Workers Comp Audit Stress Reducer
Use It For Your Next Premium Audit

Progressive Insurance Workers Comp Commercial Inaccurate


Progressive Insurance Workers Comp Commercial Mentions Replacing Injured Worker

Progressive Insurance Workers Comp comment caught me a little off-guard with one of Flo’s(r) comments. The comment is not in print on their Workers Comp or Commercial Insurance webpages.

Leather Apron Progressive Insurance Workers Comp Pic
Wikimedia Public License

Binging on a Saturday of college football and finding information for an article was a win-win-win this weekend including our article and newsletter readers.

The Magic Apron (r) commercial was found on YouTube.  YouTube never fails for anything video.

I would have pointed you right to the comment but doing that can crash certain browsers, especially one using multiple firewalls.

Flo actually says that Workers Compensation can help you replace the injured employee.  The comment is 19 seconds after the beginning of the commercial.  I found that comment interesting.

Workers Comp has always been centered on providing the injured employee that has a rightful claim with timely benefits and return them to work as soon as practical.   Yes, thousands of different interpretations of what workers compensation provides are in print and all over the web along with the blogosphere.

Flo pulls out a new worker out of her apron to replace the injured worker and comments that

Woman Wrapping Man Hand Progressive Insurance Workers Comp Injured

“Workers Comp can help pay for you to replace the injured worker…..”  <<<or something similar

I am not disagreeing with the comment.  It does seem to go against the basis of Workers Comp.   I am sure that each comment made in their commercials is researched, evaluated, and market-tested as advertising on college football cannot be done at a discount.

Noticing this comment is like Trekkies(c) pulling a sentence from Star Trek(r) and then commenting on it in a blog or article.   However, this is a blog on Workers Comp, so I thought I owed it to the readers to mention the Progressive Insurance Workers Comp info.

I also wanted to take a break from formulas and technical advice in at least one article.  (R) – Progressive Insurance is a trademark of the Progressive Insurance Company, all rights reserved.

©J&L Risk Management Inc Copyright Notice


6 Responses

James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


Get the latest workers' comp news FREE!

This field is for validation purposes and should be left unchanged.