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Giving Thanks For Workers Compensation System That Feed Us


Giving Thanks To The System That Feeds Us

This is my giving thanks for Workers Compensation. Workers Compensation with all of  its trials and tribulations is sometimes overlooked for fueling a very large industry – insurance services.   We analyze Workers Comp to the nth degree on a claim-by-claim basis or as an intricate part of society.

Clip art of Giving Thanks greetings
Wikimedia Commons – Stetcher Litho Company

If one wants to see the diverging opinions on almost any subject on Workers Comp, just check out the LinkedIn posts in some of the groups such as Workers Comp Analysis.  We, in this arena, regardless of outlook on this very defined area of insurance should be thankful.

There are so many employees, consultants, and regulatory agencies that depend on Workers Comp as an avocation.  Almost all of us did not plan to work in Workers Compensation.  I took my first job in insurance as an all lines claims adjuster trainee many years ago.  Workers Comp was not even considered the most important coverage for business owners when I first adjusted claims.

Technology has enhanced Workers Comp over the years.  However, I do not think that technology will ever replace very many functions in any department.   This area of insurance leans so much on the basic communication process.

Workers Comp does provide some sort of employment stability in an otherwise very unstable job market.   We all become very frustrated at times with the world of Workers Comp.  Sometimes, it is best to look at the forest instead of the trees.  This industry has taken its bumps and bruises during the Great Recession.  WC is still standing and doing well.   That is the one main point for which to be thankful – stability.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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