Selected State Reforms And Their Effect
Selected State Reforms And Their Effect – The Effects of An Increase in Maximum Weekly Temporary Total Disability (TTD) Benefits or Fee Schedules Impact On Medical Costs –
123RF Indiana – 18% of injured employees had hit the maximum, after the reform – 12% of workers had their TTD benefits limited, a 6% difference and a 50% decrease
- New York – 48% of injured workers had their TTD benefits pre-reform 2007, after the reform- 15% of injured workers had their TTD benefits limited by the maximum. That is a stark figure.
- Illinois – Fee schedule rates were decreased in 2010, the medical costs decreased 30%, was there actually a decrease as Illinois fee schedule charges were very high originally. 2006 fee schedule reform could be viewed as ineffective Illinois was second highest fee schedule in the nation; office visits were affected more than many other types of services, WC office visits ended up being lower than Group Health or Medicare rates – (an over-adjustment?)
The two areas that seemed to have the highest impact were the Illinois fee schedule subsequent changes and the New York maximum TTD benefit.
Q&A
TTD Limits – Why do limits even exist in WC? The limits were sufficient in 1915. What purpose does the limits now perform, are these limits irrational?
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