Two Views From Two States-Exclusive Remedy Doctrine I received a note today on the Workers Compensation Exclusive Remedy Doctrine to ask if there are any recent
Term Of The Day – Exclusive Remedy Doctrine The Exclusive Remedy Doctrine makes Workers Compensation claims a no-fault process. The Workers Compensation insurance provided by an
What is Cherry Picking in Workers Comp? Cherry picking is one of the old terms in insurance coverage including Workers Compensation. This very overused term
Travelers West Virginia Workers Comp The State of West Virginia added in a new major player to its workers comp market. I have read a number
Prior Unit Stat Date Article Caused Confusion I may have some caused confusion on my last Unit Stat date article on the most important day
Term of the Day – Guaranteed Cost A guaranteed cost plan is the most predictable type of insurance policy. In these policies, the premium is a
Term Of The Day – Indemnity Claim An Indemnity Claim is a part of insurance contracts in which the insurer agrees to cover the cost of
The Final Workers Comp Answer = 6 months after policy expiration This is the Final Workers Comp answer for when a policy expires. Last week
Hybrid Premium Audits May Become Future of Audits (Almost) Most Hybrid Premium Audits on a Workers Comp policy are when the insurance company auditor asks
Workers Comp and June 30th Critical Relationship I had posted the question last week on why June 30th is such an important day in the
Jones Act – Workers Comp Concern The Jones Act, or Merchant Marine Act of 1920, was passed due to concerns about the legal protection of
Hartford Basically Pays Each Claimant For Fine Hartford pays $72 million penalty for an Annuity administrative charge. The Hartford was recently assessed a huge fine.
Sliding Scale Dividend Plans Definition In workers comp insurance, Sliding Scale Dividend Plans are established to return a portion of the premium to the policyholder if
The Short Rate Penalty Eliminates Policy Hopping A workers comp insurance policy may be cancelled before the end of the policy period, but not without
The Federalization Of Workers Compensation I had coined the phrase Federalization of Workers Comp a few months ago. I was told that I was a
Employer’s Liability Part B on Policies Employer’s Liability Insurance is an additional part of Workers Comp Insurance policies. While Workers Comp Insurance is designed to
Term of the Day – Disfigurement Benefits Most disfigurement benefits are for those who have suffered a work-related injury to the head or neck, resulting
Term Of The Day – D Ratio A D Ratio is a variable used in a workers compensation experience rating plan. It is applied to
Term of the Day – Pharmacy Benefit Management Pharmacy Benefit Managers (PBMs) are one of the most widely used services in the US for prescription
Workers Comp Claims Adjuster Can Be A Tough Job The Workers Comp Claims Adjuster possesses a job that can be nerve wracking. One of our
Drugs vs. Proximate Cause The proximate cause of an accident may not always be that obvious in a WC claim. One area that Workers Comp
Term of the Day – Negligence The Workers Comp term for today talks about the different definitions of negligence. I was taught this definition a long
Term Of The Day – Proximate Cause The issue of Proximate Cause is one we see often in workers comp. It is an act which
Governor Crist Vetoes Workers Comp Bill I wrote a post a few days ago on the recent veto of a promising Workers Comp bill by
Federal Terrorism Risk Insurance Act The Federal Terrorism Risk Insurance Act appeared on Workers Comp policies since 2003. .Since the September 11 terrorist attacks, there
ARAP – Workers Comp Definition ARAP charge appears on many policies. Over the past decade, various states have approved a new premium surcharge known as
Improvements Vetoed – Workers Comp In Florida Workers Comp improvements vetoed in the Sunshine State. There has been quite a large amount of buzz in
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