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Workers Comp Website – 10 Things To Know When Switching Providers

February 18, 2021 By JL Risk Management Consultants

Workers Comp Website – 10 Lessons Learned Since Last Week’s Switch

J&L moved its workers comp website provider last week.  Many problems came up that need to be shared so that our article and newsletter readers will not have or be prepared for the same type of problems. 

Our last workers comp website became slower and slower as we added graphics and SEO information into the articles.  We took the plunge last week.   Next up are the 10 problems to prepare for during the switch.   The switch looked so easy.  It was not as easy as advertised. 

pic Workers Comp Website nuclear blast

Public Use License – US National Archives

Switching a workers comp website (or any other type) –

The lessons learned were:

  1.  Having an IT background does not matter – I have an intensive background, but not in new programming languages or website structures.  I tried to import the website manually and boom and use importer software (see picture) that is what our website looked like.  
  2. Pay for someone to do the switch at the new provider – an extension of my #1.  After spending a whole Saturday freaking out as my IT background did not save the day.  It was the best $30 J&L spent.
  3. It takes a week for the website to completely switch over – save your old website and emails for awhile.  I switched back three times to my old website provider over the last three years as the grass was not greener in the new pasture.  Most hosting services let you try out their website for 30 days.  I switched back last time after 28 days.
  4. Delete (be careful) your old website on the old provider after you are sure the new provider worked for you and your company.  Google HATES duplicate content – they will consider your new content as a copyright violation.  Yes, they will do that very quickly.   A website can be unranked very quickly by Google. 
  5. Do it over a weekend as you will probably lose a few emails.  I bcc:’ed all my outgoing emails back to another company email address to make sure the outgoing mail server was working.  
  6. Find a good provider – not the cheapest – check the ratings
  7. Be extremely patient – a huge key to success, the Cutcompcosts website switch. 
  8. Speed is now key in the Google ranking – UX is the new term for getting ranked. Google now measures how the website functioned for your visitors.  Phone UX will become the new setting checked more by Google.   
  9. Understand the difference between WordPress.com and WordPress.org.   The second one is more of a freelance type of hosting service and web provider.  The first one- WordPress.com websites can be very hard to move to another provider. 
  10. Do not forget the visitors and users of your workers comp website.   If you keep them in mind, your website will show it.  Google now pushes user experience as the #1 consideration (makes sense).
  11.  Bonus – The web is the new home of many shysters.  One of the most recommended website providers in some articles is the one we just moved away from due to slowness and bad customer service.  Check out this in-depth review of providers by type.  Remember that cheap is not best. 
  12. Bonus-Do not forget about phone and tablet access.  Almost 1/3 of our visitors come from a phone.  Your nice big website may need to be repurposed for the phone.   

Filed Under: Cutcompcosts Tagged With: graphics, hosting service, intensive background, Phone UX, whole Saturday freaking out

Cutcompcosts Awarded Top 25 Workers Comp Blogs Again for 2018

June 5, 2018 By JL Risk Management Consultants

Cutcompcosts Repeats As Top 25 Workers Comp Blog In 2018  

After Cutcompcosts repeated as Best’s Recommended Insurance Advisors, we just discovered that Workerscompensation.com awarded us with the Top 25 Workers Comp Blogs designation.  We also were awarded the distinction in 2017.   

Picture 1799 cutcompcosts Trophy

Wikimedia Public License – Thomas Quine

In fact, we just received the 10 Year Badge for Recommended Insurance Advisors or Experts by Best’s Insurance Ratings.   By the way, we are not bragging whatsoever.   We just wanted to let our new and devout blog, article, and newsletter readers know that they are not reading or receiving spammy disguised advertising information.   

We do need to add our 2018 Best’s Recommend Insurance Experts Badges very soon. 

Please note that you see no ads in any of the articles, archives, or newsletters.   Also, no annoying pop-ups were ever allowed.   Many Google or SERP experts wanted us to monetize the blog <yuck>.   I told them – no way – in no uncertain terms.  

We have been offered thousands to list adverts on our blog and website.  To that I said – that does not follow the vision statement for the website at all – so thanks, but no thanks.  

I used to write articles for Google rankings, but no longer do I even attempt to do that.  Google has somehow figured out when you just write and not worry about how the article will rank – will be more beneficial  than writing an article to get it placed on the first page of the Google organic rankings. 

Hand Draw Ladder with Cutcompcosts flag on top

(c) StockUnlimited

A few of our posts have gone viral over the last few weeks.   Some of the viral posts were from 10 years ago.   I use the term viral very loosely.  A very specific blog expects only so much traffic.   J&L is still trying to match the 100,000 daily views from 2013.   That figure was not an anomaly.    

I have written 99.9% of the articles that you see before you.   Original content is better than paying someone to write it and then use my name on it.  A few competitors pay for articles.   We do not.  We will not. 

One question I receive often is where do I get the ideas for writing articles or for presentations/webinars?   Actually,  a good article exists already on the blank page.  I am just filling in the required words.   Many come from the comments I hear at conferences, meetings, talking with business allies,  and so forth.  

The only two artificial improvements I have made to the blog is to hire a cleanup person for the last two years to link articles, clean up the spacing, add pictures, fix the copyright info, etc.   The other is the frustrating, but good Grammarly.   I now run it on every article before publishing them.  The $135 per year was worth it (I think).   Yes, I broke down and bought the Pro Version. 

If you think of any subjects – Workers Compensation centered – that need to be written on, please email me or use the Contact page on the website.   

In closing, we do not sell any of our data to any company at any time.  Yes, we do use Google tracking, but that only for knowing the number of hits we receive and what the person was searching for in the website.   We have chosen not to track individual site visits.  That sounds creepy and it is creepy. 

Once again, a BIG THANKS for reading the articles and newsletter over the last 11 years.   Hopefully, for the next 11 years, there will be a Cutcompcosts to receive good technical Workers ‘ Compensation information.  

©J&L Risk Management Inc Copyright Notice

Filed Under: Cutcompcosts Tagged With: Badge, bragging, Grammarly, monetize, SERP

Workers Comp Article Publishing Top 10 Concerns

September 13, 2017 By JL Risk Management Consultants

How To Start Your First Workers Comp Article

Your first Workers Comp article may seem like such a laborious task.  After you write your first article, you will find the next is much easier and the third workers comp article flows to the screen almost like magic.

picture of newspapers workers comp article for sale

Wikimedia – Shajankumar

The Top 10 Concerns are listed below with the answers to these questions or concerns later in the article.

The usual concerns over posting your first article are:

  1.    I am not an expert in insurance or workers comp
  2.    There are experts more knowledgeable about this subject
  3.    I do not have a subject
  4.   Where will I publish it?
  5.   Will anyone ever read it?
  6.   Will the search engines rank it highly?
  7.   What publishing software should I use and why?
  8.   Blogging will use up too much of my time
  9.   How do I make money at publishing articles?
  10.   What if I make a mistake on a certain Workers Comp subject?
Hand Presenting Newspaper Workers Comp Article Publishing

StockUnlimited

After publishing over 2,000 articles over 10 years, these are my assessments of the difficulties of writing your first article.   (See above)

  1.  One does not have to necessarily be an expert in Workers Compensation to publish an article. If you research your subject and use backlinks to refer to the articles that you researched, you do not have to be an expert.   Hundreds of workers comp articles are published weekly by non-experts.
  2. Take one small aspect of Workers Comp and write an article covering the subject. I guarantee you there exists no expert that understands all the facets of Work Comp.  Many blogs including some in workers comp are ghost written by other authors.
  3. Read three of four articles or at least their first few paragraphs. This will furnish you with a few ideas.   The more articles you read, the more likely you will publish a great article.   Feel free to search this blog for any subject.  Just use the search box at the top right of any blog page.
  4. Publishing your article is one of the easy ones. If you go to wordpress.org and download the free WordPress software, you are on your way.   Thousands of apps exist  in WordPress to help you in your quest.    My favorite is wpbeginner.com.   They do a nice job of helping blog publishers get their website off the group.    You can purchase a website address such as yourname.com if it is available.   Websites are ridiculously cheap.

    Social Media Workers Comp Article Logos

    Wikimedia – Ibrahim.ID

  5. Your articles may not be read at the very first. You may have to publish a few before you will have them read.   One great thing about publishing articles is that if one article is well-read, then your website visitors will look at the other articles you have published in the past.
  6. The search engines are unto themselves. The idea is to at a minimum be noticed by the search engines.   Also, remember that websites such as Twitter, Facebook, and LinkedIn can be looked at as search engines.
  7. See #4 above for the answer to this one. WordPress seems to be the hot publisher right now and Google mentions them often as a great way to publish articles.
  8. You may use quite a bit of time when you first write blog articles. Keeping the number of words at 300 -500 should not demand too much of your time. 
  9. Making money at blog publishing is the only one out of this Top 10 Concerns for which I cannot provide a good answer. I have always provided the articles for free.   The effort has paid off for me as it will you if you do not look for dollar signs as a reason to publish a few articles a month.
  10. All bloggers make mistakes. Keeping your articles in your area of knowledge or researching the subject fully with footnotes/backlinks will usually avoid this situation. 

The main accomplishment of any blogger is that first well-written article posting to your own blog inside of your own website.  Once that occurs, you are off and running on publishing articles.   

My last thought on this subject suggests that one be kind with what they publish in any workers comp article.  The subject can be one of many controversies – your blog should not be one of them. 

©J&L Risk Management Inc Copyright Notice

 

Filed Under: Article Publishing Tagged With: difficulties of writing, ghost written, laborious task, off and running, ridiculously cheap

Workers Comp Writers Block – Writing Into Funnel

August 29, 2017 By JL Risk Management Consultants

Workers Comp Writers Block Not A Fun Time

Having Workers Comp writers block for the first time in 11 years ended with this article.   The last three weeks contained the longest workers comp writers block for me.  

man typing workers comp writers block head

Wikimedia Commons – Drew Coffman

 The comment on writing into a funnel means that if I covered a subject in 2008 and now write about it again, the Google search algorithm  penalizes duplication.    

Matt Cutts, the Google spam guru rep says Google does not penalize duplication.   However, if you write two articles on the same subject, each are partially devalued as Google makes a choice on which article gets the juice and ranking.   

Of course Google is trying to remove spammers from their rankings.   No blame goes to Google.  

The last article on the .85 Combined Ratio announced at the NCCI Virginia Conference created quite a bit of buzz.   In a roundabout way, Workers Comp carriers consider the market to be potentially profitable.  

I began the blog to publish articles on workers comp premium audit and reserves.  The writing funnel discourages me from continuing to write on those two subjects.  

Many workers comp authors began damning the system a few years ago to get attention.  It seems they are still at it today.   We decided a few years ago to stop publishing articles that bash one facet or group of people in the Workers Comp business.  I just finished reading an article of that sort.  

Woman Workers Comp Writers On Notes

StockUnlimited

Is it me or has there been way too many articles on opioids (not counting research WCRI, NCCI, etc.)?  

One very positive note entails the updating and improvement of all 1,672 articles.   Our web consultant contractor works tirelessly to improve the look (graphics, text spacing, and Google ranking) of the blog and website.   I have spent 30 – 40 hours in the last two months reviewing and upgrading some of the text.  

I begrudgingly removed 30 -40 articles which provided no knowledge advancement in the area of Workers Compensation. 

1,672 articles now exist in this blog.  Feel free to search them at the box on the top right of the screen.   

PS  I cannot call it writer’s or writers’ block as the apostrophes in Titles make the HTML go crazy.  

©J&L Risk Management Inc Copyright Notice

Filed Under: Cutcompcosts Tagged With: algorithm, begrudgingly removed, potentially profitable, remove spammers

Top 25 Workers Comp Blog and AM Best Recommended Provider Awards

May 9, 2017 By JL Risk Management Consultants

Picked As Top 25 Workers Comp Blog – J&L Risk Management Awarded Twice This Week 

J&L was awarded A Top 25 Workers Comp Blog and named as a recommended Provider by AM  Best this week.   Well, the AM Best award was actually in March and the Top 25 blog was earlier this month.  I am running a little behind in my mention of awards.  

Sunrise Top 25 Workers Comp Blog Mountain

Wikipedia – Dreamy Pixel

The blog turned 10 years old this year.  The company actually celebrated our 22nd year consulting on Workers Compensation.   

We at J&L and specifically myself want to thank Workerscompensation.com; the good souls that nominated us, and to the committee for ranking us 5th.  My blog elves and I have worked over 5,000 hours on the articles.   We even had to start with the 2007 articles and gussy them up a little over the last year.   Google likes  “the gussying.”    

Awards sound great.  We had been picked as a Top 25 Workers Comp Blog in the past.  

I just wanted to provide a great repository of articles that have an evergreen quality  or articles that stand the test of time.   You will see them being posted in LinkedIn and Twitter a few times each week.  The more we all share our Workers Comp and insurance knowledge, the more we can make WC a better place to work.  

Winner Trophy Top 25 Workers Comp Blog Vector

StockUnlimited

We were the first one to blog conference live and not just write articles each night.   I actually had to ice my wrists down each night from live blogging the WCRI Conference two months ago.   

OK, so enough of this fluff, pomp, and circumstance, let us dig into another technical area of Workers Comp.   As always, if you have a question or want me to write about a certain subject, use the Contact Us page to send any suggestions. 

By the way, many thanks to anyone that nominated us as a Top 25 Workers Comp Blog.  

©J&L Risk Management Inc Copyright Notice

Filed Under: JL Quick History, LexisNexis Award Tagged With: Contact Us, repository, Top 25 Blog, wcri conference

Cutcompcosts.com Upgrades Articles – Better Readability

August 9, 2016 By JL Risk Management Consultants

Cutcompcosts.com Upgrades Website Access and Readability

We at Cutcompcosts.com are now happier campers, so to speak. Two years ago when we switched from Blogger to WordPress, we hired a company to convert the posts.  Unfortunately,  most of the posts ran together and caused accessibility problems for certain companies and individuals.

graphic of cutcompcosts.com upgrade

play.google.com(c)

Accessing our posts is why I have written almost 1600 over the last 10 years.   We sought out a contractor to straighten out the posts.   She has performed well as each post had to be individually edited.   Our thanks goes out to our consultant for doing a great job and putting up with the thousands of edits required to make it all work.  Whew!

She is still working on the posts to make them more readable and accessible to Google searches.   This is a very meticulous task as the posts that were written for Blogger do not have the same SEO requirements for today’s search engines.  She also has been reprogramming some of our HTML by hand.   I do not envy those tasks.

Over the last few months companies and individuals informed us their servers were blocking our website.  That development disturbed and was unacceptable to me.   The blog was made to be a repository of articles on Workers Comp costs claims reduction.

Computer Screen Cutcompcosts.com Google Search

Wikimedia – TucsonE

If you see any quirks, errors or problems, please let me know at [email protected] or on the contact sheet below.   Thanks for reading the blog and newsletter.   It has been a wild ride.

If you have any suggestions for articles subjects, let me know.    I took off a few weeks after my old friend Dave DePaolo’s passing as I had writer’s block.

I am going back to the basics for the next few weeks.   Cutcompcosts.com was meant to be a website that took  Workers Comp jargon and turned into plain-spoken information – no more/no less.

Thanks for reading my mental meanderings.    James J Moore

©J&L Risk Management Inc Copyright Notice

Filed Under: Cutcompcosts Tagged With: DePaolo, jargon, meticulous, SEO

Comments Section Has Gone Rogue – Again – Now Fixed

May 19, 2016 By JL Risk Management Consultants

Comments Section Has Gone Rogue

Our comments section has been repaired quite a few times, only to revert back to not posting your comments and my responses to those comments.   We have a specialist working on it right now.  He is from Croatia and does a great job fixing the bugs in the system and articles. 

Graphic Of Comments Section Icon

StockUnlimited

Please accept my apologies for the malfunction.  We hope that this is the last major malfunction with our current blogging system.  

We changed from a ftp and Blogger site to WordPress in 2014.  WordPress is great except that it will have a malfunction now and then such as the comments section.

WordPress is a great way to start a blog.  I still like the ftp posting that we did before 2010.   It was direct and did not have to go through a third party poster such as WordPress. 

We receive approximately 20 spam comments a day that have to be weeded out to make sure the good comments show up without adding in just everyday spam.  

We do appreciate your comments.   Keep them coming as we may miss a few errors along the way such as the disappearing comments section.

©J&L Risk Management Inc Copyright Notice

Filed Under: Blog Tagged With: Croatia, malfunction, WordPress

Mobile Site Is Fixed – Dates Corrected – Full Access To 1,625 Articles

February 18, 2016 By JL Risk Management Consultants

Cutcompcosts.com – J&L Risk Management Fixes Mobile Site

Our mobile site was malfunctioning.  Thanks for the many emails letting us know something was amiss. We researched the problem and corrected it.  We were using date suppression software to allow for easy searching that totally whacked the mobile system.  At the sacrifice of our URL’s, we decided to keep the mobile website. 

Picture of Man Checking Mobile Site with Cell Phone

StockUnlimited

All the article dates were showing on January 1, 1970.   I am guessing that the default date is what WordPress defaults to when no clear date is provided. 

If you have not tried it, check out our mobile site on your smartphone, Ipad, or similar device.   Just open cutcompcosts.com and it will default to the blog.    We have been mobile compliant for a year.

We decided to keep the interface very simple to use.  Please drop a note to [email protected] if you have any suggestions for improvements.

If anyone would like to know the provider we use for our mobile site, please email me for the company name and website.    I try not to advertise any services directly in the articles. 

Update 2020 – J&L decided to switch to a provider that makes the site much easier to read – prose style.

©J&L Risk Management Inc Copyright Notice

Filed Under: mobile Tagged With: advertise, mobile site, software

J&L Risk Management Consultants – Cutcompcosts.com 20th Year!!!

March 4, 2015 By JL Risk Management Consultants

J&L Risk Management Consultants

I originally established J&L Risk Management Consultants, Inc. as  J&L Insurance Consultants, Inc  in 1996. In 1995, I called the company James J Moore, Risk Consultant for the first year.   J&L Insurance Consultants, Inc. morphed into J&L Risk Management Consultants Inc  as so many people were calling for insurance quotes, even though as one our charter statements, we do not sell insurance as to give advice on an impartial basis.

20th Anniversary J&L Risk Management Consultants Graphics

StockUnlimited

Cutcompcosts.com was added in 1999 as it seemed that the earlier one got on board the World Wide Web the better it would be for business.   The blog was started in 2007 after I attended a Network Solutions conference on how to increase web traffic.  Content was key.

At one time, I used to write a pithy article every day including weekends.   Workers Comp is a vast subject.   However, many of my posts could have easily become redundant.   I try to write as much nuts-and-bolts type articles as possible.

There are presently 1,420 posts online in this blog.   I was going to convert the blog to book form until I found out the material would cover 9 – 10 volumes.    I do plan to finish up a book in the near future.20th Year of J&L Risk Management Consultants Logo

I now do press coverage for many conferences including  The NWCDC in Las Vegas

 I will be covering the CICA World Captive Conference, Orlando,  and the WCRI Conference over the next two weeks.

Recently, the blog was moved from Blogger to WordPress.  This undertaking was much more of a task than I had originally anticipated as there are still a few kinks to work out overall.

The blog was released in a mobile compliant version last month after receiving the Google warning that the posts were not rendering on smartphones and tablets.

If you see any improvements that might be made to the blog or weekly newsletter, drop me a quick note using the Contact Us blank at the right top of the blog.

Thanks for reading the blog and newsletter.

This article is a publication of J&L Risk Management Consultants Inc., Copyright 2015.

©J&L Risk Management Inc Copyright Notice

Filed Under: Cutcompcosts, JL Quick History Tagged With: 20th years, CICA, smartphones, tablets, World Wide Web

Cutcompcosts Is Now Fully Mobile Compliant – Update

February 3, 2015 By JL Risk Management Consultants

Cutcompcosts Is Now Fully Mobile Compliant

Over two weeks ago, Google informed us (Cutcompcosts)  that we are not mobile-compliant.   As I have a heavy IT background, that seemed to be highly unacceptable.

Graphic of Shadow with Google Cutcompcosts Informed

123RF

—We are having a few mobile rendering problems, which is to be expected with a new software system.   Hang in there, it will look spiffy soon.

This is the message we received from Google.   It sounds serious.  I think it was more of a warning shot across the bow, so to speak.

To: the webmaster of cutcompcosts

Google systems have tested 1,100 pages from your site and found that 100% of them have critical mobile usability errors. The errors on these 1,100 pages severely affect how mobile users are able to experience your website. These pages will not be seen as mobile-friendly by Google Search, and will therefore be displayed and ranked appropriately for smartphone users.

<We went big on the mobile error rate.>

Fix this now:<<<Idle threat???J&L Risk Management Consultant Cutcompcosts Logo

1.  Find problematic pages
View a report of the non-mobile-friendly pages found on your site, and the issues discovered. Inspect mobile issues

2.  Learn about mobile-friendly design
There are a variety of techniques you can use to make your site mobile-friendly. Specifically, look for information about the issues brought up in Webmaster Tools.   Follow our guidelines

3.  Fix mobile usability issues on your site  Fix the issues preventing your site from being mobile-friendly.

Over the weekend, I actually analyzed the Cutcompcosts inbound traffic.  The inbound traffic for mobile devices was over 20%.   I then realized we had reached the 80/20 rule.   (Pareto Principle)

Cutcompcosts is now fully mobile compliant. Feel free to use us on your choice of a mobile device.    The landing page is actually the blog and not the landing page for desktops or laptops.

If you swipe to the right part of your mobile, the index to the other pages of the website is there.

The theme is bland, but the blander it is, the easier it will be to use, and the faster it will render on your mobile device.

If for some reason, you have any difficulties, please let us know ASAP.  We use page-loading accelerators that may interfere with your specific mobile device’s page rendering if not excluded from the accelerator.

I uploaded over 110 exclusions to the accelerator last night.  Accelerators should recognize your mobile device. There are so many mobile devices that I am sure we left one or two out of the mix.

Our weekly newsletter is next up for mobile compliance.

©J&L Risk Management Inc Copyright Notice

Filed Under: Cutcompcosts, Google Tagged With: IT, mobile compliant, smart phone

CutCompCosts Blog – 360,000+ Page Views In One Day – November

December 18, 2014 By JL Risk Management Consultants

CutCompCosts Blog Pops In Popularity For One Day

The CutCompCosts Blog had over 360,000+ Page Views in November.  If you own a blog, using Google’s webmaster tools may help your web traffic and enhance your website analysis.                                                           

I was reading through some of the statistics on visitors, unique page views, and general traffic today.   Interestingly enough the blog, which is now doing much better on WordPress had over 360,000 unique page views in one day.Logo Of CutCompCosts Blog J&L

We currently used to use Blogger as our blog provider.  The switch likely made a difference.  The increase could be due to the import to change the blog from Blogger to WordPress.

I was analyzing the numbers to see what articles had driven the most traffic to the website.  Interestingly enough, the graph looked like a fad bell curve.   No determination could be made exactly what caused the sharp spike in traffic.  

The spike was not a mistake.  I do not like to use the word anomaly.   The total was for one 24 hour period.  That is usually our monthly total.   Pageviews are not just web hits.   They are actual views from readers. 

We are still looking at the data.   Thanks from the CutCompCosts blog for reading the articles and blog posts.

If there are any subjects you wish covered, please email us.  We always like new ideas and unique article suggestions. 

2020 Update –  We had two web consultants besides me analyze the traffic.   After examining the sources of the traffic, there was no explanation other than an explosion of readers for a 48-hour period.   No one article was more popular than the other.  We had thought it was an opposing counsel in James J Moore’s expert witness work reviewing the blog for deposition questions.  That was not the case.

We hope to recreate that type of traffic on the CutCompCosts blog more often.  Once again, thanks to our newsletter and article readers. 

 

©J&L Risk Management Inc Copyright Notice

Filed Under: Cutcompcosts Tagged With: bell curve, pageviews

Using This Blog For Your Own Purposes, Mobi Site, Weekly Newsletter

November 20, 2014 By JL Risk Management Consultants

Using This Blog + Mobi Site + Newsletter

Mobi Site, Weekly Newsletter, and using these articles for your own purposes were a few housekeeping items that need to be covered now. 

Vector Of Email Mobi Site Icon

StockUnlimited

There are almost 1,400 articles on this blog covering everything concerning Workers Comp savings for premium payers and self-Insureds.    Feel free to reference this site in any of your presentations or whitepapers.   All that I ask is a backlink back to the article.     Cutting and pasting any part of an article is OK with me as long as you offer a backlink to the article or the main page of the blog.

If you use the article for a whitepaper, please reference the blog.

One thing to remember is that the articles are from 2007 and forward.   There may be a newer article than the one that you are reading.   Please use the search box at the top right of the page to search for articles.

While at the search box, sign up for the weekly newsletter so that you do not to come back to the blog for new articles every week.   I usually try to write three new articles per week and add in a few classics which are very popular according to web traffic.

Cupped Hands Mobi Site With Social Media Icon

StockUnlimited

Feel very free to print out the articles and read them at your leisure.  The blog is starting to pick up quite a large following of smartphone users.   We are in the process of adding in a .mobi site that will make accessing the articles a little easier.

We just finished converting the blog to WordPress.   WordPress does make the task of blogging a little easier.   Adding in tags has also been great for readers that are searching for articles.

I just used a piece of software to see if the blog had any misspellings, double words, etc.   There are a few that need correcting overall.   The corrections will happen over the next few weeks.   I was a little surprised at misspellings as all articles are first written in Microsoft Word and then uploaded to the blog.

©J&L Risk Management Inc Copyright Notice

Filed Under: Blog Tagged With: backlink, Cutting and pasting, mobi site

Blogger To WordPress Conversion A Complicated Mess

November 5, 2014 By JL Risk Management Consultants

Switched Blog From Blogger To WordPressSwitched Blog From Blogger To WordPress

We are back up and running after we switched from Blogger to WordPress. The process was similar to a tooth that you know needs to be taken care of by the dentist. In March 2013, we switched to a WordPress-based website. The old blog site was left behind as a standalone at blogs.cutcompcosts.com.

Ironically, I could not even send out a message that the blog and newsletter were going to be out of service for a few days that actually turned into a week.

The above emoticon looks like me at 2 AM trying to get the new part of the website to work properly.   This was a huge task that I thought would be very easy.  We hired a consultant company to move everything using an app they had to convert everything.  The app worked.  The results were rather scrambled.  

There may be a few kinks as we finalize the relocation. If you find any problems, please email us so that we can fix them promptly. The WordPress interface is far superior. Blogger did serve our posts well for over four years.

There is much work to be done to get the new blog into shape. I am rolling up the proverbial shirt sleeves and getting down to it over the next few days.

One of the reasons we switched was Panda/Penguin penalties due to repetitive meta descriptions and titles. Thanks for your understanding and Let’s Get Back To Saving Workers Comp $$$.

We will miss our old platform as it worked well for quite a few years.   

©J&L Risk Management Inc Copyright Notice

Filed Under: Cutcompcosts Tagged With: scrambled, WordPress

Top 5 Popular Posts Written For This Blog Over Past Seven Years

June 16, 2014 By JL Risk Management Consultants

Top 5 Popular Posts Written Last 7 years With Links

 The top 5 popular posts by click traffic are listed below with the date the article was written. This blog is now seven years old.  

 I have been attempting to gather the most popular and relevant topics for a future book.  The blog has over 1,330 posts.  The blog actually would cover 9 volumes if it was organized into book form according to a publisher.

Assigned Risk  Plans – Blocked By Premium Bill D…

Jan 24, 2013

 

Is Physical Therapy Really Worth It?

Dec 13, 2010

 

Is a Post Audit Policy Switch A Good Idea?

May 29, 2013

 

Residual Market – Workers Comp Term Of The Day

Apr 21, 2011

 

Delaware Requires Employers To Initiate A Great Ri…

Jun 26, 2013

 
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Three of the articles were written in 2013.   Part of the popularity of the articles may be due to the overall popularity of the blog rather than just the articles.   The list of the most popular articles will be updated over the months/years as long as the numbers can be measured properly.  

©J&L Risk Management Inc Copyright Notice

Filed Under: Cutcompcosts Tagged With: Post Audit Policy, publisher, Seven years

1001 Posts on Workers Comp – J&L Risk Management James J Moore

June 20, 2012 By JL Risk Management Consultants

Cutcompcosts.com Reaches 1001 Posts Total

Our Workers Comp blog totaled 1001 Posts today.   Workers Compensation can be such a boring subject. It can also be a costly subject that wrecks a company’s budget. I had a goal in 2007 when I started this blog to try to come up with 1,000 posts of mostly original material on Workers Compensation issues.

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This is actually post 1001. I have always used Blogger as it was the one that I picked out of the air. In fact, the very first post I made disappeared for some reason. 

Please note that the commas on the 1001 Posts had to be removed as our blogging system was having trouble with it for some reason.  <My apologies>

That means I have posted on the average once every 1.75 calendar days. I calculated the time I invested as 1,500 hours. If I include the newsletter, the time spent would be closet to 1,80o hours. The newsletter has 10,000+ readers per month.  

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I have learned so much about the ins and outs of the Workers Comp system. There are going to be some great changes very soon. The blog will be converted into book form as many of the blog readers’ have pointed out the posts changes subjects almost every day. I have to agree. However, you can perform a search on any subject using the search box on the right side of the page.

Thank you for reading the posts and newsletter. There is no advertising inserted in this blog. In fact, I really do not bring up J&L’s services that often. I wanted to supply the WC community with a non-fee based and unbiased reference source. My main focus was and is to save employers $$ to preserve jobs. 

If you have any suggestions, please email me at [email protected] The best part of this blog for me was hearing from the readers.

©J&L Risk Management Inc Copyright Notice

Filed Under: Cutcompcosts Tagged With: boring subject, converted, right side, services book

Top Five Most Popular Workers Comp Articles For 2011

January 26, 2012 By JL Risk Management Consultants

Most Popular Workers Comp Articles For 2011

As this is the first of the year, I decided to post links to our five most popular workers comp articles for 2011 judging from the traffic on the web pages and the newsletter.   

Picture Of Hand Holding pencil Draw Popular workers comp articles for 2011

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We use Blogger for our web stats.  The numbers seem to be the most accurate that we have been able to access for measuring the associated web traffic.

As many bloggers have discovered, the sensationalistic headline is the one that seems to generate the most measurable traffic.   The other area that makes a difference is, of course, social media mentions such as LinkedIn and Twitter.   

The ones below that are directly related to cost savings are #1, #4, and #5.   Please read the ones for medical only claims very closely.   This is where a claims department can hemorrhage funds if not careful. 

 Medical Only Claims-The Fuse May Be Lit 

Workers Comp To Hit Big Time On The Small Screen

North Carolina Workers Comp Shocker!

The Workers Compensation Best Test For Multi-jurisdictions

Not Reporting Claims To The Carrier -You Can Pay It Now Or Pay 400% Later

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Filed Under: Cutcompcosts Tagged With: hemorrhage, LinkedIn, web traffic

Comments and Emails on Term Of Day

February 2, 2011 By JL Risk Management Consultants

Comments and Emails – Term Of The Day

Thanks for the comments and emails from everyone on Workers Comp. We appreciate all the interest and feedback with our Workers Comp Term Of The Day that we post every workday. One question or feedback item that we sometimes receive is that we did not fully cover the subject in the Term Of The Day.

 
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J&L Risk Mgmt Consultants started the Workers Comp Term Of The Day as a very quick way to cover a certain term. We may not go into the term very far as that would just be another article. We also have a definitions page to help with questions about a certain Workers Compensation term.

 
Please do keep adding your comments to the posts as they are one of the reasons I started the blog in the first place.    Unfortunately, we do have to use the captcha authorization for comments.   
 
The authorization is needed as we have 25 – 30 attempted hacks per week.  I am not sure why someone would want to hack the articles.   Once, again, thank you for the comments. 
 
©J&L Risk Management Inc Copyright Notice

Filed Under: comments, Cutcompcosts Tagged With: captcha, feedback, Term

Correction to Previous Article On Our Website Traffic

September 9, 2010 By JL Risk Management Consultants

Correction On Website Traffic

A correction on our Website Traffic on previous article. After almost 600 posts we do occasionally make mistakes. We had earlier said that this blog was in the Top 7% For All Web Traffic. We had used a statistics package with input from a third party website analysis company. The following is the correction.

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Wikimedia – Stannered

 

J&L’s Blog Ranked In Top 7% Of All Websites Analyzed

A recent analysis by an independent third party website analysis firm (Hubspot.com) indicated that http://blogs.cutcompcosts.com scored in the Top 7% Of All 2.8 Million Websites Analyzed by their algorithm. J&L Risk Management Consultants provides the blog as a free resource for forward-thinking Workers Compensation discussion. They also provide a weekly newsletter that is read by over 10,000 people worldwide per month.

“This was a quite a surprise” said James Moore, principal of J&L and author of the blog. I did not expect our score to improve that sharply. Businesses are trying to find ways to survive in these tough economic times. Our increased ranking means that employers are beginning to look even closer at Workers’ Compensation premiums and Third Party Administrator fees as budget killers.”

Moore went on to say “I do the blog as a way to pay back the Workers Comp community. We do not advertise on the blog and do not provide advertising space for other companies.”

The blog was started in 2005. It was revamped in 2007 due to the changes in technology that allowed improvements to the blogosphere. J&L always welcomes suggestions for blog topics at [email protected]

©J&L Risk Management Inc Copyright Notice

Filed Under: Cutcompcosts Tagged With: advertising space, blogosphere, statistics package

This Workers Comp Blog Makes Top 7% For Website Traffic

September 3, 2010 By JL Risk Management Consultants

Workers Comp Blog Makes Top 7%

For Website Traffic the Workers Comp Blog makes top 7%. Yes – we printed our own press release.

A recent analysis by an independent third party website traffic analysis firm indicated that http://blogs.cutcompcosts.com was ranked in the Top 7% Of All Website Traffic. J&L Risk Management Consultants provides the blog as a free resource for forward thinking Workers Compensation discussion. They also provide a weekly newsletter that is read by over 10,000 people worldwide per month.

Graphic Of Workers Comp Blog Icon

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“This was a quite a surprise” said James Moore, principal of J&L and author of the blog. I expected an upturn due to businesses trying to find ways to survive in these tough economic times. Employers are beginning to look even closer at Workers’ Compensation premiums and Third Party Administrator fees as budget killers.”

Moore went on to say “I do the blog as a way to pay back the Workers Comp community. We do not advertise on the blog and do not provide advertising space for other companies.”

The blog was started in 2005. It was revamped in 2007 due to the changes in technology that allowed improvements to the blogosphere. J&L always welcomes suggestions for blog topics at [email protected]

©J&L Risk Management Inc Copyright Notice

Filed Under: Awards Tagged With: administrator fee, analysis

Suggestions on Workers Comp Posts Welcomed For This Blog

August 31, 2010 By JL Risk Management Consultants

Workers Comp Posts And Blog Suggestions

Workers Comp posts and blog suggestions are welcomed by J&L Insurance Consultants any time. We are fast approaching 600 posts since the inception of this blog. I have tried to vary the posts to cover all bases. I do realize that I have probably not posted enough blogs on Self Insurance. There may be other areas that I have not covered enough times.

Graphic Of Computer Workers Comp Posts Blog

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I have covered the Workers Comp bill received situation many times. One reason I have done that is we receive so many requests for our company’s help. There must be a large amount of interest as the traffic to this blog has grown exponentially over the last few months. We send the blog links out in a newsletter weekly. Feel free to sign up. We now have over 10,000 readers viewing the newsletter emails per month.

Please notice there is NO advertising on this blog or anywhere on the website. To quote out of the book “Wikinomics”, no one gives a ^%$* what you are selling. I have carried that to the extreme with the posts.

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I recently started the Workers Comp Term of The Day. Yes, they may be simple in nature, but I hope to cover one, two, or a few that you may not know.

Where does most of my ideas for posting originate? They come from your emails and phone calls. They come from our customers. They come from the questions I receive at speaking engagements.

If you have any suggestions, please feel free to email me at [email protected] or call me at (919) 495-1917. Bottom line – it is your blog, so let us know what you wish to have in it.

©J&L Risk Management Inc Copyright Notice

Filed Under: Blog Tagged With: engagement, exponentially

Feedburner Feed – Updated – For Our RSS Readers

May 18, 2010 By JL Risk Management Consultants

Feedburner Feed For RSS Readers Will Be Updated

Vector Graphic of feedburner feed Website Tool

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The Feedburner Feed always seems to operate in a shroud of mystery.   Blogger changed the rules on us.  That is OK, except as we know, when there are website tool changes the readers always seem to suffer the most.   We tried to avoid any crashes or inability to read the RSS Feed. 

For my numerous newsfeed readers, our Feedburner tanked for two weeks. We had to change due to Blogger not accepting FTP posts after 5/1/10. Everything should be back to normal. I hope.

I was wrong. If you happen to be one of our RSS (reader) subscribers, you may not be receiving my newest posts since 5/1/10. We changed our blog webpage and the RSS link was supposed to forward, but it did not – especially if you use the Google Reader. Whew!!!! Arrrrgghhh!!! My apologies.

You may want to resubscribe to our new subdomain blogs.cutcompcosts.com Thanks.  <<<Please ignore this as we are no longer using that subdomain due to conditional issues.   Whew!

Our newest iteration is at www.cutcompcosts.com/blog.    Thanks for reading our posts and newsletter.   You can also access us on Twitter or LinkedIn. 

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Filed Under: Feedburner Feed Tagged With: FTP, RSS

15th Year In Business – Start Up Seems Like Yesterday

March 9, 2010 By JL Risk Management Consultants

15th Year In Business – Started At The Kitchen Table

We have just celebrated our 15th year in business. I started the Workers Comp consulting business in early 1995 – mainly helping spinning mills in North Carolina straighten out their Workers Compensation claims. The spinning mills in North Carolina are mainly gone now.

Graphic Of 15th year Anniversary

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We have since then been awarded various awards, most of them for the blog that you are now reading. I will try to come up with original articles on Workers Compensation at least three times per week. If you want to join our mailing list, there is a signup button on the right side of the screen.

I plan to keep writing articles as long as CutCompCosts.com is in business.  I hope to be able to write two to three articles and publish a newsletter each week.  Of course, part of the reason is that Google now ranks the search routines for content.  That may change as Google moves away from keywords to some type of hybrid ranking system.  

Thanks for reading the articles and the newsletter.  Feel free to contact me anytime for suggestions or comments.   Here is to our 30th-year celebration next time or you could say our second 15th year. 

©J&L Risk Management Inc Copyright Notice

Filed Under: Cutcompcosts Tagged With: hybrid ranking system, spinning mills

Workers Compensation Award Won Again By This Blog – Lexis Nexis

October 28, 2009 By JL Risk Management Consultants

Our Blog Won Another Workers Compensation Award From Lexis Nexis  

Our blog won another Workers Compensation award this week. This blog was recently named as one of the Top 25 Blogs on Workers Compensation for the 2nd year in a row by LexisNexis. We wish to say thank you to all of our blog and newsletter readers. J&L Risk Management Consultants and this blog could not have made the strides we have without you taking the time to read the postings. J&L and I have tried very hard to make this blog an easy quick read on a relevant topic. Once again – THANK YOU.

Graphic Of Trophy Blog Won Workers Compensation Award And Certificate

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We recently also received Best’s Recognition for Expert Service Providers in Workers Compensation. That was also a great honor for us.  We are building a nice resource for Risk Managers, Adjusters, Attorneys, employers, and anyone else interested in Workers Compensation topics.  

According to LexisNexis J&L’s blog is “Well written and insightful, Cut Comp Costs Blog explains the nuts and bolts for how employers can reduce their premiums. If you’re an employer and want to connect the dots between politics and workers’ compensation and the impact on your premiums, Cut Comp Costs Blog is the place to start.”

Update – 2019 – blog readers now use this blog as a major resource source for information.  We now have well over 1,600 articles published to date.   Multiple organizations have awarded this blog for the technical information provided to the general public.   We are proud to announce that the J&L blog has won over 15 Workers Compenstion awards. 

©J&L Risk Management Inc Copyright Notice

Filed Under: LexisNexis Award Tagged With: Expert Service, technical information

Copyright Concerns and Website Scraping From Our Website

June 25, 2009 By JL Risk Management Consultants

Copyright Concerns On The J&L Blog Posts

I have few concerns about copyright on our web or blog posts.  

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I have been contacted by quite a few insurance agents, consultants, websites, etc. about using this blog and the newsletter at will to beef up their website or open access to use the posts at will. As I have put in over 360 hours (9 weeks total) of solid work, I cannot agree to using my posts in any form at any time. Why I decided to bring this up is that there are websites that charge for access that are using quite a few of my posts. That will be stopped very soon.

As we have a few websites using the blog, we are running checks to make sure that no one plagiarizes the website or this blog. When we ran the check last year, we found five websites that just copied the blog or parts of the website (better known as plagiarism) at will.

I have no problem allowing someone to use a single post if we are given credit in the article. I cannot give out carte blanche access. I hope you and the other blog and newsletter readers understand my position. If you have any questions on this, please drop me an email at [email protected]

We decided too add in a copyright page link to all of the posts.  The page was recommended by Google’s Matt Cuttts.

Now, let us get back to saving you Workers Compensation premiums.

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Filed Under: Use Of The Posts or Newsletter Tagged With: article, consultant, website

Few Housekeeping Items For Blog Now That It Is Two Years Old

February 5, 2009 By JL Risk Management Consultants

A Few Housekeeping Items  and Blog Rules

A few housekeeping items for the blog posts. This is a blog specifically dedicated to educating and informing the general public on Workers Compensation.  

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You may notice that we do not have ads or links to click on to make $ from the blog. That way when anyone reads the blog, they can be assured that there are no outside influences on the blog posts. 

 

You may use the search box to find any specific info.  You may also want to try the Workers Comp and Risk Management definitions under the Definitions tab.  If you have a question on something, please email or call us.  Due to a recent change in our liability carrier, I will be much more limited in giving free advice over the phone about a certain Workers Compensation insurance situation.

 

I have received many calls and emails about the Monopolistic State Funds and my original post that there were six states that were still monopolistic.  I was incorrect at the time as Nevada had converted to a free market system.  A few weeks later I received a question on the post and corrected it in another post.   If you use the Search Box and search for monopolistic, you will see the correction.  I am totally against changing the posts once I upload them to the blog.  That is why I did not change the erroneous original post. 

 

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If you would like to use any of the posts as part of your research for a college class, presentation, or any other situation that is fine as long as the blog is given a tag line or a reference.  In NO WAY  would I ever agree for any parts of this blog to be used to make money or as a part of a publication that charges a fee.  If I use a quote, I will at least name the source of the quote. I believe in keeping the Internet free.  This blog is copyrighted.         

 

My email is [email protected] and my direct phone line is (800) 813-1386.             

©J&L Risk Management Inc Copyright Notice.

Filed Under: Blog Tagged With: definition tab, Educate, monopolistic state fund

LexisNexis Awards Cutcompcosts Top 25 Workers Comp Blogs 2008

September 8, 2008 By JL Risk Management Consultants

LexisNexis Awards Cutcompcosts.com Blog 

We were just informed by LexisNexis Workers Compensation Law Center that we were named one of the Top 25 Blogs for Workers Compensation. J&L has worked tirelessly to conduct a blog that was informative to all parties in the Workers Comp arena.

According to LexisNexis:

Graphic of three medals LexisNexis Workers Compensation Law Center

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“The Top 25 Blogs contain some of the best writing out there on workers’ compensation and workplace issues in general. They contain a wealth of information for the workers’ compensation community with timely news items, practical information, expert analysis, tips, frequent postings, and helpful links to other sites. These blogsites also show us how workplace issues interact with politics and culture. Moreover, they demonstrate how bloggers can impact the world of workers’ compensation and workplace issues.”

We will soon be adding a search box so that you may search the blog and website for any questions that you may have about Workers Comp. We will also enable our great readers to subscribe to the blog in the very near future.

Please do keep the Workers Comp questions coming in as without your intuitive questions, this blog would have not turned out as well as it has for Workers Comp info.

©J&L Risk Management Inc Copyright Notice

Filed Under: LexisNexis Award Tagged With: J&L Risk Management Consultants, practical information, website

Blog Producer Error

April 8, 2008 By JL Risk Management Consultants

Vector Graphic of Pencil and Blog Producer Software

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Blog Producer Software

To our blog readers – our blog producer software had a slight error which has now been fixed. We will soon have a place for our readers to sign up to have our Workers Comp daily blog emailed to them.   

We are trying to upgrade everything as much as possible so that you can read our old, present and future articles more easily.  Please feel free to sign up for our newsletter or search for any topic by using the top right box on any page.  We use Google as our search engine for speed and reliability. 

We will eventually switch to Blogger blogging software whenever our current FTP software will not work on blogs.  Feel to contact us using this link at any time.  We always love to hear from our readers.  

I have been traveling quite heavily over the last two weeks. We will have a blog on the West Virginia Workers Comp Forum next week. It should be interesting.

As always, thanks for reading these articles.  Let me know at [email protected] if you have any suggestions for articles.    Any suggestions concerning Workers Comp risk management will be much appreciated.

©J&L Risk Management Inc Copyright Notice

Filed Under: Blog Tagged With: FTP software, interesting, readers, speed and reliability

Blog Postings – We Have Started Our New Blog – Check It Out

August 20, 2007 By JL Risk Management Consultants

The Blog Postings – Off and Running 

So, we are off and running on the blog postings. What I want to do with this blog is to talk about how to save $ on Workers’ Compensation premiums plain and simple. We do not sell any type of insurance. We would consider it a conflict of interest to be consultants on WC and then sell policies.

Graphic of Blog Postings Icon

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Our main page is https://cutcompcosts.com/ We have a large list of Workers Comp definitions under the tab Definitions. You may want to download those for a great reference when speaking to anyone about Work Comp, especially when you are receiving policy quotes.

I will try to give premium saving tips from the claims handling and the underwriting areas. I will try to post something on WC every day before I shut down my trusty laptop. As I read at least 10 Workers’ Compensation publications a day, I should be able to pass along some tidbits of useful info.

If you wish to contact me, please see the Contact tab on our website. If you want to see a certain subject on Workers Compensation covered, please email me. If you have anything that you think should be posted, please email it to me. I will give you a full tag line of credit if published.

2019 update – We have been publishing blog postings for over 12 years along with a weekly newsletter.   The blog now contains over 1,6oo articles on various aspects of Workers’ Compensation.   We have a large number of readers numbering into the thousands.  Many news outlets republish our newest articles every week.   We now have two subcontractors that work on refining the articles and making the blog work more efficiently.  

Thanks for reading the blog over the last 12 years.  Here is to another 12. 

©J&L Risk Management Inc Copyright Notice

Filed Under: Blog Tagged With: claims handling, newsletter, premium saving

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About Me

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James J Moore
Raleigh, NC, United States

James founded a Workers’ Compensation consulting firm, J&L Risk Mgmt Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:
• Risk and Insurance Management Society (RIMS)
• Entrepreneur Magazine
• Bloomberg Business News
• WorkCompCentral.com
• Claims Magazine
• Risk & Insurance Magazine
• Insurance Journal
• Workers Compensation.com
• LinkedIn, Twitter, Facebook and other social media sites
• Various trade publications

 

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