Workers Comp Posts And Blog Suggestions Workers Comp posts and blog suggestions are welcomed by J&L Insurance Consultants any time. We are fast approaching 600
Term Of The Day – Informal Retention Informal Retention is a Workers Comp policy of sorts. This type of retention is usually considered illegal except
Term Of The Day – No Release Settlement In the case of a minor claim or complaint, an immediate payment is made to the claimant. This
Workers Comp and Expansion Into Other States The 10 things to remember in Workers Comp and Expansion into other states. After talking with a few
Term Of The Day – Group Insurance Plan A group insurance is an insurance that covers a defined group of people.A plan of group insurance
Quick Tip For Workers Compensation Information Workers Compensation information sources are so plentiful that you may have information overload. Fortunately, there is one website that
Scopes Manual Definition The Scopes Manual is a guide to proper classification of employees published by NCCI. This manual details each employee classification code with
Term Of The Day – Exacerbation The definition of the word is a worsening. Medically, exacerbation is the increase in severity or worsening of an illness
Your Workers Comp Dec Page – Meat Of The Sandwich Your Workers Comp Dec Page – know it or pay more premiums (sometimes a large
Term Of The Day – Prospective Plan The Prospective Plan helps Workers Comp budget planning. A plan of insurance that outlines how projected future losses will
Workers Comp Declarations Dec Page Is the Workers Comp Declarations Dec Page really that important? I have often been asked by our clients what to
Independent Medical Exam Extremely Important to Work Comp The Independent Medical Exam is one of the best after-the-fact risk management and loss reduction strategies available
Term Of The Day – Popcorn Lung Popcorn Lung is a very rare disease that affects some workers in popcorn factories. Diacetyl is the chemical that
Will Workers Comp Premiums Be Monitored Like Health Insurance Most Health insurance regulation always predates actions in Workers Comp. I usually do not add in
Loss Reserves Are An Adjuster’s Forecast Loss reserves are the the dollar amount set aside or reserved to completely cover the expected cost of a
Term Of The Day – Reinsurance When one insurer’s claims become too large to cover financially, they procure additional insurance from other insurers to help cover
Popcorn Lung Lawsuit Costs Employer $30,000,000 A Popcorn Lung Lawsuit recently awarded the injured worker about $30 million. After reading several recent Workers Compensation publications,
WC Premium Audit Bills Always Generate Calls and Emails The workers comp premium audit bills cause us to receive calls and emails on a daily
Term Of The Day – Basic Manual Basic Manual is compiled by NCCI, then approved by state insurance regulators. This manual includes the guidelines for
Term Of The Day – Advisory Organization A new term by the National Association of Insurance Commissioners. It replaces the old “rating bureau” designation. Advisory Organizations
Alaska Body Slams Non-Generic Drugs The State of Alaska body puts an end to the very expensive brand name drugs . My hat is off
Term Of The Day – Assigned Risk Plan The Assigned Risk Plan is sometimes called the Assigned Risk Pool. The plan is designed for employers who
Permanent Partial Disability (PPD) – Important Benefit The permanent partial disability is completely separate from any reduced wage loss benefits such as TTD or TPD.
Governator Says No To WCIRB 30% Increase The governator says no to WCIRB 30% increase in pure premium rates. I was surprised to see this
California’s WCIRB Says 30% Increase Appropriate California’s WCIRB has recommended a 30% increase in Workers Comp pure premium rates. I was interviewed by The Insurance
Determining Date Of Injury Very Important To E-Mod The Date of Injury is found on first reports of injury and loss runs. It is the
South Carolina Work Comp Consultant Follow Up This South Carolina Work Comp consultant article is for an answer to a web comment. We had a
Governing Class Code-Workers Comp Term The governing class code is the employers code that generates the most payroll. It is used to determine the type
Term of The Day – Manganism Manganism is the disease that occurs from inhaling toxic manganese molecules that are released during the welding process. Similar
Declarations Page – Critical Workers Comp Term The Declarations Page is the first page of an employers Workers Compensation Policy. The Workers Compensation industry term
Term Of The Day – Administrative Services Organization An Administrative Services Organization is similar to a PEO but with one distinct difference. An ASO only administers
Hiring A Workers Comp Consultant – Reminders Hiring A workers comp consultant or actually any consultant generates quite a few questions. The full list is
Professional Employer Organization-Workers Comp Term A Professional Employer Organization is an organization that, by signed contract, assumes all of the human resources duties of the
SC Workers Comp Consultant – How To Avoid This Situation These are the 10 takeaways to ask SC Workers Comp Consultant. This questions have
Experience Period Does Not Operate In The Present The Experience Period is the interval in which loss and exposure data is used to calculate the
The South Carolina Workers Comp Consultant A South Carolina Workers Comp consultant was recently convicted of Fraud. Here are the facts: (Thanks to the Charleston Post
Adjusted Manual Premium-Workers Comp Term Adjusted Manual Premium is the result of schedule credits, premium credits, premium discounts, and/or expense constants being applied to Manual
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