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PWALSH Test Replaces The WALSH Test For Jurisdiction – Really?


Did PWALSH Test Replace the WALSH Test For Workers Comp Jurisdiction?

One of the most useful tests and acronyms in the workers comp insurance world is how to test when an injured employee crosses state lines as part of their job duties.  Claims adjusters have been using the WALSH or possibly the PWALSH tests for many years. Many articles have appeared on this website for the jurisdictional choice test. 

Over the years, I have seen during claim reviews and premium audits, a few claims adjusters adding the “P” to the test as paid or what location the injured employee has been paid from recently. I also noticed the Salaried component of the test was changed to Supervised – interesting angle.

Let us look at the PWALSH test acronym. Workers comp claim departments love the acronyms.

  • Paid – the location where the employee was paid from recently
  • Worked – where the injured employee worked a majority of the time
  • Accident – where the accident occurred
  • Lived –  injured employee’s home
  • Supervised – where was the injured employee’s supervisor located?
  • Hired – the location where the employee was hired

WALSH Acronym

  • Worked – where the injured employee worked a majority of the time
  • Accident – where the accident occurred
  • Lived –  injured employee’s home state
  • Salaried – where was the employee paid from recently?
  • Hired – the location where the employee was hired

The idea of the WALSH test was that the importance of each component was diminished as one moved down the list.  Worked was the most important while Hired was the least.  Is Paid the most important aspect?  No, it should be above the H.  The PWALSH test acronym recognizes where the employee’s supervisor is located.

I would say no as the first three out of the acronym describe the physical locations (WAL) that involved the injured employee before their accident.

I decided to do a Google search for the PWALSH test.  All the results point back to the WALSH test. If one overrides the search for the WALSH test, a court case was shown to contain the PWALSH acronym as used by a claims adjuster.

Pic Street Sign - PWALSH test
(c) Public Use License – Billy Hathorn

Bottom Line With The PWALSH Test

I do like that the newest version of the test includes where the injured was supervised from  – while still preserving the Salaried part of the WALSH test.   Lastly, PWALSH would need to be altered to WALSPH to show the most important variables to the least.  I do not think Salaried would suddenly become the most important one – denoted as Paid in the newest version.



James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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