age of COVID-19. According to James -” COVID-19 remains a terrible disease that affects many
Workers Comp Claims Adjusting – Do It Now on New Claims The Workers Comp claims adjusting for new claims is over in 48 hours. I know – sounds like a bold statement. The old paradigm used to be 24 hours. I am giving the adjusters a break. Many of
California’s WCIRB USRP Manual Update – From The Webinar The workers’ compensation rating bureau for California hosted a very thorough webinar on the WCIRB USRP Manual update yesterday. Wow, sounds boring? Then your company must have extra money to spend even if you are not located in California. Last year,
Workers Comp COVID-19 Vaccination Claims – Who’s on First? Today, I decided to check on how Workers Comp COVID-19 vaccination claims are being handled by claims adjusters. Most of the adjusters had some sort of handle on how to investigate and adjust claims that involved COIVI-19. The states have now
Workers Comp Premium Auditor’s Job Now Much More Complex One of the results of the COVID-19 pandemic is the effect on the workers comp premium auditor’s job. The complexities of auditing workers comp policies become more pronounced with multi-state employers. I first realized the results with an article published
2021 Self Insured Workers Comp Resolutions COVID Caused A Few Changes Most New Year’s Resolutions come from altering the resolutions from last year. The 2021 Self Insured Workers Comp resolutions will be no different. Keeping the resolutions from last year and adding a few changes for COVID should suffice for
2021 Workers Comp Resolutions – Huge Change From 2020? The 2021 Workers Comp resolutions began with waiting until all the election cycles had been completed from 2020. I usually crank out the resolutions in December of the prior year. With so much occurring in forgettable 2020, these resolutions were the
NCCI State Advisory Meetings – Golden Nuggets of Info Treasure Chest The NCCI State Advisory Meetings also called Forums still provide a huge amount of information for agents, employers, underwriters, adjusters, and other data wonks. I have recommended this area of NCCI for at least 15 years. NCCI is the
Quick Workers Comp Medical Treatment Key To Cutting Costs The main Key To Cutting Your Insurance budget remains providing quick workers comp medical treatment for your injured employees. Having a medical network is a critical cost saver even if you are a small employer. A Goldmine of Workers Comp
Workers Comp Premium Calculation Video – Good Quick Explanation This 4-minute video is well worth your time. The video is from C3 Insurance Academy. You can reduce your viewing time to three minutes if you do not wish to see the alternate shortcut way to figure your premiums. This is
Crashes and Late Newsletter Last week, we had a web consultant company tie up a few loose ends. One of the consultants accidentally clicked a button that sent the website reeling. A very quick explanation – the website is set up as cutcompcosts.com/year/month/article name The consultant changed all
Associate In Claims (AIC) Designation Popularity Positive Sign The Associate in Claims (AIC) articles that I wrote over the year were the most popular article search on the J&L website for 2020. Usually, I check later in late December to see which articles were the most read for each year.
Reopened Workers Comp Claims – Big Problem When does a reopened Workers Comp claim cost more budget for insured and self-insured employers? I reviewed a file this morning that had one of the classics that cause agents, risk managers. underwriters, rating bureaus, and most importantly insureds to become very irritated
Workers Comp Liability Subrogation – Seven Steps For Vehicles What Is Workers Comp Liability Subrogation for auto accidents? Let us take an example I have on my screen in front of me. The insured employers and adjusters working on this together allow for quicker recoveries from any third party in
Venerable ARM Designation – Beyond the AIC For Claims Staff The ARM Designation may be a good fit and advance your claims career at light speed. One of the questions I often receive from Workers Comp claim staff is – What can I or we do to advance our claims
Workers Comp Medical Treatment Networks – Claims Adjuster’s Different Paradigms After reading a few studies on workers comp medical treatment networks, one glaring aspect becomes apparent very quickly. As I often have commented on claims studies – “Did they interview any adjusters for input?” The answer remains “no” on most
Advocacy Model vs. Workers Comp Adjuster Goals – A Point Missed? Did I miss The Point – Maybe? I recently attended a webinar provided by the National Workers Comp and Disability Conference where some of the Workers Adjuster goals were compared to the expectations of claims management. Two of my
Premium Audit Dispute Delay Costs Company $500,000 – Ouch! Over the last 13 years that I have been writing articles for the J&L website, I have warned very heavily against any type of premium audit dispute delay. Delaying a dispute of or ignoring a bill from your current or prior
California Prop 22 – Not Just A One State Issue California Prop 22 was overwhelmingly given a thumbs up by the Golden State’s Voters. If you are saying, yes, but I do not live in California, check out the last heading in this article – worth your time. For many
WCIRB Delayed Medical Treatment Study Proves What We Knew All Along The WCIRB Delayed Medical Treatment Study can be found here. The WCIRB (California Workers Comp Rating Bureau) recently published a study on delayed medical treatment due to the recent COVID-19 pandemic. I was hoping the study replicated or
A Bag of Apples Shows How Workers Comp Risk Management Works Yesterday, I included a short article with a video from Washington L&I. The response was very positive on keeping Workers Comp Risk Management toned down to more simplistic terms. The customer is always right. Workers Comp Cost Questions One
A Good Five Minute Workers Comp Rate Setting Calculation Video This workers comp rate setting calculation video caught my eye last week. The State of Washington’s L&I produced the video. Washington is a Monopolistic State. All employers operating in the state must buy insurance through a state agency. I
LCMs – Loss Cost Multipliers – An Important Example LCMs (Loss Cost Multipliers) have many definitions. The main one that I refer to when asked for a definition is: LCMs are basically the insurance carrier’s deviation from the advisory loss costs that are published by NCCI or your state’s rating bureau.
Workers Comp Markets – Hard or Soft May Not Matter My brother asked me this question. Will the upcoming election affect the Workers Comp markets? He is a day trader of sorts. Writing articles for over 15 years means that I have covered this topic in the past. My opinion
What Are Contingent Experience Mods? Last week, I wrote a somewhat controversial article questioning whether insurance carriers should be fined for reporting Mods late. I received a few emails and comments with one from the WCIRB directing me to an NCCI video on Contingent Experience Mods. I agree there exist
Self Insured Claims Data – Going Beyond A Loss Run J&L examines loads of self insured claims data every month. Some TPAs offer loads of information that go beyond just reviewing a loss run. Much of the self insured claims data can be reviewed using notifications as bells and whistles.
Surprising Number of Workers Comp Carriers Fined For Late Reporting The number of Workers Comp carriers fined for late reporting in 2018 and 2019 may surprise you. The late reporting referred to in this article stems from insurance carriers habitually reporting the claims data (Total Incurred) late to the rate
Earned But Not Reported Now A Factor With Premium Audits – Employers Be Wary NCCI’s Barry Lipton, Senior Actuary published a post this morning that I read over three times to absorb the theory of the Earned But Not Reported (EBNR) hangover effect. You can check out the post here
Workers Comp Reserve Reduction Strategy – Do This Last Critical Step Many articles in this blog center around formulating and enacting your workers comp reserve reduction strategy. We have heard from many article/blog readers -where the anticipated reserve reductions did not tabulate properly. We heard from an agent today
Animal Rescue Loss Run Analysis Reduced Workers Comp Reserves – Short Deadline We reduced Workers Comp reserves for an Animal Rescue and Veterinary in 30 days by 300,000 was one of our most recent successes. How do we do it? Follow along – maybe you can do it for your
Will Today’s Hybrid Audits Ever Return to Physical Premium Audits? First – let us define the three types of audits in this article – Short Definitions Hybrid -the records are usually reviewed offsite -technology has allowed much easier access to employer records without having a “physical presence” at the employers’
Hard Workers Comp Markets – Two of the Reasons Not Discussed That Often The hard workers comp markets usually occur when the suppliers (carriers) cut the supply of insurance to (demand) employers. I have heard investment returns often discussed in many of the reinsurance webinars and articles – not so
Loss Cost Decrease Question From Newsletter Reader A newsletter reader recently asked this question after reading that their state recommended a Workers Comp Loss Cost decrease recently. If our state has a Loss Cost decrease does that mean we will pay less premium? My answer to their email inquiry
Premium Audit Payroll Numbers Now More Important Than Ever Why is the Workers Comp Premium Audit payroll accuracy more important in 2020? Yes, the COVID-19 pandemic may reach into your premiums more than you or your company may have anticipated. Let us look at the basic components of your Experience
Physical Therapy Study – Early Use Means Lower Costs – WCRI A recent physical therapy study proves what we have been saying for over 30+ years. Two of the most-read read articles on this website consist of articles on therapy in general. I did not think about why they were
Workers Comp Self Insurance Risk – The $250,000 Repetitive Mega Claims I sometimes forget to mention the self insurance side of Workers Comp Risk Management. A certain Workers Comp self insurance risk conversation seldom occurs in voluntary insurance vs. self insurance decisions. Voluntary insurance may seem like an unused commodity
Workers Comp Android Apps – Giving It One Last Try Three years ago, a gentleman contacted me by phone. He was very patient in explaining Workers Comp Android Apps were going to fade away as most smartphones can handle accessing the website directly. An App was likely not going to
Whatever Happened to Workers Comp Recorded Statements? Not too long ago, workers comp recorded statements appeared in every file where the injured worker received any type of weekly comp benefits – a mailed check. Workers Comp Recorded Statement Requirements Some of the requirements were: a recorded statement of the injured
Workers Comp Mega Claims From A Claims Standpoint A meeting notice caused me to write this article on Workers Comp mega claims. If you have not signed up for the webinar and you have anything to do with workers’ compensation, please go here and sign up. Yes, I registered earlier
Workers Comp Ladder of Insurance – Subs of Subs Become Employees Early in my career, my insurance company employer sent me to what was a whirlwind of legal terms and concepts known as subrogation. I took notes until my arm cramped with pain as I know this was important information.
Automated Workers Comp Medical Only Claims vs. Human Intervention Two different presenters this month spoke on automated workers comp medical only claims. In fairness to the presenters, I will not mention their names or companies. Their presentations were better than most that I have seen on this subject. The ideas
Workers Comp COVID-19 Numbers – The System Does Not Work That Way Many prognosticators and the press have all rushed to publish or make sense of any Workers Comp COVID-19 numbers including claim counts and rating information. Unless I missed something over the last 30 years, the numbers are like
Uber or Lyft Driver – California Workers Comp Contractor vs Employee – Prop 22 One of the most heated online and in-person (before COVID-19) debates that I had witnessed in California – Is an Uber or Lyft driver a California Workers Comp Contractor or an employee? Some of the most
Telecommuting Employee Accidents – Risk Management and Claims Nightmare? The Coronavirus pandemic grew what was a “cottage industry” type job to one of the most popular jobs in existence today. Most telecommuting employee accidents will involve in-home hazards. Let us look at the: Previous telecommuter articles – check out the
Exclusions In My Insurance Policy – Look For The First E in DICEE. The article comes from a reader question – where are the Exclusion in my insurance policy and are they the same as Declarations? The answer to the question is no the Exclusions in an insurance policy are
The Talented Workers Comp Adjuster – What is IT? IT Applies To Any Line of Adjusters – Not Just WC Many discussions on a talented workers comp adjuster (or any insurance line) begin something similar to this. Wow, we are searching everywhere for talented adjusters. I have attended many conferences
Workers Comp Adjuster Communications vs. Productivity – 3-3-3 Rule Wins The 3-3-3 Rule(c) was invented by me in 1997 to help Workers Comp adjuster communications become more efficient and effective. The rule still applies, even more, today in the age of Social Media. This rule can apply to so many
Reclassified Class Code During 2019 Inspections – Which Code Changed The Most? NCCI recently released a quick report on the most reclassified class code for 2019. We have seen this class code very often in the last five years. Which was one was it? The most reclassified class code for
Offshore Micro Captives Dropped Off IRS Dirty Dozen List – Why? Over the weekend, I was combing through my workers’ comp reading list. I almost dropped my laptop when I saw the headline that Offshore Micro Captives were not named to the IRS Dirty Dozen list. For context, I had
Carriers Providing Workers Comp Premium Refunds Due To Coronavirus Shutdowns? One of the most common questions we received since March from employers – Are carriers providing Workers Comp premium refunds due to the COVID crisis? Is there a formula to know how much we are receiving? Are states mandating carriers
IRS Workers Comp Rules – Pay Attention To These Three Closely Every year near the personal tax filing deadline, we receive questions on IRS Workers Comp rules. This year was no different with the COVID-extended deadline of July 15th. I decided to cover the one IRS Workers Comp Rule that
Workers Comp Email Still Best Way To Document Communications – Five Quick Rules Workers Comp email still provides the best way to document files. The sender and receiver can both have documentation of the communication in writing. Some carriers and TPA’s do not add the email directly into the file.
Dry Runs Eliminate Workers Comp Webinar Technical Difficulties Unfortunately, Workers Comp webinar technical difficulties do happen now. The statistics will catch up with the webinar community. With so many workers comp webinars being presented, an organization cannot avoid having random technical difficulties. Bill Gates Says Pandemic Provided Opportunities On a
Large Deductible Workers Comp Policies May Require 50% Allocated Expense Payment We often perform workers comp policy reviews as part of our premium reduction consultant services. Large deductible workers comp policies usually have a deductible amount ranging from $100,000 (the minimum) to $5million. The most popular retention level (think
Workers Comp COVID-19 Presumption – There’s An Occupational Disease Statute For That – J&L State after state enacted their Workers Comp COVID-19 presumption orders to make sure the frontline workers in the Coronavirus pandemic were covered if they contracted the disease. The states then began to expand which workers were
Asking For Claim Numbers Can Wreck Any Workers Comp Relationship – J&L Yesterday, I was trying to locate a claim for a long-term client. I was following the subrogation status on a claim for them. I was told that I had left out one number in a 22-character claim number.
The Recent Class Code Changes – A Further Look – J&L The recent class code changes buzzed in the workers’ comp news for well over a month. Why am I writing another article on this subject? The class code changes convert into amounts of premium dollars > your company’s budget.
Telecommuting Class Code 8871 Added To California WCIRB Class Codes California’s Workers Comp rating bureau (WCIRB) added in Telecommuting Class Code 8871 after a regulatory meeting this week. If your company is domiciled in California or you have California-based employees, you will need to separate these employees from furloughed employees
Account for Coronavirus Furloughed Employees – NCCI Adds Basic Manual Rules The Question – How do we account for Coronavirus Furloughed Employees has become the most popular question that we now receive from blog and newsletter readers. This is not a replacement for Class Code 8871 – Telecommuting Clerical Employees.
The Workers Compensation Rating System And Insurance Press – Different Timetables The Workers Compensation Rating System was built as a delayed system. Why was that statement the first sentence in the article? The Workers Compensation rating system cannot provide immediate data analysis. NCCI, WCIRB, and the other state rating bureaus
Work Comp Class Code 8871 Popular During the Coronavirus Pandemic The Workers Comp Class Code 8871 represents telecommuters. Exactly who are telecommuters? Let us first cover the general non-workers’ comp generic definition. Definitions of Class Code 8871 General Telecommuters are defined as: Someone who works at home and communicates
Free Workers Comp Study – WCRI Medical Price Index – A Great Reference Tool WCRI (Workers Compensation Research Institute) released its annual free workers comp study and report on medical prices for the treatment of Workers Compensation injuries. Please see the bottom of this article for the link to the
