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North Carolina Legislature Corrects Workers Comp Privacy Mistakes


Workers Comp Privacy Mistakes Corrected For Now In North Carolina

North Carolina’s Workers Comp privacy advocates had a field day earlier this year.   I think the entities that stood to benefit the most was the 30,000+ businesses that still yet today, have no Workers Comp insurance.

Close up of computer keyboard Workers Comp Privacy button
Wikimedia Commons – Chris Roberts

As you can gather from our website and blog, we provide a large number of services for employers in controlling their Workers Comp costs.  However, I am still appalled that there is still basically nothing to entice or force a Workers Comp deadbeat company to pay their fair share of premium.

I have estimated that $150 million of premium is not even in the system.  If that money could be infused into the system, the Workers Comp carrier, TPA’s, ancillary service providers, and other associated companies would initiate a hiring bonanza.  The tax revenue would likely generate astounding figures for the state.

I find it hard to believe that there was a wheelbarrow-load of new rules on how providers and carriers/TPA’s were going to operate while the rules on how to get the 30,000+ employers on board  to provide their injured employees with benefits languished for months.

Pencil Eraser Workers Comp Privacy Writing Erasure
Wikimedia Commons – opensource.com

Governor Bev Perdue then requested that a task force on NC Workers Comp as the best method to handle the 30,000+ employer problem.  I see that nothing has been accomplished other than the outdated privacy laws would be removed on searching for an employer’s Workers Comp coverage.  The privacy law mistakes will still be on the books until early next year.

I am not sure who came up with concept of shielding outsiders from seeing which employers had Workers Comp insurance and those that are still being scofflaws.   As mentioned in a prior post, the West Virginia model for reporting and enforcement was what I would consider a success.

In this post and the next few, I will provide links on all of the News and Observer articles on this subject.   I found a few great suggestions in the comment sections of the articles.   I will not mention them here.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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