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North Carolina’s Governor Perdue Signs HB 237 Amendments


North Carolina’s Governor Perdue Signs Important Inter-agency Disclosure Law

North Carolina now has a measure on the books that will enable a heavier enforcement of the requirements to purchase Workers Comp insurance. Governor Perdue signed the bill into law with very little fanfare. The budget and fracking bills received much more press as she vetoed those bills.

HB 237 and the new amendments now make it easier for the Industrial Commission, Department of Insurance, and the North Carolina Rate Bureau to exchange information on which companies are uninsured for Workers Comp coverage. Workers Compensation coverage is not required for companies smaller than 4 workers.

Picture of Governor Perdue Sign

The one main area of concern was the press. Many newspapers had expressed their disappointment with the inclusion of a clause that makes all the information private. This was irony in its true sense.

A newspaper reporter (not any governmental agency or rating bureau) performed with great investigative skills by comparing two different databases to discover there were/are 30,000 companies without Workers Comp coverage.

Could this investigation be done again in the future? The answer is a definite no. The databases are now private – so much for a transparent government. I assume a news outlet could take the North Carolina Rate Bureau and the NC Department of Insurance to court to look at the same documents.

Who or what agency is now going to monitor and enforce the compulsory WC insurance requirements? I am assuming it is not the NC Industrial Commission. The allegedly transparent government of NC became a little more opaque today.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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