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J&L Risk Management Consultants – Our 22nd Year – Thanks!!!


J&L Risk Management Consultants Begins 22nd Year of Service

I started J&L Risk Management Consultants (originally called JLM Services) in 1995.  The old adage of “started on the kitchen table” applies to the 25 year plan created in one weekend with much hope and a large amount of coffee

We originally marketed to now defunct spinning mills in North Carolina’s heart of clothes manufacturing.   Those plants and mills have long since moved out of the United States.  J&L was left holding the bag on quite a few of our billings when we first began our journey.

The market spoke up to advise me there were many more services to offer than just claims handling and claims file review services.   With my  actuarial background, the spinning mill owners brought me their policies to explain to them how the insurance carriers charged for services.  Those same owners brought their premium audits as  most of them did not understand how the charges were being assessed at each premium audit.

They also brought their Experience Rating Sheets to see if the E-Mods were correct.  That was some time ago.

Thank You Graphic J&L Risk Management Consultants In Purple Background

I started the blog with an article on CompScreen(R) in 2007 after attending a conference in Atlanta on Social Media.   Our weekly newsletter soon followed in 2008.   Many article readers of mine asked that I put together the newsletter as a way to quickly read the articles without having to visit the website every day.   Once again, the market spoke up.

We have never placed any advertising ; charged anyone for premium content; or charged anyone to make copies of articles.   A backlink to the article, blog, or website paid the corporation/me well enough.

After publishing over  1,800 articles on the blog, we took on the task of trudging back into the past and correcting/spiffing up the articles.   We also removed a large number of notice-type and redundant articles.   A blog consultant painstakingly restructured many of the articles as they were originally scrambled  and added graphics to  “un-bore”  the blog – Thanks Erica!!!

Thanks to everyone for reading the articles, newsletter, and my articles that are reprinted in the blogosphere.   James J Moore  J&L Risk Management Consultants Inc.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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