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WCRI 2021 State of the States Presentation – The Past Rules


WCRI 2021 State of the States: Selective Findings

The WCRI 2021 State of the States was extremely informative as it has been every year that I have attended the conference.

Speakers: Bogdan Savych, Ph.D., Rebecca Yang, Ph.D.

wcri 2021 state of the states
(c) Wikimedia – Norman B. Leventhal Map Center

Dr. Savych compared much of what happened in the current pandemic with the 2008 – 2009 great recession.

A few of the stark statistics on the current pandemic were:

  • 6,000,000 jobs lost due to pandemic – I think this number will increase as adjustments are made by such organizations as the Bureau of Labor Statistics – BLS
  • 27% concerned about job security – this number may end up much higher after the pandemic has lessened.

Dr. Yang presented the Workers Comp data. Workers Comp fee schedules have always been one of my recommended ways that state governments can supply great medical care along with cost reductions for their state’s employers.

The fee schedule results on outpatient facility charges:

  • AL was 136% above the median state in the 2018 study
  • NV was 60% lower than the median state

The fixed amount fee schedule states showed decreases in medical charges. One can usually expect a decrease in medical charges when a fixed fee schedule has been enacted in the respective states.

An example was VA with a 32% reduction in ASC fees. (ASC – Ambulatory Surgical Centers)

I have written on VA needing a fee schedule since the mid-2000s. One of the main concerns with having a fixed fee schedule is that physicians will turn away Workers’ Comp patients. This has not happened in any state at any time that I can remember.

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James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


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