Reader Question On E-Mod X-Mod Ex-Mod California
Yesterday I received a question on Workers Comp E-Mod X-Mod Ex-Mod in California.
Recently, our California Ex Mod greatly increased due to a few open claims that are dragging on and on. My policy doesn’t expire until mid-year and I am being charged an “endorsement – additional” by my carrier, this amount they explained is based on our Ex Mod increase. We have been in business for over 25 years and never had this issue arise. Is this normal practice of workers comp insurance for an additional premium amount endorsement?
This is a slightly edited version of a question that we received yesterday on Workers Comp Ex-Mods or X-Mods in California. Would any of our expert readers want to input their opinions? I have my opinion which I will share later in the week. I wanted to see what our blog readers thought on this situation.
Update 2023 – I did not answer this question directly in 2011 when it was originally published as an introduction article. The summary is yes or no, depending on the state(s) in which your businesses operates if you are a multi-state entity.
I received three other questions on E-Mod X-Mod Ex-Mods from three different states. Thanks for your questions. I will try to address them over the next two or three weeks.
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