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ChatGPT Workers Comp Minimum Disability Rates – 1/2 Win For AI


ChatGPT Workers Comp Minimum Disability Rates Question

I decided to try to stump AI again this week by asking the ChatGPT Workers Comp minimum disability question.   Minimum disability rates have long been a bane of mine. See this article for a well-learned lesson.

My Question to ChatGPT was this – what are minimum workers’ compensation temporary total disability rates?   I generated an answer and then regenerated an answer that ended up with the exact same answer without one change.   See the answer in the next section. Earlier this week, I asked for some AI assistance with where workers comp originated. The answer was totally wrong.   See that article here.   The question on the beginning of workers comp is not an easy question, except that AI should have been able to pull the minimum rate answer – in full.

The Correct Yet Anemic Answer 

The minimum workers’ compensation temporary total disability rates vary depending on the state or jurisdiction where the injury occurred. Each state has its own workers’ compensation laws and regulations that set the minimum and maximum compensation rates for temporary total disability benefits.

For example, in California, the minimum weekly temporary total disability rate for injuries that occur on or after January 1, 2022, is $224.58, while the maximum weekly rate is $1,356.19. In Florida, the minimum temporary total disability rate is $20 per day, and the maximum is $1,011 per week.

It’s important to note that these rates can change over time, and you should consult with a workers’ compensation attorney or your state’s workers’ compensation agency for the most up-to-date information on compensation rates in your area.

ChatGPT Workers Comp Minimum Disability Rate Answer Forgot Something

If one is going to talk about disability rates, the explanation of the calculation would have been important.  For an uninformed reader that had no background in WC, the answer would have been designated “a head-scratcher.”  Was I being too picky?

I think not as you cannot go to B without explaining a basic assumption – the workers comp weekly calculation.  The ChatGPT workers comp minimum disability rate article written by AI will improve over the next few months.  I guarantee it.

picture of man scratching head chatgpt minimum workers comp disability
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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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