Workers Comp File Reserves Important To Catch Up The Workers Comp file reserves important this time of year. I have posted over the last two
Federalization Of Workers Compensation From Peter Rousmaniere One of the more astute Workers Comp authors/bloggers recently wrote an article on The Federalization of Workers Compensation.
Reader Question On E-Mod X-Mod Ex-Mod California Yesterday I received a question on Workers Comp E-Mod X-Mod Ex-Mod in California. Recently, our California Ex Mod
Term Of The Day – Strategic Risk Management Strategic Risk Management (SRM) is the identification, assessment, and management of risk in an organization’s business strategy. When
Term Of The Day – Excess Losses In the Experience Modification Factor formula, Excess Losses are the amount of any single claim that is more than
Term Of The Day – Claims Made And Reported Policy A Claims Made and Reported policy has many similarities to a Workers Comp policy.
Reserve Reduction Plan For E-Mods Workers Comp reserve reduction review plans need to be on schedule. I have devised a formula for calculating when
Reserve Reduction Plan And The Unitstat Date I wrote last week on the timing and deadline for having your Workers Compensation reserve reduction plan in
Workers Compensation Captives – A Legitimate Yet Complex Alternative Workers Compensation Captives have come to the forefront as a possibly viable alternative for Workers Compensation
Expected Losses – What Are They and Where To Find Them? The Expected Losses for an employer is the amount of loss an average firm
Functional Capacity Evaluation – Series Of Physical Tests FCE or Functional Capacity Evaluation in Workers Comp is a series of tests administered to a claimant
Advisory Loss Costs Are Published By Rating Bureaus Workers Compensation Advisory Loss Costs (ALC) are published at state-specific times during the year. ALC’s are not
Pure Risk Is Not Gambling Pure risk keeps the insurance industry from being considered gambling. With a pure risk you have three situations: Chance of
D-Day – Premium Audit Bill Deadlines Why would I post that this is premium audit D-Day? A majority of our clients renewed on 1/1/11. January
CICA 2011 Conference – Tucson AZ was a learning experience I attended the CICA Conference this week in Tucson AZ. The conference provided a large
Workers Comp File Reserves Timing Important I try to post information on Workers Comp file reserves this time of year. Why? The majority of Worker
Actuarial Report Important For Budgeting The actuarial report consists of a document or other presentation, prepared as a formal means of conveying the actuary’s professional
Term Of The Day – Pure Captive A pure captive is the most basic of all captive arrangements. In the case of a “pure” or “single
Carpal Tunnel Syndrome – Painful Condition The condition Carpal Tunnel Syndrome is pressure on the median nerve — the nerve in the wrist that supplies
Partial Retention And Deductible Comparison Partial retention is a very common risk management strategy. In Workers Compensation, partial retention is usually attained by using one
Term Of The Day – CICA CICA or Captive Insurance Companies Association is an association of risk managers formed to educate, inform, support and provide valuable
Term Of The Day – Other States Coverage Workers Compensation insurance can be very tricky when it comes to other or all states coverage. Many employers
Insurance Buyers Beware – All May Not Be As It Seems A large number of Insurance buyers were recently swindled in scam. While reading a
Bill Review and Disability Claims Are Very Expensive Bill Review and disability claims have come to the forefront as two of the most outrageously expensive
Term Of The Day – Cell Captive A cell captive is either a rent-a-captive or a sponsored cell type. The main goal is to lower risk
Term Of The Day – Aggregate Stop Loss Reinsurance The aggregate stop loss reinsurance is a type of reinsurance is becoming very rare and expensive. A
Term Of The Day – Insurer Sponsored Agency Captive These types of captives are sponsored by very large insurance carriers. They are almost a hybrid
Term Of The Day – Residual Market (RML) One of the reasons that alternative Workers Comp insurance is becoming so popular over the last few
Term Of The Day – Onshore Captive The onshore captive are a viable alternative to offshore captives such as Bermuda. The oldest and largest onshore
WC Claims Adjusting Services The Claims adjusting services can be found with an RFP for Workers Comp services. This is one of the “touchiest” subjects in
Term Of The Day – Certificate of Compliance The certificate of compliance is important document. A certificate which authorizes that a company is in compliance
Vermont Workers Comp Ending? Will Vermont Workers Comp fade away? Vermont recently appeared on the radar for Workers Comp. The state had been relatively quiet
