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September 2016

Functional Capacity Evaluation (FCE) – Great Risk Management Technique

Functional Capacity Evaluation – A Workers Comp Mystery The Functional Capacity Evaluation (FCE)  is one of the great Workers Comp mysteries.   All claims people talk about it.  Most doctors want it.  Some say it is too expensive to use on files.   I have also heard the same comments

Endorsements – Forgotten Part Of Workers Comp Policy

Workers Comp Endorsements Are Worth a Look The Endorsements section of a Workers Comp policy is not actually a section.   Endorsements on any policy including Workers Comp are always at the end.  Why? A policy may be endorsed many times.  I have seen a few that were endorsed almost

California AB 1643 Changes Apportionment For Worse

California AB 1643 Warning Memo From WCAN The new California AB 1643 House Bill has caused  quite a bit of controversy.  WCAN has produced a reminder to contact Governor Brown to veto the bill.   The bill summary is below. Apportionment is basically assigning a permanent disability rating to only the

Workers Comp Hard Markets and China Financial Crisis

New Workers Comp Hard Markets May Come From China The Workers Comp hard markets of old have almost a fairytale connotation.  Many insurance workers and press may have only seen soft markets.   Workers comp hard markets still exists today.   It is sectional or just hardening for certain markets.financial

Workers Comp Tax To Some Employers? – Shocker!

Is There Really A Workers Comp Tax? A Workers Comp tax is something that many people in Human Resources and Accounting Departments have to consider overall. The subject of a Workers Comp tax comes up each year as today is the end of our tax filing season.  I always try

Oklahoma Opt-Out Insurance – OK Supreme Court Says See Ya!!!

Oklahoma Opt-Out Insurance Takes Major Hit The fans of Oklahoma Opt-Out Insurance were dealt a five fingered death punch. The Oklahoma Supreme Court just wiped out any semblance of Oklahoma Opt-Out Insurance by ruling it as unconstitutional. The Oklahoma Workers Comp Commission had already said NO to the opt out

Workers Comp Expert Witness – Tough Row To Hoe

Workers Comp Expert Witness – A Niche’ ? Being a Workers Comp expert witness over the years has taught me many very interesting experiences.    I thought I would cover a few of those which provided a lesson. Memorization One cannot lull themselves into thinking that you can memorize the



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