California X-Mod Calculation Sheets
A Question From One of Our Readers – In one of your old posts, you went through how Workers Comp E-Mods (Experience Modification Factors – also known as X-Mod Calculation sheets) are calculated. My company is in California only. How do I go about obtaining a copy of my X-Mod calculation sheets?
The rating organization that covers California is the Workers Compensation Insurance Rating Bureau (WCIRB). They are responsible for all the X-Mod calculations in the state of California.
You SHOULD HAVE received an E-Mod directly from the WCIRB, your insurance carrier, or your agent. I would suggest contacting your agent to obtain a copy. If you are a small company that does not use an agent, you should contact your insurance carrier. The X-Mod Rating Sheets are a little confusing.
It may be best to have your agent explain the sheets to you. You may always contact us using the contact form on the J&L website.
If you would like to contact the WCIRB, their web address for the worksheets can be found here.
The WCIRB is very helpful, but they will not give out any type of advice or an opinion, especially over the phone.
Next Up – How to Dispute an X-Mod Calculation
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