The split point represents the value where claims are split into two parts of losses. The Primary Loss is the value from 0 to some value. The norm is 15,000. Any part of the loss above the 15,000 split point is the Excess Loss. Some states have split points higher than 15,000. The Primary Loss and The Excess Loss are fed into the E-Mod formula.
California Insurance Commissioner Approves 2017 Changes California Xmods also known as Experience Modification Factors calculations are changing drastically in 2017. A very important term for
My Upcoming Mod Calculation Presentation The NCCI NCRB new Mod calculation are the subject of my upcoming presentation. I will be presenting on Tuesday March
Presentation Highlights – Safety and EMods Are Very Related How Safety and EMods intermingle was the basis for most of the highlights from my presentation. The
Largest Workers Comp Concern Today Seen As Split Points The Split Points became the Largest Workers Comp concern presently. I am presenting at the
E-Mods Concern – NCCI Split Point Many of the split point changes by NCCI are starting to hit the radar screens. I received this question
Five Ways To Prepare – Upcoming Split Point Reserve Changes by NCCI NCCI has already enacted the Split Point Reserve changes. In my opinion, the
NCCI Split Point Debate – Employers End Up Taking The Hit The Split Point Debate points to employers taking the hit. I had an interesting
Split Points – A Small Claim – Part III Split points represent the line between the Primary and Excess Loss parts of a claim. Well,
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