SEB Supplemental Earnings Benefit
One to the blog, and we do like to see comments, asked about the SEB or Supplemental Earnings Benefit, which seems to be a Louisiana term for Temporary Partial Disability (TPD) benefits.
The definition for SEB is
If you can return to work, but your medical condition prevents you from earning at least 90% of the income you were earning at the time of your accident, you should receive Supplemental Earnings Benefits (often called “SEB”). These monthly benefits should equal two-thirds of the difference between what you were earning at the time of your injury and what you are currently able to earn.
The 90% figure is very specific to Louisiana. Most states do not cut the TPD figure at a base of 10% for earnings. Almost all states expect the carrier or TPA to pay 2/3 of the difference even their earnings are more than 90% of pre-injury wages.
I have paid $3 a week TPD in the past to an injured worker in New Hampshire.
The only difference I see is the 90% figure. That number varies among the states.
I have some seen some school and governmental organizations pay a supplemental benefit or have included in the employees’ benefits an insurance policy (such as AFLAC) that pays a supplemental earnings benefit.
©J&L Risk Management Inc Copyright Notice