Work Comp Answers – See Article From Yesterday

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The Work Comp Answers

The Work Comp answers to yesterday’s cutcompcosts.com article are as follows – if you have not read the previous article, it is advisable to do so as this article may not make sense as a standalone.  Links are provided to the associated articles

Concept of Work Comp Answers Q&A on Street Sign
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  1.  What is workers comp called in Australia? – Compo
  2. Where did WC originate – think a long time ago and not in the US – Ancient Sumeria
  3. The best Workers Comp risk management technique is ____?   Can be more than one answer.    Properly managed field case managers/nurses is the one that I recommend overall.   A trusted industrial-minded initial treating physician is another.
  4. Who is always viewed as an impartial witness on WC claims? The treating physician
  5. How many states allow carrier reimbursement for medical marijuana?   Which state(s)?   One – New Mexico
  6. What is a PEO and define the term.  Professional Employment Organization
  7. What is the designation ChFC and the ARM-P?  Chartered Financial Consultant,  Associates in Risk Management- Public.   I have attained my ChFC and ARM, but not the ARM-P.    I may have to add the -P  some day soon.

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  8. The normal waiting period for WC benefits is  _______?   Trick question?   There is no waiting period for medical benefits.  I did not say specifically indemnity benefits.
  9. What disease/injury has fallen over 50% due to WC safety measures?  Amazing.   Carpal Tunnel Syndrome (CTS) – and what a disabling injury this can become over time.
  10. The best thing to do to prepare for a Workers Comp audit is ________?   Be as organized as possible.
  11. Bonus – The first article on this blog is dated? ________
  12. Self-serving Super Bonus – What services do we provide as a company?

I did not provide the Work Comp answers for the last two as they were bonus questions.

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James Moore

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Mgmt Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications

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