Very Informative WCIRB Premium Audit Webinar
Last week, I watched a live WCIRB Premium Audit webinar that was worth the time. Although the WCIRB covers California insureds only, some of its information can be applied nationally. One caveat exists – sometimes the WCIRB and NCCI vary on their rules.
The premium audit process remains largely unchanged, even outside of California. If you want to view the webinar or download the slides, you can find them here. I have provided a few of the slides below.
Due to copyright concerns, I do not like to upload a complete set of slides. Please visit the website to download a complete copy of the slides. The WCIRB did a nice job of keeping it simple.
WCIRB Premium Audit Process

Almost all premium audits nationwide proceed similarly to the above slide. Many alternatives exist to the usual premium audit process. Sone types of workers comp insurance arrangements do not require premium audits such as PEOs.
Standard Exception Codes
From the WCIRB webinar – It is not permissible to divide a single employee’s payroll, within a single policy period, between a Standard Exception classification and any other classification with the exception of a single permanent job reassignment.
The WCIRB premium audit webinar covered standard exception codes very well. The most popular standard exception codes are 8810, and 8871. The WCIRB introduced 8871 in 2020 – usually known as the Telecommuter Class Code with a webinar.

The WCIRB did a great job with this presentation. The presenters provided more examples in the slides and their presentation. I recommend at least downloading the slides and reviewing them as a reference if you deal with premium audits. It will be time well spent.