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Workers Comp Medical Provider Networks Absence = Losing $1 Million

Absence of Workers Comp Medical Provider Networks – 1993 Example Still Resonates Today Workers comp medical provider networks can usually provide injured employees with the utmost care while saving medical treatment dollars.  A win-win-win situation between the injured employee, medical provider, and employer can be attained if a preset workers

NCCI Return To Work Analysis – Carriers Perspective on Cost Reductions

New NCCI Return To Work Analysis – Asking The Insurers Their Thoughts NCCI (National Council on Compensation Insurance) recently published a whitepaper as part of their Insights publications.  The NCCI Return to Work Insight covered six pages.  You can read or download a copy here. NCCI Return to Work Analysis

Pandemic Workers Comp Return To Work Conundrum Question

Pandemic Workers Comp Return To Work Question To Our Article Readers The tables have turned with me publishing a pandemic workers comp return to work (RTW) question for our great and intelligent audience. Pandemic Workers Comp Return to Work vs Vaccine Hesitancy Wikimedia public use license One of our great

Workers Comp Accident Management Questions Rolled In

Workers Comp Accident Management By Restaurant Manager One of the more popular articles published recently covered the workers comp accident management by the restaurant manager of a slip-and-fall accident by a waitperson.  The article went viral, well, viral for a very specific-subject website. I received a few emails with questions

Workers Comp Accident – Happened Right In Front Of Me

Workers Comp Accident – Slip and Fall In Restaurant Over the July 4th weekend, I decided to visit a local restaurant that survived the pandemic.  Who knew that a workers comp accident would happen right in front of me? Please note the accident did not happen at the restaurant in

Back To Work During A Pandemic For The Employee – Another Look

Back To Work – Considerations And Qualifications Going back to work is like a process of healing. A sick person needed medicine to be healed same as the workers that need to go back to their work. They needed a job to sustain and fulfill their daily needs. Workers have

Workers Comp COVID-19 Vaccinations – Part of Return To Work

Employers Require Return to Work Workers Comp COVID-19 Vaccinations? I started pondering how the Workers Comp COVID-19 vaccination process would work if an employee were returning to work with or without vaccination. This morning, I was reading a blog post from a Law Professor from Wyoming University.  I found it

Coronavirus Return To Work – Top 10 Issues For Workers Comp

Pending Post Coronavirus Return To Work Issues – Top 10 Preparations Coronavirus return to work issues will become the buzzword phrase in Workers Comp over the next few months (rightfully so).   Any references to a return to work mean all employees except for #9 below. This complete list may not

Employee Treatment Silent X Factor Great Risk Management

Employee Treatment By Employer Silent and Critical Factor The following advice on employee treatment by the employer is from an old manual I began in the 1980s and added to over the years.  I used to sell it as an income stream.   Employee treatment is not necessarily medical treatment.  I

Workers Compensation Medical Networks Save Bundle – Used Properly

Proper Use Of Workers Compensation Medical Networks Key To Employee Health And Savings Workers Compensation Medical Networks have always provided a large return on investment.  Injured employees receive the best medical treatment and the employer cuts their workers comp costs.  The insurance carrier or TPA claims staff being able to

Six Keys To Saving On Workers Comp – Let’s Cover Easiest One

The Six Keys To Saving On Workers Comp – Easiest One To Accomplish Today The Six Keys To Saving On Workers Comp started as the Four Keys.   Still – to this day, almost 30 years after I wrote the First Four – ASAP First Reports is the easiest Key

Workers Compensation Cost Cutting – Silent Fifth Key

#1 Workers Compensation Cost Reduction Technique The art of Workers Compensation cost cutting is one of those specialized areas that may have been put on the “back burner”.   The new healthcare laws and other concerns have dominated the employer landscape over the last few years. Workers Compensation cost concerns seem

Workers Comp Cost Savings – Onsite Medical Clinics

On Site Medical Clinics = Workers Comp Cost Savings One of the best ways to increase Workers Comp Cost Savings without sacrificing medical care is to use onsite or near-site medical clinics.  Medical control has been one of my Keys To Workers Comp Cost Savings since 1989. Onsite or near-site

Cutting Workers Comp Costs Adds 6th Key – Adoption By Management

Cutting Workers Comp Costs Has New Key Added For Clarity The subject of cutting workers comp costs added an obvious 6th addition to the list.  In 1989, I originally wrote and presented on what I thought were the Three Keys to Workers Compensation Savings.   I wrote the three from

WCRI Proves One of My Five Keys To Workers Comp Savings

Workers Comp Savings – WCRI Proves 4th Key I wrote the Five Keys to Workers Comp Savings many years ago.  When a great research company agrees with a long-held point, that is always a great sign.   The Workers Compensation Research Institute (WCRI) recently published another great study.   The study

Biltmore Corporation – Extensive RTW Program = Low E-Mod

Biltmore Corporation (Asheville) Return to Work  Program The Biltmore Corporation (Asheville, NC)  has an extensive return to work program. I am attending the North Carolina Safety Conference in Greensboro this week.  I attended one of the safety sessions that featured the Biltmore House/Biltmore’s Safety Manager Andy Spradley.   One of the main

Pay ACA Penalty File Workers Comp Claim For Medical Treatment

ACA Penalty May Not Deter Workers Comp Claims What if a worker decided to pay the ACA penalty and file a WC claims for medical treatment?  The Affordable Care Act (ACA) may cause an unintended spike in Workers Compensation claims. One of the concerns over the years in claims departments

Delaware Requires Employers Start Great Risk Mgmt Technique

Delaware Requires Employers  Job Lists To Treating Physician The State of Delaware requires employers to initiate a great risk management technique.  Return to work is one of the Five Keys To Saving On Workers Comp $.  I have been writing, presenting, and blogging on these Five Keys for over 25

Late Reported Claims Info = Increased Mod and Premium

Late Reported Claims Info by Carrier Can Cause E-Mod Increase Increased Mod and Premium were due to Late Reported Claims Info from insurance carrier employer. We received this emailed in question over the weekend.  The business owner was not very happy about receiving a policy amendment and bill during the

Occupational Therapy – Great Return to Work Technique – Worth It?

Occupational Therapy Can Be Worth The Expensive Costs  Most Occupational Therapy programs provide a great return to work technique. Many years ago when I was “riding” a WC claims desk, a file in New Hampshire had a type of provider I had not seen before in my career.  The physical

First Reports Of Injury – File Them Online Now Or Pay 400% Later

First Reports Of Injury Should Be Filed ASAP – No Excuses Workers Compensation First Reports of Injury (FROI) are an employer’s first step in Loss Control.  Loss Control is not the same as Loss Prevention.  Loss Control to me is defined as the prevention of future losses AFTER an occurrence of a

Footnote References For #3 Return To Work – Readers Requested

Footnote References For Return To Work Requested By Readers The footnote references are for #3 Return to Work.   I had been asked by numerous blog and newsletter readers for APA citations on my research. The two studies are cited below. Please check out my next post to see what #1,

Hallmark and American Greetings Can Be Great For Loss Control

Hallmark and American Greetings Cards Are Great Risk Management The Hallmark and American Greetings cards help control Work Comp Costs. One of our blog readers reminded me that I did not post an article on how greeting card companies can be great for reducing Workers Comp claims costs. I usually cover

Five Secrets To Cutting Your Workers Compensation Costs

Five Secrets To Saving On Work Comp Costs The five secrets to save on Work Comp Costs are actually based in common sense. I have in a roundabout way over the last few weeks covered a few of the secrets (that are not so secret) to cutting your company’s Workers

Employer Can Do One Thing To Quickly Wreck Workers Compensation

Employer Can Do This To Quickly Wreck Their Workers Compensation Program There is one thing that an employer can do to wreck their Workers Comp program. It is a mistake that can be remedied very quickly. The mistake is not reporting claims timely. With so many of the states requiring

AMA – Startling Workers Comp Return To Work Statistic

AMA Early Return To Work Saves Workers Comp Funds I was attending a lunch conference on Workers Compensation Return to Work earlier this week. The presenter provided this statistic from the AMA  (American Medical Association). The stat was based on the longer an injured employee is out of work, the

Workers Comp Claim Medical Costs – Fast Way To Reduce?

Workers Comp Claim Medical Treatment Do the Workers Comp claim medical treatment costs affect my claims cost the most? In my opinion, controlling the workers comp claim medical treatment is the quickest way to cut your Workers Comp costs. Controlling the medical costs not only means using the medical networks

Four Factors That Are Critical When Accident Happens

Four Factors When The Claim Occurs Are Critical The four factors are: How was the employee treated by their employer at the time of the claim? Did the employer have a medical network established to send the employee to for treatment? Was that employee sent to an established network medical

Workers’ Comp Costs – Six Keys To Saving Premiums

Reduce Your Workers’ Comp Costs – Six Keys (updated) Update – Six Keys To Saving on Workers’ Comp Costs. The mainstay of all my presentations is the (used to be three) “Five Six Keys to Saving on Workers’ Comp Costs.” This is a time-tested list that will reduce Workers’ Comp costs



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