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Few Housekeeping Items For Blog Now That It Is Two Years Old


A Few Housekeeping Items and Blog Rules

A few housekeeping items for the blog posts. This is a blog specifically dedicated to educating and informing the general public on Workers Compensation.

Woman Holding Housekeeping Items Image

You may notice that we do not have ads or links to click on to make $ from the blog. That way when anyone reads the blog, they can be assured that there are no outside influences on the blog posts.


You may use the search box to find any specific info.  You may also want to try the Workers Comp and Risk Management definitions under the Definitions tab.  If you have a question about something, please email or call us.  Due to a recent change in our liability carrier, I will be much more limited in giving free advice over the phone about a certain Workers Compensation insurance situation.


I have received many calls and emails about the Monopolistic State Funds and my original post that six states were still monopolistic.  I was incorrect at the time as Nevada had converted to a free market system.  A few weeks later I received a question on the post and corrected it in another post.   If you use the Search Box and search for monopolistic, you will see the correction.  I am totally against changing the posts once I upload them to the blog.  That is why I did not change the erroneous original post.


Graphic of Blog Housekeeping Items On Notes With Pen

If you would like to use any of the posts as part of your research for a college class, presentation, or any other situation that is fine as long as the blog is given a tagline or a reference.  In NO WAY  would I ever agree for any parts of this blog to be used to make money or as a part of a publication that charges a fee.  If I use a quote, I will at least name the source of the quote. I believe in keeping the Internet free.  This blog is copyrighted.         


My email is [email protected] and my direct phone line is (800) 813-1386.             

©J&L Risk Management Inc Copyright Notice.



James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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