Workers Comp Audit Stress Reducer
Use It For Your Next Premium Audit

J&L Risk Management Articles – How To Access The Whole Picture


J&L Risk Management Articles – Six Steps For Easier Access

The website contains over 2,000 J&L Risk Management articles.  Use these six steps to make sure that you have found all the articles that pertain to the subject that brought you to our website.

pic J&L Risk Management Articles Steps
Public Use License

If you are reading this info, thanks for your readership and interest.

  1. Breadcrumbs are at the top left of each article.  You may navigate using them to find associated articles.  The breadcrumbs are based on the category of each article.  We have spent hundreds of hours working on all the Categories.
  2. At the bottom left of each article is the associated Category.  Click on the category to find similar articles.  We do not recommend using the tags.  The tags break down the categories into ultra-specific articles.
  3. The ultimate way to find associated articles and webpages on the website can be found in the search box on all articles and posts.  This is the best way to find what you wish to read on a certain subject.  The search box is at the middle right of each post or page.
  4. You may find similar articles.  We have been publishing the articles since 2007.  Some of the subjects could have been covered multiple times.  The newest article will be the most relevant.  For instance, we have published the same IRS independent contractor rules with updates for 10 years.
  5. Internal and external sources can be found in multiple links in the articles.  We are currently refining the internal links to make the links more relevant between the articles.
  6. Sign up for our weekly newsletter.   The Subscribe Button is in the heading of each page. We also post a link to the newsletter on Linkedin and Twitter.  Due to reader privacy concerns, we no longer post the newsletter to Facebook.


Please do not hesitate to email us from our contact page or call us at the toll-free number on our contact page.   If you disagree with what was covered or have questions, we would love to hear from you.

Due to a recent website upgrade, some of the articles may appear scrambled. We are working on those too.   Every sitewide correction or modification takes six months to complete – Egad!

Out of the 2,000 articles on this website, most of them have come from reader questions.  We have the equivalent of 10 books of info on this website.

If you use any of the J&L Risk Management articles on your website or in publications and speeches, please give us a shout-out backlink to the article.

You will notice no advertising or pop-ups on this website.  Those are irritating and not useful for your research.

Also Read: Workers Comp Emergency Room Visits – Bad Risk Management?

 ©J&L Risk Management Inc Copyright Notice



James J Moore - Workers Comp Expert

Raleigh, NC, United States

About The Author...

James founded a Workers’ Compensation consulting firm, J&L Risk Management Consultants, Inc. in 1996. J&L’s mission is to reduce our clients’ Workers Compensation premiums by using time-tested techniques. J&L’s claims, premium, reserve and Experience Mod reviews have saved employers over $9.8 million in earned premiums over the last three years. J&L has saved numerous companies from bankruptcy proceedings as a result of insurance overpayments.

James has over 27 years of experience in insurance claims, audit, and underwriting, specializing in Workers’ Compensation. He has supervised, and managed the administration of Workers’ Compensation claims, and underwriting in over 45 states. His professional experience includes being the Director of Risk Management for the North Carolina School Boards Association. He created a very successful Workers’ Compensation Injury Rehabilitation Unit for school personnel.

James’s educational background, which centered on computer technology, culminated in earning a Masters of Business Administration (MBA); an Associate in Claims designation (AIC); and an Associate in Risk Management designation (ARM). He is a Chartered Financial Consultant (ChFC) and a licensed financial advisor. The NC Department of Insurance has certified him as an insurance instructor. He also possesses a Bachelors’ Degree in Actuarial Science.

LexisNexis has twice recognized his blog as one of the Top 25 Blogs on Workers’ Compensation. J&L has been listed in AM Best’s Preferred Providers Directory for Insurance Experts – Workers Compensation for over eight years. He recently won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer contributions to the area of risk management and safety. James was recently named as an instructor for the prestigious Insurance Academy.

James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has published two manuals on Workers’ Compensation and three different claims processing manuals. He has also written and has been quoted in numerous articles on reducing Workers’ Compensation costs for public and private employers. James publishes a weekly newsletter with 7,000 readers.

He currently possess press credentials and am invited to various national Workers Compensation conferences as a reporter.

James’s articles or interviews on Workers’ Compensation have appeared in the following publications or websites:

  • Risk and Insurance Management Society (RIMS)
  • Entrepreneur Magazine
  • Bloomberg Business News
  • WorkCompCentral.com
  • Claims Magazine
  • Risk & Insurance Magazine
  • Insurance Journal
  • Workers Compensation.com
  • LinkedIn, Twitter, Facebook and other social media sites
  • Various trade publications


Get the latest workers' comp news FREE!

This field is for validation purposes and should be left unchanged.