The State of North Carolina (NC) is J&L’s HQ state. We decided to not include the Tarheel State as a subcategory to states because we had written numerous articles on some of the varied subjects during the last year. The articles included how 35,000 employers had no Workers’ Compensation insurance when cross-compared to unemployment and state tax databases by a Charlotte Observer reporter in 2010.
NC made an attempt at reforming its WC system to make sure that all employers had insurance. No recent studies have shown any positive results from the reform measures started in 2010. The NC Industrial Commission does have a Special Deputy Commissioner that handles companies that do not have a current insurance policy – especially if the company had an injured employee file for benefits.
Many of the claims concepts that I learned over the years came from my experience as an adjuster in NC. J&L has been headquartered in Raleigh since 2001. The company was started in 1996 in Hillsborough, NC as a home-based business before moving to Raleigh.
NC had lower than the median state’s claims costs through the 1980s, 1990s, and 2000s. The 2010s began with NC having a very large increase in claim costs.
NCCI converted from an NCCI rated state back to being a completely independent bureau state in 2015. Many states have converted from independent Workers’ Comp rating systems to NCCI such as Texas and West Virginia.
Converting from an NCCI state back to an independent rate bureau (NCRB) is highly unusual.
North Carolina Insurance Commissioner Warns On Steering Hurricane Damage Repair – Big No No This morning I received a general memo from current North Carolina
North Carolina Appeals Court Says RX OK Even If Not FDA Approved A North Carolina Appeals Court rendered a very interesting decision earlier this month
North Carolina Supreme Court Ruling On Medical Treatment Denial After Initial Acceptance The North Carolina Supreme Court has ruled on denying a medical condition after
North Carolina WALSH Test For Jurisdiction The WALSH test for jurisdiction in Work Comp claims has shown itself in a North Carolina Court of Appeals case.
Too Conservative On North Carolina Workers Comp Uninsureds The articles which were written on North Carolina Workers Comp uninsured were to me an overestimation. I
North Carolina Work Comp Subrogation Re-re-reverses Course The subject of North Carolina Work Comp subrogation has frustrated carrier and Third Party Administrator claims staffs over
Exclusive Remedy – North Carolina Affirms The North Carolina Court of Appeals has ruled the doctrine of exclusive remedy is still intact. The legal environment
Medical Treatment Authorization Has New Deadline Many states have or will have time limits on medical treatment authorization responses. I recently received this from the
Taxi Driver Independent Contractor NC Court of Appeals Independent Contractor status is one of the most confusing areas in Workers Compensation over the last decade.
Ingress Egress Rules The Ingress Egress rules are confusing and controversial in North Carolina. Ingress-Egress is one of the most confounding sets of rules that
North Carolina Workers Comp Produces Another State Agency A recent North Carolina House Bill (HB 112) seemed to cover the concerns that Workers Comp data
Workers Comp Privacy Mistakes Corrected For Now In North Carolina North Carolina’s Workers Comp privacy advocates had a field day earlier this year. I
North Carolina Workers Comp Coverage Still Private The North Carolina Legislature decided just a few months to ban all public disclosure of Workers Comp coverage
Tracking Employers Without Workers Comp Coverage In North Carolina Without Workers Comp coverage whose job is it to track employers? For clarification: NCRB – North
NC Misclassification Confusion The misclassification confusion still exists in North Carolina. Recently, North Carolina’s Governor Perdue had drawn together a task force to lessen the
North Carolina’s Governor Perdue Signs Important Inter-agency Disclosure Law North Carolina now has a measure on the books that will enable a heavier enforcement of
North Carolina HB 237 – Reporter Concern on Access The North Carolina HB 237 is very important for enforcing the Workers Comp insurance requirement in
North Carolina Legislature Creates Committee The North Carolina Legislature has passed two different amendments to House Bill 237 better known as the Workers Compensation reform
Workers Comp Enforcement Increase with HB 237 The Workers Comp enforcement was increased by the NC legislature this week. The North Carolina Legislature amended House
30,000 Uninsured Employers – NC Workers Comp Uninsured employers have plagued the Workers Comp system for many years. Was anyone actually shocked there are 30,000
Area Of Concern – NC Workers Comp Reform This is a major reform to NC Workers Comp Vocational Rehabilitation. As I had posted last time,
North Carolina Workers Compensation Reform – Nine Changes Raleigh is our home base. I wanted to wait until the North Carolina Workers Compensation reform filtered
North Carolina High Claims Cost Shocker Many of you responded to last week’s note on the North Carolina High Claims Cost from the 16 states
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