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J&L Risk Management Consultants – Cutcompcosts.com 20th Year!!!


J&L Risk Management Consultants

I originally established J&L Risk Management Consultants, Inc. as  J&L Insurance Consultants, Inc  in 1996. In 1995, I called the company James J Moore, Risk Consultant for the first year.   J&L Insurance Consultants, Inc. morphed into J&L Risk Management Consultants Inc  as so many people were calling for insurance quotes, even though as one our charter statements, we do not sell insurance as to give advice on an impartial basis.

20th Anniversary J&L Risk Management Consultants Graphics

Cutcompcosts.com was added in 1999 as it seemed that the earlier one got on board the World Wide Web the better it would be for business.   The blog was started in 2007 after I attended a Network Solutions conference on how to increase web traffic.  Content was key.

At one time, I used to write a pithy article every day including weekends.   Workers Comp is a vast subject.   However, many of my posts could have easily become redundant.   I try to write as much nuts-and-bolts type articles as possible.

There are presently 1,420 posts online in this blog.   I was going to convert the blog to book form until I found out the material would cover 9 – 10 volumes.    I do plan to finish up a book in the near future.

I now do press coverage for many conferences including  The NWCDC in Las Vegas

I will be covering the CICA World Captive Conference, Orlando,  and the WCRI Conference over the next two weeks.

Recently, the blog was moved from Blogger to WordPress.  This undertaking was much more of a task than I had originally anticipated as there are still a few kinks to work out overall.

20th Year of J&L Risk Management Consultants LogoThe blog was released in a mobile compliant version last month after receiving the Google warning that the posts were not rendering on smartphones and tablets.

If you see any improvements that might be made to the blog or weekly newsletter, drop me a quick note using the Contact Us blank at the right top of the blog.

Thanks for reading the blog and newsletter.

This article is a publication of J&L Risk Management Consultants Inc., Copyright 2015.

©J&L Risk Management Inc Copyright Notice



James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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