Montana Has Highest Workers Comp Rates Now
Montana has the highest workers comp rates. According to an Oregon-based report as covered by the Watchdog, Montana is the nation’s highest for Workers Comp Costs.

The Treasure State recently produced an RFP for a review of their Workers Comp system. According to the RFP, an outside audit has never been performed for its Workers Comp system. We were going to bid on the RFP, but it was too ambiguous for us to provide a bid. J&L does not bid on ambiguous RFP’s. You may end up contracting for something that was not expected at the beginning of the process. The state is not alone when producing ambiguous reviews for WC reviews.
The other four states that topped the list were Alaska, Illinois, Oklahoma and California. The one that surprised me out of this list was Oklahoma. Oklahoma had basically used Compsource as the state fund, then privatized it on 1/1/10.
One has to remember in these studies that only certain variables are examined. The title of the study should read “Out Of The Variables We Examined”.
I will research the study and each state in turn to see what caused the higher costs for Montana.
©J&L Risk Management Inc Copyright Notice
One Response
My understanding of Oklahoma is that litigation is driving a big portion of the cost there. While I have not seen a lot of claims in Oklahoma, the majority of the employer’s liability claims that I have seen in my career have been there.