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Does Affordable Care Act Repeal and Replace Mention Workers Comp?


The Affordable Care Act Repeal and Replace – Any Mention of Workers Comp?

The Affordable Care Act Repeal and Replace is now working its way through Congress, Senate, and President.  Last week’s WCRI meeting showed the Work Comp community’s concern over any Federalization of Workers Compensation (c).

Picture of Hands Carrying Baby Feet Affordable Care Act Repeal and Replace In Black Background

Former Senator Tom Coburn and former House Member Henry Waxman both reiterated what most of the Federal Government confirmed in any meeting.  The Feds are not that concerned over Work Comp.   I think one of the two said “There are bigger fish to fry.”

I carried the inquisitiveness of the WC community when I read the two current pieces of legislation that are on the table.  By the time I finish this article, another version will likely be in play.

Both versions are below:

  • Budget Reconciliation Legislative Recommendations Relating  to Repeal and Replace of the Patient Protection and Affordable Care Act
Tax Affordable Care Act Repeal and Replace Paper

These two pieces of legislation carry the main thrust of the repeal and replace moniker.  If you search them for Workers Comp, WC, Workers Compensation, etc. you will come up with zero instances.

No one wants to fiddle with Workers Compensation right now.  The level of concern will grow later when being able to sell insurance across state lines hits the airwaves.   In other words, if an agent sells health insurance across state lines, workers comp may soon follow the same path.

WC has been villainized over the past few years as a possible failure or at least failing in its original mission.  If that is true, then why do the Feds not act on it?   Senator Coburn and House Member Waxman discussed the Affordable Care Act Repeal and Replace over and over again for most of their hour.  Workers Comp took up approximately five minutes as the two gentlemen were at the WCRI Conference, not the AHRI Conference.  (ACRI = Affordable Care Research Institute). < my apologies to WCRI.  If not for the location, the two may not have mentioned Workers Comp at all.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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