California Insurance Commissioner Approves 2017 Changes California Xmods also known as Experience Modification Factors calculations are changing drastically in 2017. A very important term for California employers in the next few years is the term variable split point. Split points are the amount at which the Total Incurred for a
My Upcoming Mod Calculation Presentation The NCCI NCRB new Mod calculation are the subject of my upcoming presentation. I will be presenting on Tuesday March 5th for the Charlotte Association of Insurance Professionals on the new E-Mod (Experience Modification Factor) calculation. All North Carolina Workers Compensation policies that are renewed
Presentation Highlights – Safety and EMods Are Very Related How Safety and EMods intermingle was the basis for most of the highlights from my presentation. The NC Mid State Safety Council was kind enough to ask me to do a presentation on how safety programs impact an employer’s bottom line from
Largest Workers Comp Concern Today Seen As Split Points The Split Points became the Largest Workers Comp concern presently. I am presenting at the North Carolina Mid State Safety Council conference tomorrow. A few weeks ago I was contemplating what would be the largest concern for safety, human resource,
E-Mods Concern – NCCI Split Point Many of the split point changes by NCCI are starting to hit the radar screens. I received this question last week from one of our blog readers on split points. “We have a .98 E-Mod. Our E-Mod has always been between .90 and
Five Ways To Prepare – Upcoming Split Point Reserve Changes by NCCI NCCI has already enacted the Split Point Reserve changes. In my opinion, the first year will have the most impact as the Primary Portion of the loss will double from 5,000 to 10,000. This will have a big
NCCI Split Point Debate – Employers End Up Taking The Hit The Split Point Debate points to employers taking the hit. I had an interesting question earlier this week on the upcoming NCCI Split Point changes. Over the last few weeks, I have received quite a few emails on how
Split Points – A Small Claim – Part III Split points represent the line between as the Primary and Excess Loss parts of a claim. Well, we have covered how a small claim is not really such a tiny claim after all. The one thing that we often see in workers
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