Article On Ohio Workers Compensation

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Ohio Workers Compensation System

Map of Ohio Workers Compensation In Globe Graphic
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Below is an article about Ohio Workers Compensation. Ohio is one of the states that has a state-run Workers Compensation system. I have predicted that all monopolistic Workers Comp systems will eventually fail and/or open up to a free-market system. Ohio’s Workers Comp system basically failed, but was propped up by the state government. It is great to see Ohio adapt a great cost saver for employers.

Nearly 280,000 employers participating in the Ohio Bureau of Workers’ Compensation (BWC) system have the opportunity to select the managed care organization (MCO) that will manage their workers’ comp claims for the next two years. MCO open enrollment is underway and runs through May 30, 2008.

BWC’s mission is to protect injured workers and employers from loss as a result of a workplace accident, and to enhance the general health and well-being of Ohioans and the Ohio economy. A network of 24 MCOs support this mission, serving as a primary link between injured workers, medical providers, employers and BWC.

MCOs assist Ohio’s employer community regarding medical management and return-to-work initiatives for their injured employees. They partner with employers to ensure prompt filing of claims, timely treatment for injured workers and swift implementation of recovery programs.
“As Ohio businesses compete in today’s global economy, one of any employer’s most important assets is a safe and healthy work force,” said BWC Administrator Marsha Ryan. “When an unfortunate incident occurs in the workplace, the goal of a safe and timely return to work is paramount. MCOs are an important component in ensuring rapid and adequate treatment for the injured worker.”

Picture Of Doctor And Medical Personnel Ohio Workers Compensation At Hospital Room
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Every two years, BWC holds an open enrollment period that allows Ohio’s public and private state-fund employers the opportunity to evaluate each MCO’s customer service and medical management performance. It is the employers’ decision to remain with its current MCO or to choose another MCO to medically manage workers’ compensation claims.

BWC provides MCO services to Ohio employers as part of their workers’ compensation premium payment. These services are available at no additional cost.

To assist Ohio employers in choosing their MCO during this open enrollment period, BWC offers educational resources including the MCO Selection Guide and MCO Report Card. These tools can be found by visiting ohiobwc.com, or more information may be provided by phone at 1-800-OHIOBWC.

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James Moore

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Mgmt Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications

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