Workers Comp Audit Question Blog Readers Ask
Workers Comp audit questions are emailed or called in to us quite often. I was unable to cover all the questions over the last few months. A few of the questions are listed below with answers. There are links to other articles that relate to the questions. Follow the links for further information.
We have not heard from our insurance carrier this year on our workers comp audit. Should we contact the carrier?
Carriers are quite adept at scheduling audits. Quite possibly, something happened on the carrier’s end such as they had to replace the auditor for some reason. You will be hearing from them soon.
Our business grew so that we now are experiencing our first workers comp audit. What preparations should we make?
One of the best ways to prepare is to be highly organized. Throwing a pile of papers at an auditor will never help your result. Excel is a great tool for organizing the paperwork that you will need to produce. Organization is the key.
We received our audits results and do not agree with them. How do we proceed?
You should have received an address, phone number, or email address to contact if you do not agree with your audit. I cannot recommend enough that you use Certified Return Receipt Mail and write to the address on the premium audit bill. You may want to review exactly what the auditor included in their audit workpapers if you were left a copy. If not, you can always ask for them by Certified Return Receipt Mail.
For whom does the Workers Comp auditor work for- the state, the carrier, the agent, as a consultant to our company?
The premium auditor works for the insurance company. The auditor is often from an independent company that is contracted by the insurance carrier. The auditor should leave a contact business card with you before they leave.
Do I have to allow the premium auditor to leave with our company files/information?
There is no rule concerning this situation. However, if you do not want any of your info to leave your business, you can make that request and it should be followed by the auditor. That is strictly up to your company.
**Please note that there are differing Workers Comp Audit rules in each state. These are answers are “in general.”
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