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Workers Compensation Innovation At NWCDC Conference


Workers Compensation Innovation – Little To None

Workers Compensation Innovation is  one of the main areas I pay attention to when I attend Worker Comp conferences.  I do not mean to disparage companies that are Workers Comp service providers.  I am attending the National Workers Comp Conference in Las Vegas this year.

Picture Of Workers Compensation Innovation businessman with head bulb doing yoga

After visiting every vendor booth, I have found there is still little or no innovation in Workers Comp services.  There are slight twists on old services.   Last year, I thought that Insurcard was a great innovation.  Insurcard basically loads the weekly TTD  checks on a card that the employee can use just like a debit card.  Their motto is Workers Comp checks are dead.

I met a rep for a vendor on a flight into Vegas that interested me.  Even though they have been around for years, they have entered the WC market only very recently.  Exogen actually uses ultrasound to accentuate bone healing.  I was going to enter in some of their literature.  They gave permission use the info from their website.

This may not be cutting edge treatment in Workers Comp.  If any of my blog readers can come up with a new services or product in the Workers Comp arena, please email me and I will include it.

Rethink fracture treatment

EXOGEN gives you one big reason to rethink your approach to fracture treatment: faster indicated* bone fracture healing time. Studies have found that EXOGEN’s ultrasound bone stimulation may speed up bone healing for indicated* fresh breaks and treat non-union* fractures.1 It’s the only device with a fresh fracture indication for radius and tibia fractures, and for fractures that won’t heal, it may prevent the need for further surgery.1

The science behind EXOGEN healing

X Ray Of Bone Fracture Workers Compensation Innovation Graphic
Wikimedia Commons – Jmarchn

To speed indicated* fresh fracture healing or jumpstart the healing process for stubborn non-union* breaks, EXOGEN emits low-intensity, pulsed ultrasound (LIPUS) waves at the fracture site. These mechanical waves travel through skin and soft tissue to activate cells critical to healing.

EXOGEN works at every stage of the healing process by:

  • Encouraging cells (osteoclasts and macrophages) to remove bony debris and bacteria
  • Stimulating immature bone marrow to produce the bone and cartilage cells necessary to heal broken bones
  • Speeding the maturation and solidification of formed bone

Helps heal broken bones faster  – workers compensation innovation

Clinical studies have shown that EXOGEN may speed up bone healing of indicated* fresh fractures by 38%. Shown to speed cortical bone healing time by 58 days.

  • Shown to speed cancellous bone healing time by 37 days
X Ray Of Workers Compensation Innovation Bone Broken
Wikipedia – Hellerhoff

It also helps heal 86% of non-union* fractures.

  • 74.8% of humerus non-union* fractures
  • 77.8% of clavicle non-union* fractures
  • 84.5% of femur non-union* fractures
  • 93.2% of scaphoid non-union* fractures
  • 95.7% of hand/wrist non-union* fractures


Additionally, EXOGEN helps speed up bone healing in patients with certain risk factors — including obesity, advanced age and tobacco use — by as much as 50%.

  • Shown to heal 81.6% of smokers with non-union* fractures
  • Shown to heal older patients (≥30) ≈84 days faster

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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