Can I Question My Premium Audit Without A Dispute? How can I Question my premium audit without going through a formal dispute process? This is a question that came in from a few of the blog readers over the last two weeks. Most Workers Compensation premium auditors are very reachable if
Large Deductible Programs Reviewable For Premium Recoveries Most Large Deductible Programs were ignored by auditors in the employer premium recovery industry for many years. We often hear from very large companies that they are in a large deductible programs and that examining the Workers Comp Audit (by the insurance carrier)
A Quick Apology To Our Devout Article Readers A quick apology to all readers. We have been informed by Blogger that some of the previous and archived posts may not be or may not have been accessible. This may have resulted in a 404 Error, especially if you are using
In Defense of AIG – The Workers Compensation Part The defense of AIG for the insurance part of the company made me hesitate. I had written this post a few weeks ago. I was just not sure that I wanted to take the heat of defending one of the most
Workers Comp Audit Workpapers =Premium Auditors Paper Trail The Workers Comp Audit Workpapers are the auditor’s complete calculations that were created during the audit. They are very important to understand what calculations, payroll, and other information were used to produce the final calculations on the policy. If you receive an
Estimated Premium Audit Bill From Carrier – Why? The estimated premium audit usually results from a lack of information provided by the employer. We just received an estimated premium audit and billing. for our worker’s compensation policy. Why did this happen? – A blog reader emailed this question earlier this
California Employers May Face Large Premium Increase The California Employers Premium rate increase recommended by the WCIRB tallied at 27%. In my last post, I blogged my thoughts on how the California Workers Comp rates would increase in the coming years. I had thought there would be an increase of
California Workers Comp System Upcoming Changes California has performed well in finding ways to control their runaway Workers Compensation system. As I predicted a few years ago, the California Workers Comp system would see the return of insurers once the environment stabilized enough that carriers would be able to underwrite Workers
Best’s Review Service Providers – We Made The Recommended List – Cool We have just been named to the 2009 list of Best’s Recommended Expert Service Providers. Best’s Review requires that providers must go through a rigorous approval process to be listed in their online and printed directories. Update – We
California Workers Compensation System Rate Reduced Significantly In Four Years The California Workers Compensation system rate decreased quickly over the last four to five years. While reading through a few on the online publications I receive every day, I came upon a statistic in the California Workers Compensation reform that
The Job Of A Workers Compensation Claims Adjuster A Workers Compensation claims adjuster – are they friend or foe? Many years ago, I started out my career as an insurance adjuster trainee. The adjuster has more to do with your Workers Comp premiums than any underwriter, agent, or premium auditor.
Workers Comp Premium Auditor Can Look At All Records We often receive this question in a phone call from an employer who has just been through a Workers Comp audit. The employer is usually frustrated that the insurance company’s premium auditor has asked for so much information. According to your
Workers Comp Insurance Carriers and Premium Audits One of the major trends that we are seeing right now is that quite a few of the Workers Comp insurance carriers are becoming much more assertive on their Workers Comp audits. In this economy, one cannot blame the insurance carriers for trying to
Great Call From Tennessee Today I received a great call from Tennessee that verified what I had been saying about Workers Comp policies and Workers Comp audits. The agent had a question about his client having a bad “gut feeling” about their recent Workers Compensation audit. The agent then asked
SIC Codes For Possibly Overcharged Employers I have been asked many times which employers seem to be overcharged more than others – by SIC Codes , State, Size, Insurance Carrier, Type of Premium Audit, etc. After looking back through our premium audit reviews that we perform for employers, I have
