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Healthcare Industry Workers Comp Claims Amazing CA Numbers


Healthcare Industry Workers Comp Results – WCIRB Report and Webinar

The Healthcare Industry Workers Comp results for the pandemic were amazing, yet not that surprising.  California’s WCIRB (Workers Comp Insurance Rating Bureau) released a study with an associated webinar that I missed yesterday due to an emergency assignment from a long-term customer.

The webinar is available on demand here.  WCIRB asks that you register for the link to the on-demand webinar.  You will not be spammed for providing your email address.  The associated slides – a 44-page PDF file with plenty of great info nuggets can be found here.

Review the slides or better yet, sign up and watch the webinar – well worth your time (50 minutes).

WCIRB’s Key Findings – See Chart for #4

Key findings in the report include:

  1. The healthcare industry is one of the largest in California, with over 48,000 workers’ compensation policies, and has operations in five distinct healthcare segments that provide medical care. Those segments generate 6 percent of all California workers’ compensation insurance premiums.
  2. The advisory pure premium rates for the healthcare industry are about 20 percent below the statewide average.
  3. Hospitals experienced the largest reduction in payroll and the highest increase in indemnity claim frequency among all healthcare segments during the pandemic.
  4. See below the chart for more info

Startling Pandemic Effects on Healthcare Industry Workers Comp Claims

The study and associated webinar had one slide that jumped off the screen.  See the slide below.

chart WCIRB healthcare industry workers comp statistics
(c) WCIRB -Oakland CA All Rights Reserved


As one can see in the above chart, during the pandemic, the claim severity was much lower than average for California.  The healthcare industry has the highest share – 41 percent – of indemnity COVID-19 claims among all industries, more than four times the statewide average.  

Bottom Line

The healthcare industry workers comp statistics show that the industry is growing quickly in California.  The pandemic section indicates the pandemic had a major impact on healthcare employers.   A rate of 400% more COVID-19 injuries than other industries means that healthcare workers took large risks to provide proper medical care – kudos to them.

Also Read: Workers Comp Problem Revealed By US Health Index



James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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