Workers Comp Audit Stress Reducer
Use It For Your Next Premium Audit

Workers Comp Major Changes – Six Signals Show Upcoming Changes


Workers Comp Major Changes

We now have six signals for Workers Comp major changes. The Death of Workers Comp was our most popular blog post since I started it. I have heard from many readers that say “no way.”

Vector Graphic Of Human Icon Workers Comp Major Changes Reading Book

Below is a list of things to make one think further about the changing WC landscape.

1. The Feds will have all Workers Comp data from the CMS database soon. They can analyze it to their advantage.

2. Senator Byrd from WV – very powerful – has twice tried to add 24 hour coverage amendments to different bills.

3. The Federal Insurance Office (FIO) was quietly created in a finance package.

4. At a major rating bureau conference, the main presenter said “They may not get all they want now, but the Feds will keep expanding their powers into WC every year.”

5. Twenty years ago, no one would have thought that we would have a nationalized health care system – but we do now.

6. It was a river to cross to have 24 hour healthcare coverage in the past, now it is a small stream to step over. The AFLAC model is the best example.

Workers Comp is not soon going away. If anyone believes it will not change quickly – six letters – CMS MSA.   The way that claims departments settle files changed greatly since having to have CMS approval to mood forward.  The CMS WCMSA represents just one workers comp major change in the last few years.   More are coming.

©J&L Risk Management Inc Copyright Notice



James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


Get the latest workers' comp news FREE!

This field is for validation purposes and should be left unchanged.