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James J Moore E-Mod LDF Presentation – Mid State Safety Council


James J Moore E-Mod LDF Presentation With Slides Available

E-Mods and LDF’s_NC Midstate_12_13_16 <<<Slides  – File is 7mb

Our founder, James J Moore E-Mod LDF presentation went well at the NC Mid State Safety Council’s Winter Lunch and Learn training session.

Raleigh North Carolina James J Moore E-Mod LDF Map
Wikipedia – Alexrk2

The slides from the presentation are available for download at this link.   The session was a smaller group in intimate surroundings at Coty Inc in Sanford NC.

The main takeaways from the presentation were:

  1. A Safety Officer or Safety Department along with Risk Management can be summed up in one score (the LDF or E-Mod)
  2. Companies and governmental organizations are examining these two departments much more closely in the coming “age of the reduction”
  3. Any safety person should know their Experience Mod number.   The staff may be judged by that number alone.
  4. Workers Compensation is a delayed system, what you do in safety today may not show up in your WC program for years.
  5.  The old adage of  ” I am involved with Safety – the E-Mods are covered in another department”  does not fly any longer.
  6. We are out of the Workers Comp system does not apply to large deductible programs or self insureds.
  7. Safety and Risk Management personnel and complete departments have been eliminated before the results of their efforts were even calculated

    Vector Of James J Moore E-Mod LDF Presentation
  8. The Schedule Rating Factor  can more accurately reflect Safety and Risk Management’s current efforts.
  9. The Schedule Rating Factor has many elements in it from Safety and Risk Management
  10. Your E-Mod or LDF is like a personal credit score from hell.


An attempt will be made to attach the slides to the presentation if it is not too data intensive.   The attached file will be in PowerPoint 2013.   Today’s James J Moore E-Mod Ldf presentation was a standard presentation that he gives a few times a year.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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