Midterm Elections Have Effect On Workers Compensation?

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Non-political Look at Midterm Elections and Workers Compensation

The Midterm elections proceeded through its course with the results coming close to what was expected with a few surprises.  Should we worry about the Workers Compensation end of the spectrum?   The answer is likely not, at least on the national level.

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The midterm election provides very few instances of changing the course of workers compensation in any one state.   The national midterms may have an influence, but not a direct result.

Very few law of rules in WC originate on the national level.  The state Senate and House races, of course, will always have a direct and enormous effect on Work Comp in any one state.

National Effect 

On a national level, the few areas that are changed by any Federal rules or laws would be:

State Effect

The state-level effect is undeniable.  Workers comp laws, rules, and regulations are in a constant state of flux.   Usually, the Democratic House Members  House and Senate Members are seen as pro-employee.  Likewise, the  Republican House and Senate Members are possible more employer-oriented.   Once again – as in the title – this is not a political assessment of any type.

Ballotpedia compared the Pre and Post government trifectas midterm elections.   A trifecta is when the State House, State Senate, and Governor are all from the same political party.    One can easily see that the Democrats gained quite a bit of ground in either turning a non-trifecta state government into a Democratic trifecta or flipping a trifecta from Republican to Democrat.

Conclusion

Can we draw a determination that the future Workers Comp laws, regulations, and rules will all be more pro-employee than the employer?  I will leave that to your judgment on the midterm elections.

 

©J&L Risk Management Inc Copyright Notice

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James Moore

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Mgmt Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications

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