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BidRx As Model For Injured Employee Driven Networks


BidRx As A Model For Injured Employee Choice

One of the most economical websites today is BidRx.  I found it while reading a publication by Clark Howard.  The website was given a thumbs up by the Center for Medicare/Medicaid Services.  (CMS)

One has to have a sponsor when they sign up.  I used CLARK from Clark Howard.  The 5 minute sign up process was very smooth.

Paper of Rx BidRx Vector

BidRx  has a few simple steps:

  • Enter in your prescription
  • Pharmacies will bid on your prescription
  • Wait three days to see who is low bidder
  • Pick one of the providers
  • Work out the details

There is really no more to it than the four above steps.  I was very skeptical as a website that sounds too good to be true usually bombs later.

I do realize that there a few Workers Comp websites that provide this service.   However, the ability for the injured employee to do the search on their own may be a good idea.  The results would not be dependent on the carrier or TPA’s network.

This page on BidRx seems to market to physicians.

Economical BidRx prescription
Wikimedia Commons – Linda Bartlett

Last month, I decided to try to see if the website would actually save any money on a generic prescription I had been taking for quite some time.  I filled in the Bid Sheet and waited a day.  Believe it or not, the savings amounted to almost 60%.

One of the interesting quotes on the website is:

Know your patients’ benefit structure and rules

Most patients have drug benefits – of one flavor or another. BidRx shows your patients and their benefits, linked together, so you can make fully informed decisions, for every prescription, every time. BidRx shows you prices, co-payments, discounts, prior authorization (PA) forms that can be completed on-line, and even the availability of product samples. All the information you need is in one place; it’s all on BidRx.

Could this also work for the adjusters?  I am under the impression we will see many more patient-driven medical networks such as BidRx.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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