• Home
    • Workers Comp Audit Stress Reducer – Use It For Your Next Premium Audit
  • About Us
    • Cutting Workers Comp Costs – About Our Company
    • President – Expert James J Moore AIC MBA ChFC ARM
    • OSHA Risk Manager – Glen DuLac – Added To Fulfill Customer Service
  • Work Comp Consultants
  • Free Info
    • Definitions
    • Free Speech
  • Testimonials
  • FAQ
  • Free Manuals
  • Six Secrets
  • Blog
  • Contact Us

J&L Risk Management Consultants

Work Comp expert witness reserve reviews premium audits for employers

icons
Call us today! 1-800-813-1386
WORKERS' COMPENSATION PREMIUM REFUNDS POSSIBLE.
Home » Archives for November 2015

Archives for November 2015

Workers Comp Innovators At NWCDC – One Astounding Company

November 19, 2015 By JL Risk Management Consultants

Workers Comp Innovators At The NWCDC

Almost all of the workers comp innovators at the NWCDC (National Workers Comp and Disability Conference) in Las Vegas were the exhibitors.   Three years ago, I visited every booth, and found basically zero innovation.  Exogen  had the most  innovative product.  Yes, a bone stimulator was the most innovative product or service.

clip art with bulb workers comp innovators black back ground

(c)123rf.com

Last year, as this year, the innovators seemed to recognize that WC can be a major market for their products.   The innovation was not from the WC industry itself.  The innovative vendors were actually from outside of the insurance world.

The companies that were seen as innovative last year were Proove Pharmaceuticals and Thermazone.

The sessions this year were very good overall.  I could not find one that actually covered an innovative product or service.   The sessions on Oklahoma’s opt out program would have been the closest for my search.

The vendor area access times were quite different than in years past.  I was able to visit some of the displays/booths to find any workers comp innovators.

The gentleman at the Thermazone booth was quite informative.   See the above link for more information.

There was also a vendor that provided a mousepad keyboard for injured employees.  However,  they were supposed to ship me one to test- which I would have sent back – that did not arrive last year.  I left my card with the booth this year.

Advanced Arm Dynamics  was amazing.

From the company’s website –

clipart of four bulb workers comp innovators Big Idea

(c) 123rf.com

Advances in technology, materials and design are the momentum behind the newest generation of upper extremity prostheses. We work with manufacturers all over the world to help design, test and improve new products. Recent tech trends include: multi-articulating hands with specialized grasp patterns; custom electric digits for finger amputees; custom fabricated silicone interfaces that accelerate comfort; and innovative surgical techniques that may significantly improve a person’s ability to use a prosthesis. New technologies present an increasingly brighter future for people who rely on upper extremity prosthetics.

I will add in more cutting edge companies from the conference later this week or next week.

The WC industry has always lagged behind in technology.   I must admit that I am also behind in certain tech areas.   I actually tried Uber for the first time in Vegas.   Now, that is an innovative service.   OK, stop laughing.

The official charity from the 2015 NWCDC was Kids Chance.  It is a worthy cause.  Someone gave me a Kids Chance pin that I had worn during  the entire conference.

©J&L Risk Management Inc Copyright Notice

Filed Under: National Workers Comp Conference Tagged With: exhibitors, informative, innovations, prosthesis, stimulator

Workers Comps Future – Recruiting/Retaining Next Generation

November 17, 2015 By JL Risk Management Consultants

Workers Comps Future – Recruiting & Retaining the Next Generation of Claims Talent

The Workers Comps future rests on the next generation of claims talent.

Picture Of Three Woman Workers Comps Future Looking Up

StockUnlimited

Jennifer Burkhart | National Workers’ Comp Claims Leader, Westfield Insurance

Dan Holden | Manager of Corporate Risk & Insurance, Daimler Trucks North America

Rick Thompson | VP of Talent Management & Administration, Rising Medical Solutions

November 12, 2015 2:00pm – 3:15pm

*The title may seem incorrect.  The WordPress system does not like apostrophes.   Please excuse the odd-sounding phrase.

This NWCDC Session was PM5 from the Program Management track.  I decided to attend this one as this subject was one of the major concerns at the Rising Medical Think-Tank from earlier this year.

One of the better slides during this session pointed out how offices were 10 years ago.

 

  1. No cell phones while at work.
  2. Business formal dress code.
  3. Very little schedule flexibility or work from home.
  4. People Workers Comps Future Having Meeting

    123RF

    Employee handbook over 100 pages.<<<Actually a conservative figure

  5. Annual reviews (quarterly today, with daily huddles and weekly touch-bases).
  6. Less than 10% of workers were Millennials (today it’s over 50%).
  7. One computer desktop/screen. Few laptops. No smartphones or tablets.
  8. Virtually no online collaboration (email document-based).

The session centered very heavily on appealing to Millennial generation workers.  One statistic that was shocking to me was the workforce now being 50% Millenials.

 Millennial Challenges

  • They don’t know/care about insurance/risk management (not “sexy” or fun). That is actually a given.
  • Loyalty/commitment (high turnover).  This was occurring in the industry long before Millennials were on the scene.
  • Talent shortage of 85,000 commercial claims professionals in 2015 (Deloitte). Expected to grow to 400,000 in five years (Insurance Journal).
  • WSJ – Insurance on “least desirable industries” list.

Until this session, I did not realize the insurance industry is and will be experiencing such a heavy shortage of workers.  The shortage reaching almost 1/2 million workers total is astounding.

The rest of the session covered how each respective company is recruiting, training,  and retaining the millennial generation.    This was a great session that “looked outside the box” so to speak.

©J&L Risk Management Inc Copyright Notice

 

Filed Under: millennial, Rising Medical Solutions Tagged With: Daimler Trucks, recruiting, retaining, work from home

How Nurse Case Managers Add Value to WC Claims

November 13, 2015 By JL Risk Management Consultants

CM3: How Nurse Case Managers Add Value to Workers’ Compensation Claims

Workers Comp claims a nurse case managers and add value. Mary O’Donoghue, Vice President, Medical Services Helmsman Management Services

Picture of Nurse Case Managers Medical & Health Management

Wikipedia – Rosie.Andre

Stephanie Perilli, Senior Director, Medical & Health Management The Home Depot

November 12, 2015 8:30 a.m. – 9:45 a.m

Nurse Case Managers (NCM) have long been a recommended WC claims management technique as recommended by J&L often.  The right case managers can reduce the cost of claims greatly.

This is a chart that shows the value of a nurse case manager as a claim lengthens by comparing the claim costs with and without a nurse case manager.

There are instances where a NCM may not provide value such as an injured employee with no comorbidities and a great relationship with the employee<<I thought that was a great point of emphasis.

An employer-based study compared shoulder surgery claims with nurses to similar claims from 31 other companies that did not have a nurse assigned. Claims with a nurse assigned had 57% fewer disability days.   From my experience, this is a valid %. 

Home Depot uses nurses in these instances:

  1. Unique intervention based on assessed needs of our population
  2. Targeted case management strategy beyond catastrophic cases
  3. Clear and concise integration of all medical resources

That was a nice summary list.

Home Depot calculated they are experiencing a 12% reduction in claim payouts when an NCM is on the file.

This was a good presentation on Nurse Case Managers.  I have even seen larger reductions in claim values when a nurse is involved on the file.  The key is to know when and whether or not to assign a  NCM.

©J&L Risk Management Inc Copyright Notice

Filed Under: case manager, rehabilitation nurse Tagged With: catastrophic cases, chart, management strategy, Mary O’Donoghue

Rising Medical Solutions Comprehensive Think Tank Report

November 10, 2015 By JL Risk Management Consultants

Rising Medical Solutions Invited James Moore To Think Tank

A very forward-thinking company – Rising Medical Solutions- and Peter Rousmaniere invited me to a think tank type meeting earlier this year in Chicago.

Picture Of Doctor Rising Medical Solutions Holding Stethoscope

Wikimedia Commons – Alex Proimos

There is no article on the J&L Risk Management website that covers the meeting as I decided to hold off until the final report was finished earlier this month.   The all-day fly-in meeting was hosted by Rising Medical Solutions out of Chicago.   From what I gather, the meetings had started in 2009 and continued through 2015.

Rising Medical Solutions were great hosts including their Head of Marketing Rachel Fikes.   I very quickly felt at home.  The summary report link is here.    Yes, you do have to provide very little information to receive a copy of the report.  It is worth it.

The report is 36 pages long.  You can request the report here.    Rising Medical Solutions is not a spammy company so your inbox will not be packed with emails from them if you happen to sign up. They have sent me two emails since June- not spammy.

Doctor Rising Medical Solutions With Files

StockUnlimited

One very important area covered was improving the recruiting, hiring, training, and retention of claims adjusters.  Check this older post by me with my concerns on the brain-drain and lack of a younger crowd in adjusting and Risk Management.

This is an area where there will be a large amount of future discussion.  Claims and Risk Management are not the glamorous smart-phone based positions that appeal to the current crop of college graduates or young workers.

Even though I did “end up with the skunk” by the end of the meeting, it was time well spent.   That is an inside joke.

Denise Zoe Algire – Safeway’s Risk Management guru also deserves a shout-out as she is the lead researcher on this much-needed study.

©J&L Risk Management Inc Copyright Notice

Filed Under: Rising Medical Solutions Tagged With: brain-drain, Chicago, spammy company, young workers

Trans-Pacific Partnership Obamatrade Agreement Full Access

November 6, 2015 By JL Risk Management Consultants

Trans-Pacific Partnership Obamatrade Agreement Access

Obama Trans-Pacific Partnership trade

Wikimedia Commons – The White House

The full Trans-Pacific Partnership Obama trade agreement was a rare find.  

I have received any inquires as to the link in the last article on the TPP Obamatrade agreement.   It seems the Feds have split it into hundreds of documents.   I do not necessarly understand why the Feds decided to split the document into so many subsections that make it almost impossible to follow. 

I downloaded a full copy yesterday from the website before the split.   The complete PDF is here.   This is coming off our server, so please be patient as the document is large for a PDF file.   At the time of the publication of this post, this site is the only place to find the complete document.    It was just blind luck to obtain a complete copy before the TPP was divided up into so many parts. 

It is massive, but you may want to at least skim it.   You will likely need a PDF plugin besides having the updated Adobe PDF Reader.  Your computer will let you know if you need the plugin.

Smartphone users – the document is 23.4 MB.

Document Storage – TPP Obamatrade – No copyright.

©J&L Risk Management Inc Copyright Notice

Filed Under: Obama Tagged With: Feds, hundreds of documents, subsections, Trans-pacific Partnership

Trans-Pacific Partnership Agreement Contains Workers Comp Provision

November 6, 2015 By JL Risk Management Consultants

Trans-Pacific Partnership Agreement Page 4343

How is Workers Comp Affected?

The Trans-Pacific Partnership Agreement (TPP)  is now the new buzzword in the political arenas.   The controversial agreement was just released yesterday. How many times does it appear in the TPP?  Will it affect WC?

two person shaking hand pacific partnership agreement descriptive

StockUnlimited

Actually the TPP only mentions WC once.  It is on page 4343.  The complete section that begins on page 4341 is contained below.

The exact text is highlighted below in red.

Actually the TPP defines WC as social protection.  If you want to see a copy of the massive text, you may find it here.

Article 19.10: Cooperation

1. The Parties recognise the importance of cooperation as a mechanism for effective
implementation of this Chapter, to enhance opportunities to improve labour standards and to
further advance common commitments regarding labour matters, including workers’
wellbeing and quality of life and the principles and rights stated in the ILO Declaration.

2. In undertaking cooperative activities, the Parties shall be guided by the following
principles:
(a) consideration of each Party’s priorities, level of development and available
resources;
(b) broad involvement of, and mutual benefit to, the Parties;
(c) relevance of capacity and capability-building activities, including technical
assistance between the Parties to address labour protection issues and activities
to promote innovative workplace practices;
(d) generation of measurable, positive and meaningful labour outcomes;
(e) resource efficiency, including through the use of technology, as appropriate, to
optimise resources used in cooperative activities;
(f) complementarity with existing regional and multilateral initiatives to address
labour issues; and
(g) transparency and public participation.

Trans-Pacific Partnership Agreement Map

Wikimedia Commons – Antichik

3. Each Party shall invite the views and, as appropriate, participation of its stakeholders,
including worker and employer representatives, in identifying potential areas for cooperation
and undertaking cooperative activities. Subject to the agreement of the Parties involved, cooperative activities may occur through bilateral or plurilateral engagement and may involve
relevant regional or international organisations, such as the ILO, and non-Parties.
4. The funding of cooperative activities undertaken within the framework of this Chapter
shall be decided by the Parties involved on a case-by-case basis.
5. In addition to the cooperative activities outlined in this Article, the Parties shall, as
appropriate, caucus and leverage their respective membership in regional and multilateral
fora to further their common interests in addressing labour issues.
6. Areas of cooperation may include:
(a) job creation and the promotion of productive,  quality employment, including
policies to generate job-rich growth and promote  sustainable enterprises and
entrepreneurship;
(b) creation of productive, quality employment  linked to sustainable growth and
skills development for jobs in emerging   industries, including environmental
industries;
(c) innovative workplace practices to enhance  workers’ well-being and business
and economic competitiveness;
(d) human capital development and the  enhancement of employability, including
through lifelong learning, continuous  education, training and the development
and upgrading of skills;
(e) work-life balance;
(f) promotion of improvements in business and labour productivity, particularly
in respect of SMEs;
(g) remuneration systems;

Trans-Pacific Partnership Agreement Leader Member Picture

Wikimedia Commons – Gobierno de Chile

(h) promotion of the awareness of and  respect for the principles and rights as
stated in the ILO Declaration  and for the concept of Decent Work as defined
by the ILO;
(i) labour laws and practices,  including the effective implementation of the
principles and rights as stated in the ILO Declaration;
(j) occupational safety and health;
(k) labour administration and adjudication, for example, strengthening capacity,
efficiency and effectiveness;
(l) collection and use of labour statistics;
(m) labour inspection,  for example, improving compliance and enforcement
mechanisms;
(n) addressing  the challenges and opportunities of a diverse, multigenerational
workforce, including:
(i) promotion of equality  and elimination of discrimination in respect of
employment  and occupation for migrant workers, or in the areas of
age, disability  and other characteristics not related to merit or the
requirements of employment;
(ii) promotion of  equality of, elimination of discrimination against, and the
employment interests of women; and
(iii) protection of vulnerable workers, including migrant workers, and lowwaged,
casual or contingent workers;
(o) addressing the labour and employment challenges of economic crises, such as
through areas of common interest in the ILO Global Jobs Pact;
(p) social protection issues, including workers’ compensation in case of
occupational injury or illness, pension systems and employment assistance
schemes;
(q) best practice for labour relations, for example, improved labour relations,

Businessman Hand Shaking Pacific Partnership Agreement Building Background

StockUnlimited

including promotion of best practice in alternative dispute resolution;
(r) social dialogue, including tripartite consultation and partnership;
(s) with respect to labour relations in multi-national enterprises, promoting
information sharing and dialogue related to conditions of employment by
enterprises operating in two or more Parties with representative worker
organisations in each Party;
(t) corporate social responsibility; and
(u) other areas as the Parties may decide.
7. Parties may undertake activities in the areas of cooperation in paragraph 6 through:
(a) workshops, seminars, dialogues and other fora to share knowledge,
experiences and best practices, including online fora and other knowledgesharing
platforms;
(b) study trips, visits and research studies to document and study policies and
practices;
(c) collaborative research and development related to best practices in subjects of
mutual interest;
(d) specific exchanges of technical expertise and assistance, as appropriate; and
(e) other forms as the Parties may decide.

 

 

©J&L Risk Management Inc Copyright Notice

Filed Under: Trans-Pacific Partnership Tagged With: bilateral or plurilateral, capacity and capability, caucus and leverage, cooperation, economic competitiveness, labour outcomes, principles and rights

Is New Virginia Rule 14 Work Comp Fee Schedule?

November 4, 2015 By JL Risk Management Consultants

The New Virginia Rule 14 – Fee Schedule Soon?

The new State of Virginia Rule 14 is now closed for comments.   A copy of the Proposed Rule 14 can be found here.  (PDF File).

Adobe PDF Virginia rule 14 Logo

Wikimedia Commons – Adobe

According to the Virginia Workers Compensation Commission, a public hearing on Virginia Rule 14 was held on October 13, 2015.   The slides from the Rule 14 presentation can be found here.  Unfortunately, the deadline for comments was October 15, 2015.

I have always been a proponent of full state fee schedules.   Virginia has community rates, but not a true statewide fee schedule.   A 10 community rate basis is part of the new rule.   Check out the new regions in Virginia map below – (c) MC Innovations

As a side note, the Virginia Workers Compensation Commission’s webpage on medical charges is as follows:

Outside view of Virginia rule 14 capitol

Wikimedia Commons – Analogue Kid

The Act also provides the standard that is to be used in calculating reimbursement.Va. Code §65.2-605 states that the employer’s liability for medical charges is limited to “such charges as prevail in the same community for similar treatment[.]” The term “community” is defined by reference to Commission Rule 14. There is no fee schedule in Virginia. Charge schedules agreed to by the carrier and provider will be enforced.

If a dispute arises as to reimbursement for a medical charge, the health care provider may invoke one or more of the following remedies:

Adjudication Requirements

  • Appropriate where there has been no payment or where provider is dissatisfied with level of reimbursement
  • Initial decision issued by a deputy commissioner after reviewing evidence
  • Right of review by the Commission
  • Appeals to Virginia Court of Appeals and Supreme Court of Virginia
  • Initiated by filing a request along with supporting evidence to the Commission

The result of no fee schedule will be further analyzed tomorrow along with a study from WCRI.  Rarely do all the planets align in the WC world.  This is one instance.  Check back in tomorrow.

©J&L Risk Management Inc Copyright Notice

 

Filed Under: fee schedule, Virginia Tagged With: community, level of reimbursement, statewide, VWCC

Few Work Comp Premium Written Surprises for 2014

November 3, 2015 By JL Risk Management Consultants

Work Comp Premium Written Surprises for 2014

The total work comp premium written for 2014 increased 5.6% over 2013 to $46.8 billion according to AM Best.   These figures were part of the Top 25 Workers Comp carriers for 2014 report issued annually.

picture of factory work comp premium written emblem from web

Wikimedia

Two carriers doubled their net premiums written (NPW):

  • Great American increased its NPW by approximately 103%.
  • AmTrust  came in at 95.5% over 2014

I am not sure why the two carriers decided to increase their NPW so dramatically.  Could this have resulted from picking up insureds from Liberty and other carriers which wrote less premium than in 2013?

As expected with an announcement earlier this year Liberty Mutual decreased its  NPW by over 27%.  This may be due to a more selective renewal process.

Two state funds that only write domestically (in their own state) ranked in the top 10.

  • The State Compensation Insurance Fund (SCIF) now ranks 7th.  SCIF increased its NPW by 37.3%.  One has to wonder does this mean a start to another WC insurance crisis in California.  The crisis situation is not likely to reoccur soon.   In the 1990’s SCIF was the #1 ranked carrier in size.
  • Texas Mutual came in 8th with a steady but not significant increase in premiums.

Colorado’s Pinnacol increased its NPW by over 18%.   The trend of state-based domestic carriers significantly increasing NPW will be have to be monitored closely.

©J&L Risk Management Inc Copyright Notice

Filed Under: premium Tagged With: Liberty Mutual, NPW, selective renewal process

Email Subscription

Search this website:

Work Comp Premium Audit Work Comp Mod Expert work comp expert witnessWork Comp Expert ReservesWork Comp Claim File Audit ExpertWork Comp Expert Witness

About Me

My Photo

James J Moore
Raleigh, NC, United States

James founded a Workers’ Compensation consulting firm, J&L Risk Mgmt Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:
• Risk and Insurance Management Society (RIMS)
• Entrepreneur Magazine
• Bloomberg Business News
• WorkCompCentral.com
• Claims Magazine
• Risk & Insurance Magazine
• Insurance Journal
• Workers Compensation.com
• LinkedIn, Twitter, Facebook and other social media sites
• Various trade publications

 

Archives

  • March 2021
  • February 2021
  • January 2021
  • December 2020
  • November 2020
  • October 2020
  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • September 2019
  • August 2019
  • July 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
  • January 2019
  • December 2018
  • November 2018
  • October 2018
  • September 2018
  • August 2018
  • July 2018
  • June 2018
  • May 2018
  • April 2018
  • March 2018
  • February 2018
  • January 2018
  • December 2017
  • November 2017
  • October 2017
  • September 2017
  • August 2017
  • July 2017
  • June 2017
  • May 2017
  • April 2017
  • March 2017
  • February 2017
  • January 2017
  • December 2016
  • November 2016
  • October 2016
  • September 2016
  • August 2016
  • July 2016
  • June 2016
  • May 2016
  • April 2016
  • March 2016
  • February 2016
  • January 2016
  • December 2015
  • November 2015
  • October 2015
  • September 2015
  • August 2015
  • July 2015
  • June 2015
  • May 2015
  • April 2015
  • March 2015
  • February 2015
  • January 2015
  • December 2014
  • November 2014
  • October 2014
  • September 2014
  • August 2014
  • July 2014
  • June 2014
  • May 2014
  • April 2014
  • March 2014
  • February 2014
  • January 2014
  • December 2013
  • November 2013
  • October 2013
  • September 2013
  • August 2013
  • July 2013
  • June 2013
  • May 2013
  • April 2013
  • March 2013
  • February 2013
  • January 2013
  • December 2012
  • November 2012
  • October 2012
  • September 2012
  • August 2012
  • July 2012
  • June 2012
  • May 2012
  • April 2012
  • March 2012
  • February 2012
  • January 2012
  • December 2011
  • November 2011
  • October 2011
  • September 2011
  • August 2011
  • July 2011
  • June 2011
  • May 2011
  • April 2011
  • March 2011
  • February 2011
  • January 2011
  • December 2010
  • November 2010
  • October 2010
  • September 2010
  • August 2010
  • July 2010
  • June 2010
  • May 2010
  • April 2010
  • March 2010
  • February 2010
  • January 2010
  • December 2009
  • November 2009
  • October 2009
  • September 2009
  • August 2009
  • July 2009
  • June 2009
  • May 2009
  • April 2009
  • March 2009
  • February 2009
  • January 2009
  • December 2008
  • November 2008
  • October 2008
  • September 2008
  • August 2008
  • July 2008
  • June 2008
  • May 2008
  • April 2008
  • March 2008
  • February 2008
  • January 2008
  • December 2007
  • November 2007
  • October 2007
  • September 2007
  • August 2007
  • March 2007
  • February 2007

Recent Posts

  • Home Ergonomics Advice Reduces Workers Comp Costs
  • Workers Comp Predictive Analytics Changed Loss Run Reviews Forever
  • Workers Comp COVID-19 Vaccinations – Part of Return To Work
  • Workers Comp Test Audits – Pain or Preventative Measure
  • WCIRB 8871 Webinar – What California Insureds Need To Know
  • Workers Comp Website – 10 Things To Know When Switching Providers
  • Workers Comp Zoom Presentation – Top Four Hard Lessons Learned
  • Experience Mod Increases While Loss Runs Show No Changes – WTR?
  • Workers Comp Allocated Expenses – Who Pays For Which Bills?
  • Workers Compensation Presentations Kawasaki Technique
J&L Risk Management Consultants Inc
14460 Falls of Neuse Road,
Suite 149305
Raleigh, NC 27614
(800) 813-1386
▲Return to top of page
Copyright © 2021 J&L Risk Management Consultants, Inc.

Website Design by Redwood [ Design - Print - Web ]