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New York Workers Comp Coverage – Even A Governors Campaign


New York Workers Comp – NYSIF Fines Governor Hochul’s Campaign

The New York State Insurance Fund (NYSIF) recently sued their own Governor’s campaign committee for a $50K fine.  I originally came across this article from a Claims Magazine newsletter covering this New York workers comp situation.   No, this is not a politically-based article as none on this website have ever been slanted one way or the other.

Any time that a State Fund, in a rather bold move, is suing their own Governor’s election committee for no New York Workers Comp coverage, it should be covered in a Workers Comp blog such as this one.

All states have a worker maximum before an employer is required to acquire a workers comp policy to cover its employees in case of an on-the-job injury.   New York workers comp coverage has no minimum number of employees.  Almost all employers are required to carry workers comp coverage no matter the size – even sole proprietors.

Some states allow up to four employees without requiring a workers comp policy in place for that employer. New York starts at one employee including self-proprietors.

From the article –

According to state officials, Hochul’s campaign failed to carry workers’ comp insurance from Dec. 30, 2022, to September 6, 2023 — following her 2022 election victory.

Hochul campaign spokeswoman Jen Goodman responded, “The Hochul campaign became aware of a matter with the Workers’ Compensation Board today and is actively working with the board to resolve any questions.


The actress Tina Fey faced the same scenario for not providing New York Workers Comp coverage to some of her staff.  The 2014 article said that the actress was fined $79,000.  Then a few weeks later, an article was published that her staff was likely covered by a policy.  You can find that article here.  

Governor Hochul’s campaign may have had coverage in place such as Tina Fey did in 2014.  I will update this article or write another one when or if any more information is released on this unusual New York workers comp situation.

pic new york workers comp state regions



James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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