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Top 10 Work Comp Questions From Our Readers

The top 10 work comp questions originate from the emails and calls we receive every month.   The answers to these are actually in this blog.    Answer them – then search for the bolded terms.   You never know, you may know the answers to all 10 or you may learn something about WC.

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These are 10 points each.   If you answer them in the comments, I will let you know if you answer all of them correctly.  You can email the answers.   You can also stay under the radar and just answer them on your own.

  1.  What is workers comp called in Australia?
  2. Where did WC originate – think a long time ago and not in the US
  3. The best Workers Comp risk management technique is ____?   Can be more than one answer.
  4. Who is always viewed as an impartial witness on WC claims?
  5. How many states allow carrier reimbursement for medical marijuana?   Which state(s)?
  6. What is a PEO and define the term.
  7. What is the designation ChFC and the ARM-P?
  8. The normal waiting period for WC benefits is  _______?   Trick question?
  9. What disease/injury has fallen over 50% due to WC safety measures?  Amazing.
  10. The best thing to do to prepare for a Workers Comp audit is ________?
  11. Bonus – The first article on this blog is dated? ________
  12. Self-serving Super Bonus – What services do we provide as a company?

Feel free to answer these and post to the comments or just keep them to yourself and see if your answers are correct. Thanks.

Call Center Woman Work Comp Questions Using Computer
Wikimedia Commons – MÁV Zrt.

The bonus question #11 adds on an extra 10 points.

The bonus question #12 adds 50 points- even more self-serving.

I wish you good luck in answering the Top 10 Work Comp questions and the two bonus questions.


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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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