Workers Comp Audit Stress Reducer
Use It For Your Next Premium Audit

Insurance Office Ethics Now State Requirement


Insurance Office Ethics And The Pointy Haired Boss

Insurance Office ethics according to Dilbert can be lighthearted at times . Earlier this week, I wrote an article on Ethics.  I happened to come across these hilarious Dilbert(r) comic strips on ethics.   Is the one on the management fast track true? The link is here.   Enjoy them on a Friday.

Icon People Holding insurance office ethics Graphic

Ethics has become such an important topic to insurance most states that have adjuster or agent licenses requires a course in ethics.  Many licenses have non-renewed because the ethics or flood CEU was not earned over the licensing period.

One of the best quotes I have seen on ethics is actually from my ChFC designation.   The ethics of a Chartered Financial Consultant is to follow the golden rule.   The golden rule replaced a few pages of “do this” and “do not do that” type of rules.

Most CEU providers will offer a few courses in ethics.   I usually take online courses so that I can satisfy my North Carolina adjusters’ license requirement of three hours.   You may want to check up on whether or not you have the required hours of ethics.   It will save you much pain and cost in the future


©J&L Risk Management Inc Copyright Notice



James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


Get the latest workers' comp news FREE!

This field is for validation purposes and should be left unchanged.