Is Cleaners Asthma a Legitimate Disease?
Cleaners Asthma – Term Of The Day Cleaners Asthma raised many questions about the use of cleaning fluids in the workplace. A newly recognized
October 29, 2010 No Comments
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Cleaners Asthma – Term Of The Day Cleaners Asthma raised many questions about the use of cleaning fluids in the workplace. A newly recognized
Accident Year Data – Workers Comp Term Accident year data is often used for statistical comparison analysis. Most of the time when I have Accident
Workers Compensation Subrogation Can Be Money Left On The Table Does Workers Comp subrogation exist in Workers Comp claim department? Subrogation is one of those
Workers Compensation – A Forgotten Insurance Is Workers compensation becoming the forgotten insurance? The talk of the town has, is now, and will be health
Policy Provisions – When Reality Hits The Policy Provisions trip up employers when filing claims. Even adjusters sometime have trouble with the policy terms. The
Your Workers Comp Policy – A Different Approach Read your Workers Comp Policy the opposite way. One of the areas of Workers Comp policies where
Voluntary Market Very Critical To Workers Compensation A voluntary market compares to free market version of workers compensation insurance. Most states set the Advisory Loss
Montana Has Highest Workers Comp Rates Now Montana has the highest workers comp rates. According to an Oregon-based report as covered by the Watchdog, Montana
Term Of The Day – Prohibited Risk A Prohibited risk is any class of business that has been excluded by the underwriters of an insurance carrier.
Term Of The Day – Preferred Risk Preferred risk is any risk that is considered to be a better risk. These risks have a lower expectation
Net Loss Is The Final Countdown The term Net Loss is seldom used in Workers Compensation. The figure represents the final paid loss regardless of
NCCI Says Workers Comp Costs Up – Number of Claims Decreasing The NCCI says claims costs are increasing but the number of workers comp claims is
Term Of The Day – Loss Constant In workers comp, loss constant is a flat amount added to the premiums of smaller businesses.The purpose of adding
Hazards Increase Work Comp Premiums Most hazards cause workers comp premiums to increase eventually. Any condition that increases the chance that there will be a
Workers Comp Year End Strategies to Cut Comp Costs These are the Workers Comp year end strategies if your company’s Workers Comp policies renew on
Term Of The Day – First Dollar Coverage The first dollar coverage in A WC policy is the norm. The type of insurance in which
Coinsurer-Term Of The Day This is sometimes referred to as pie chart insurance (coinsurance). One of the parties that provides additional insurance to the same
Workers Compensation Premiums = Tax? We often hear that Workers Compensation premiums are just part of doing business. Would premiums then be the same as
Unearned Premium-Workers Comp Term The unearned premium represents the portion of a Workers Comp Policy Premium that has been paid beyond the current period. The
Term Of The Day – Wrap Up Policy Also known as a Contractor and/or Owner Controlled Insurance Policy, a Wrap Up Policy is a single policy
Term Of The Day – Risk I.D. # An employers Risk I.D.# is assigned by it’s rating organization. Each employer’s Risk I.D. # is uniquely it’s
AIG TARP Not Needed For Insurance Part The true core AIG is still growing steadily in the Workers Comp arena. In the last post, I
AIG Failure TARP Bailout The Government Missed The Point of AIG.The following is a passage from a document published by the UNITED STATES DEPARTMENT OF
Term Of The Day – Ballast Value The Ballast Value comes from an old sailing term. Sailors were known to put large rocks in the bottom
Term Of The Day – ERM ERM is the acronym for Enterprise Risk Management. A Practice that attempts to ensure the risk position of a
Workers Comp Claim Reserving Workers Comp Claim Reserving should be followed closely as part of your workers compensation premium reduction program. One of the most
Explanation of Benefits (EOB)-Term Of The Day The Explanation of Benefits (EOB) is a new term in the Workers Compensation industry. Until recently, EOBs were
Term Of The Day – Hard Market A Hard Market is the term used to designate the period after a Soft Market. It usually occurs
Term Of The Day – Soft Market Part of a cycle, the term soft market describes the time when premiums are low, profits dwindle, and
California’s Governor Signs Bill The California Governor signs workers comp bill quietly. California has a great system for finding out if the contractor you are
Retaliatory Employment Discrimination Act Is Important The Retaliatory Employment Discrimination Act involves Workers Comp in certain cases. The Department of Labor’s Employment Discrimination Bureau (EDB)
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