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Most Reclassified Workers Comp Governing Class Code 2020 – NCCI

Top 10 Most Reclassified Workers Comp Governing Class Codes – NCCI Every year, I try to cover the most reclassified Workers Comp Governing Class Codes. The NCCI provided a great video and handout here.  One point to note – the reclassified codes were the governing class codes. Governing Class Codes

WCIRB 8871 Webinar – What California Insureds Need To Know

California’s Rating Bureau WCIRB 8871 Webinar Today – Some New Insights I just finished watching the WCIRB 8871 webinar.   The webinar was only 30 minutes.  Then again, how long can a group talk about the new classification code? Very few changes were introduced from the previous WCIRB 8871 webinar that

Most Reclassified Class Code – Which One Topped NCCI List For 2019?

Reclassified Class Code During 2019 Inspections – Which Code Changed The Most? NCCI recently released a quick report on the most reclassified class code for 2019.  We have seen this class code very often in the last five years.  Which was one was it? The most reclassified class code for

Are The Recent Class Code Changes Saving My Company Premium?

The Recent Class Code Changes – A Further Look – J&L The recent class code changes buzzed in the workers’ comp news for well over a month.   Why am I writing another article on this subject?  The class code changes convert into amounts of premium dollars > your company’s budget.

California Workers Comp Telecommuting Class Code 8871 Added

 Telecommuting Class Code 8871 Added To California WCIRB Class Codes California’s Workers Comp rating bureau (WCIRB) added in Telecommuting Class Code 8871 after a regulatory meeting this week. If your company is domiciled in California or you have California-based employees,  you will need to separate these employees from furloughed employees

Work Comp Class Code 8871 Clerical Telecommuter Very Popular Now

Work Comp Class Code 8871 Popular During the Coronavirus Pandemic The Workers Comp Class Code 8871 represents telecommuters.  Exactly who are telecommuters?  Let us first cover the general non-workers’ comp generic definition.   Definitions of Class Code 8871 General  Telecommuters are defined as: Someone who works at home and communicates

Civil Engineer Asks Great Worker Compensation Class Code Question

Civil Engineer Was On The Right Track With Workers Compensation Codes A civil engineer was looking over the house that I am presently selling.   He had asked me what I do for a living.  I had told him that I am a worker’s compensation consultant. He posed this question –

Workers Compensation Class Code 9015 – Most Reclassified in 2017

NCCI Names Most Reclassified Workers Compensation Class Code 9015 The Workers Compensation Class Code 9015 has long been a source of confusion for agents, underwriters, and premium auditors.  NCCI (National Council on Compensation Insurance) reaffirmed the confusion by naming the Code as their most reclassified code. In the past, NCCI

Classification By Analogy Can Affect Workers Comp Rates

Classification By Analogy The term Classification by Analogy is one of those workers comp buzzwords that generates a large number of emails and call to us.   The term is usually mentioned by a workers comp auditor or rating bureau. One of the challenges of classification is when there is

Workers Comp Classification Codes – How Do We Verify Them?

Workers Comp Classification Codes This question on Workers Comp Classification Codes was phoned into our offices last week due to the prior post on Classification Codes.   One of the blog readers asked where to find the manual or website that contains all of the Workers Comp Class Codes. The

Classification Code 8810 – Final Answer?

Classification Code 8810 Classification Code 8810 may not be the final determination for many clerical office employees at the time of the workers comp premium audit.   Classification Code 8810 NOC (Not Otherwise Classified) is a Standard Exception Code. We receive a large number of inquiries from employers when, during

Top 25 Dangerous Jobs – Highest Injury Rates 2011 and 2012

Top 25 Dangerous Jobs Using BLS Statistics The Top 25 Dangerous Jobs list contained a few surprises.  The Bureau of Labor Statistics publishes many great employment statistics.  When I was searching for the injury rates of the teacher from yesterday’s article, I came across the injury rate rankings of the most dangerous

Most Expensive Classification Code in Texas Is USL&H Code

The Most Expensive Classification Code in Texas Involves USL&H The Most Expensive Classification Code in Texas. I was working on a project for a client that had a large % of their operations in Texas.  The Texas Relativity schedules for 2013 (usually known as Classification Codes) indicated that 6874F was

Workers Comp Audit Dispute Question From Twitter Tweeter

Audit Dispute Question From A Twitter Follower Our Workers Comp Twitter handle received an audit dispute question from a Twitter Tweeter. Can an insurance carrier perform a mid-term audit and  then come back in for another audit after the policy expires?   That seems to take up a large amount

California – WCIRB Upcoming Meeting Will Affect Certain Employers

WCIRB Upcoming Meeting Will Affect Certain Employers Heavily The upcoming meeting of WCIRB in California may be one to mark on your calendar if you own one of the below listed companies.  The WCIRB may change some classification  codes depending on a meeting on March 5th.  The WCIRB is California’s rating agency for

Why Did Classification Codes Change On My Workers Comp Policy?

Why Did Our Classification Codes Change So Abruptly? Why did the classification codes change on my Work Comp policy? I received this Class Code question last week. With NCCI changing so many classification codes, I thought this would be a good area to cover this week. Since 2006 the NCCI

Classification By Analogy – When No Class Code Describes Your Business

When No Code Fits – Classification By Analogy The term Classification by Analogy generates many questions on how companies are rated  by the rating bureaus such as NCCI and the WCIRB.  One of the most confusing terms associated with classification codes is the classification by analogy. This is especially true if

Class Code 8810 – The Magical Mystery Code

Workers Comp Code 8810 aka Class Code 8810 Class Code 8810  also known as workers comp code 8810 is one of the most misunderstood classification codes in Workers Comp. We receive a very large number of emails and phone calls on this subject usually just after an employer’s yearly premium/payroll

Workers Comp Classification Codes vs Employee Classifications

Employee Classifications vs WC Classification Codes The Employee Classifications and WC classification codes are entirely different.  I had written about this subject late last year. I receive a few questions every time the online press starts publishing articles warning employers concerning classifications. There is a big difference in these two very

8742 Class Code And Your Company – Often Misunderstood

8742 Class Code Salespeople Messengers and Outside Collectors One of the most misunderstood  is 8742 Class Code also known as the Salespeople, Messengers, and Outside Collectors Class Code.  8742 along with Class Code 8810 are the most popular Standard Exception Codes. Please click on the link for more on Standard Exception

Classification Codes 8810 and 8742 Again – Standard Exception Codes

Classification Codes 8810 and 8742 My posts on Classification Codes 8810 and 8742 seem to generate the most interest of the whole blog. I have posted on them often. They both are referred to as Standard Exception Codes. They differ greatly from your company’s Governing Class Code. I had posted

Great Premium Audit Follow Up Question From Yesterday

 A Great Premium Audit Classification Codes Changes Question – Be Careful Here Earlier this morning,  I received a great follow up question about great premium audit class codes.  Yesterday I posted on how changing classification codes can backfire in certain instances. I received two questions since that asked – Why

General Inclusions

General Inclusions – Term Of The Day In Workers Compensation, there are employers that may operate what seems to be two separate businesses. There are certain activities that are specifically included in all classifications and may not be separately classified. These activities must be assigned to the classification that describes

What Is The Governing Class Code On My Policy?

Governing Class Code-Workers Comp Term The governing class code is the employers code that generates the most payroll. It is used to determine the type of business the insured is in. Miscellaneous employees will be coded under the governing class code as well.   ©J&L Risk Management Inc Copyright Notice

8810 and 8742 Classification Code Correction From Earlier Post

Classification Code Correction 8810 and 8742 We have a Classification Code Correction for 8810 and 8742 – the Standard Exception Codes.  I had posted previously in this post concerning the All Employees designation under certain class codes. I knew the rule, but I was in a hurry to get the

Class Codes 8742 and 8810 Revisited

Revisited Class Codes 8742 and 8810 Some of the most read articles on my blog involve Classification Codes 8810 and 8742. These two class codes can sometimes be very confusing as they are very general. They cover so many jobs and job functions in a company. There is one caveat to

California Worker’s Classification Code Changed Walking Thru Plant

California Worker’s Classification Code Oddity  This Classification code for the trapped employee. A recent review by our company showed that a premium auditor in California reclassified a worker just for the fact that the employee had to walk through the plant to get to his workstation as an administrative assistant

Work Comp Classification Codes Are Critical To Your Policy

Your Company’s Work Comp Classification Codes Are Important Your Work  Comp classification codes are very critical to your premiums. We have received quite a few inquiries over the last few weeks about Classification Codes during premium audits by the insurance carriers. The Classification Codes are not SIC codes. However, there

Most Expensive Workers Compensation Classification Codes California

Most Expensive Workers Compensation Classification Codes California Version For the most expensive Workers Compensation classification codes California seems to be the highest in the US.   In performing recent premium audits for California employers, I decided to check out which type of employers paid the most for workers compensation coverage

NCCI Class Code Premium Audit Questions – Match Code to Job

NCCI Class Code Can Be Complex I have received a large number of questions on NCCI class code over the last month. I seem to receive the most about how to correctly match a company’s jobs to the class codes they have been assigned at the inception of the policy

What Is The NCCI Class Code 8810?

NCCI Class Code 8810 This is the most popular question that we receive about the NCCI Classification Code system. Class Code 8810 is the Administrative/Clerical code that is used in all 50 states, including the monopolistic states. It is usually the least expensive code as employees that fall under the

NOC – What Does That Mean?

Workers Comp Rating Acronym NOC NOC  is an acronym you need to know.     Another great question from one of the blog readers – We received our Workers Comp policy for this year. We noticed that all of our positions – Classification Codes have an NOC on the end

Inadvertent Way To Increase Your Workers Comp Premiums

Workers Comp Big Premium Increases – Inadvertent Way To Cause The inadvertent way that for an employer you can increase your Workers Compensation premium. I have seen a situation happen very often in a recession that can cost an employer a large amount of workers comp premium dollars, especially at

Workers Comp Classification Codes – Great Blog Reader Question

Question on Workers Comp Classification Codes In one of your earlier blogs, you talk about Workers Comp Classification Codes and how they describe the jobs that are performed in a business. Why do my Classification Codes seem to be different from what my business actually does, and why are they not

HVAC Classification Code Retired – NCCI Closes Out Popular Code

NCCI Retired HVAC Classification Code 5536  NCCI Retired HVAC Classification Code – where does that put your company? Quite a few of our clients that have been overcharged on Workers Compensation are HVAC employers. Now, to complicate matters even more, the HVAC Classification Code 5536 has been eliminated due to

Workers Comp Class Codes – Quick Primer On Important Policy Term

Workers Comp Class Codes Quick Primer The Workers Comp Class Codes are also known as Class Codes, Work Comp Codes, Codes, etc. Today, let us start with the definition of the Class Codes. As I mentioned in my last post, the errors that we find have a common theme to

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