J&L Risk Management Consultants Begins 22nd Year of Service
I started J&L Risk Management Consultants (originally called JLM Services) in 1995. The old adage of “started on the kitchen table” applies to the 25 year plan created in one weekend with much hope and a large amount of coffee
We originally marketed to now defunct spinning mills in North Carolina’s heart of clothes manufacturing. Those plants and mills have long since moved out of the United States. J&L was left holding the bag on quite a few of our billings when we first began our journey.
The market spoke up to advise me there were many more services to offer than just claims handling and claims file review services. With my actuarial background, the spinning mill owners brought me their policies to explain to them how the insurance carriers charged for services. Those same owners brought their premium audits as most of them did not understand how the charges were being assessed at each premium audit.
They also brought their Experience Rating Sheets to see if the E-Mods were correct. That was some time ago.

I started the blog with an article on CompScreen(R) in 2007 after attending a conference in Atlanta on Social Media. Our weekly newsletter soon followed in 2008. Many article readers of mine asked that I put together the newsletter as a way to quickly read the articles without having to visit the website every day. Once again, the market spoke up.
We have never placed any advertising ; charged anyone for premium content; or charged anyone to make copies of articles. A backlink to the article, blog, or website paid the corporation/me well enough.
After publishing over 1,800 articles on the blog, we took on the task of trudging back into the past and correcting/spiffing up the articles. We also removed a large number of notice-type and redundant articles. A blog consultant painstakingly restructured many of the articles as they were originally scrambled and added graphics to “un-bore” the blog – Thanks Erica!!!
Thanks to everyone for reading the articles, newsletter, and my articles that are reprinted in the blogosphere. James J Moore J&L Risk Management Consultants Inc.
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