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Mod Android App – EMC Smart Mod

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Mod Android App

A good Mod Android App keeps the calculation simple and straightforward.  Smart Mod ™ from EMC (Employers Mutual Casualty) is a one of a kind Experience Mod Android App.

I found no other apps that tried to take on the E-Mod or X-Mod calculations. The app required no logons or passwords to access the calculator.

The following first screen shows the inputs required to calculate a Mod.  The second screen shows the results.

If you are an EMC agent, you can actually download all the Mod information directly into the calculation.

What I liked about this App was:

  1. You do not have to be an EMC client or agent to use the app
  2. The app covers all states (NCCI and non-NCCI)
  3. The results screen (see second screen) lets you see what happens if you have better or worse results  in 10% increments.
  4. There is an option to see general recommendations from EMC on how to reduce your Mod.

The one limitation to the calculator is that you cannot input your complete specific information from the Mod sheets.  However, the app may be providing you a favor. Inputting all the numbers from your Mod sheets into a smart phone could be very tedious. The EMC Mod Android app can still be useful for your general knowledge of Mods.

Screen of EMC Mod Android App SmartMod

Screen of EMC Mod Android App SmartMod

 

 

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James Moore

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Mgmt Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications

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