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North Carolina Rate Bureau NCCI Part Ways Last Month


The North Carolina Rate Bureau Has No Records At NCCI Now

The North Carolina Rate Bureau changed their relationship with NCCI.  I received a call in the early part of March from NCCI.  NCCI said they owed me a refund.  I asked why?  NCCI informed me that nothing can now be looked up on NCCI for the State of North Carolina.   I even questioned the caller from NCCI about the old records.   She told me ALL records.

Woman Handling Record North Carolina Rate Bureau And Other Woman Signing

Please remember as you read this article that NCCI and the NCRB both helped me a great deal with research and answered my probably annoying questions since the 1990’s.   The two  Rate Bureaus treated me with respect in every transaction.

I was shocked.   Searching the NCCI databases for NCRB information made it a convenient task.   One wonders why the abrupt split occurred between the rating bureaus.

The North Carolina Rate Bureau (NCRB) changed a large number of rules last month.   The incoming new North Carolina Insurance Commissioner made the NCRB reform one of his top priorities.   This must be part of that reform.

Woman North Carolina Rate Bureau Getting Files In Record Cabinet
Wikipedia – Jason T. Poplin

I am still researching the Classification Code changes that were instituted by the NCRB.  At one time earlier this year, the class codes differed  greatly.  The research on class code differences takes a long time now that they are in two different places.

California’s rating bureau, the WCIRB became more like the NCCI over the last few years.   However, the WCIRB retained their independence.  The recent changes to the X-Mod formula by the WCIRB copied nothing from NCCI.

The E-Mod formula for NCCI changed very little this year.  The NCRB formula mirrors the NCCI for the most part.   I will update this article or write a new one when the North Carolina Rate Bureau institutes further changes.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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