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California’s WCIRB Offers Employers Free Experience Rating Sheets


WCIRB Free Rating Sheets

Free Experience Rating Sheets  are now offered by WCIRB to employers.  As NCCI has done for years, California’s WCIRB (Workers Compensation Insurance Rating Bureau) has allowed employers access to their rating bureau file once per year for free. I was going to re-write their press release, but I thought it would just be easier to provide a copy. Kudos to the WCIRB as this information is very critical for an employer to analyze their X-Mod (Experience Modification Factor) also known as an E-Mod.

Picture Of Two File Folder Rating Sheets On Table

NCCI has always provided rating sheets for free to employers that write a letter of request. If any employer would like to know what their E-Mod/X-Mod sheets mean or need assistance in obtaining their Experience Rating Sheet, please email [email protected]. This info can make or break an employer’s insurance budget. 


San Francisco, CA December 17, 2010 – Beginning January 1, 2011, each experience rated policyholder in California is entitled to receive a copy of its most recent experience rating worksheet once per year at no cost. This change comes in response to the Insurance Commissioner’s adoption of new rules proposed by the WCIRB in its January 1, 2011 Pure Premium Rate Filing.

Two Businessmen Looking In Rating Sheets File Folder

Policyholders may request a copy of their most current experience rating worksheet by completing a Policyholder Experience Rating Worksheet Request Form. This online form is available on the WCIRB website by clicking “Helpful Information” and then clicking “Obtaining Information from Us” from the home page. The form may also be accessed directly by visiting https://wcirbonline.org/ratesheet.

To complete the request form, a policyholder must enter the name of his/her business, the business address and a policy number shown on its workers’ compensation policy. If the policy number is not known, the policyholder should contact its insurer or insurance professional. The WCIRB cannot provide policy numbers. Requests for experience rating worksheets will be processed as soon as possible, but given the volume of inquiries, it may take up to 30 days to process a request.

Only the policyholder may obtain an experience rating worksheet using this form. Other parties who wish to obtain policyholder-specific information should review the “Obtaining Information From Us” web page for information about the necessary forms and appropriate fees.

On or around January 19, 2011, the WCIRB will mail a postcard to all experience rated employers notifying them of this new service and directing them to the WCIRB website for additional information.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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